Are you tired of spending thousands of dollars on travel? Good news! Travel hacking is the answer to all your travel problems. It’s an exciting way to convert credit card bonus and sign-up incentives into airline miles, which you can use to score discounted or complimentary flights for your ideal destinations. With a little bit of imagination and a little bit of insider information, you’ll travel for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is about exchanging credit card sign-up bonuses and rewards for airline miles. The miles can be used to buy discount or no-cost flights. Certain credit cards let you redeem miles towards hotel stays or rental car deals.
How Does it Work?
The key to successful hacking travel is taking advantage of the sign-up bonuses for credit cards and to establish a frequent flyer mile program on a select group of airlines. When you are ready to make a booking consider the cost. If the cost is less than $300, it’s usually better to pay in cash and use your miles to pay to book a higher-priced flight. If the prices start to rise higher than $500, it’s best to check the frequent flyer account to find out which airline will give you the best deal. It all comes down to the amount of points or miles in your travel bank for every airline.
Get Started with Travel Hacking
Are you interested in learning the secrets to travel hacking? First step to open the credit card that comes with a sign-up offer. There are many great credit cards that offer a variety of features and benefits. It depends on the type of airline, your spending habits, and what features are crucial to you.
Top Credit Card Picks
Here are some credit cards that are perfect for travel hacking:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
Once you’ve been approved for a credit card, you’ll have to meet the limit of spending minimum in order to qualify for the bonus. Each card has its own guidelines, so make sure to look up the details. From there, it’s all about racking miles and using them to book your dream vacation!
Are you ready to go on a jet-setting with your goals?
Once you’ve accumulated your points balance, you’re ready to use them towards delicious getaway! Different credit card companies will have different methods of redeeming your points. Here are some examples from a few of the providers I’ve worked with:
Getaway with Chase Ultimate Rewards
If you’re a holder of a Chase credit card, then you can use your points to redeem them through the Ultimate Rewards portal. In the portal, you’ll get access to virtually every airline. You can combine points and cash to pay for your trip. You can even book entirely with points if you’ve the balance for it! Sometimes even if you do not possess enough points for the full price, you can purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash using any credit card.
Are you tired of paying full price for your flights? Did you know that when you book directly through United, you have the option of paying with dollars or points? But, be careful that if you don’t have enough points, you can’t combine dollars and points on flights. If you’re only a couple of point short United also offers the option of buying additional miles.
Looking for a flight within the United States? Look no further than JetBlue! JetBlue offers an enjoyable and comfortable flight experience , with more legroom as well as free snacks. In addition, their booking procedure is like United’s, allowing customers to book using either JetBlue dollar or points, however, not both. However, JetBlue has a unique feature that lets you combine your points with family members to accrue points twice as quickly. Make sure to verify that you are a family member before trying to hack the system.
Make sure you spend that minimum amount
If you’re like me or my travel companion Becca I’m sure you’re pretty frugal and it can be challenging to attempt to spend thousands of dollars to hit the minimum amount required to earn a credit card bonus. However, don’t be worried because we’ve been there and we’re here to share our tricks and tips.
Pay your rent (if you can)
This is a huge one! If you’re able to pay your rent using credit card, then do it! Make sure you be charged a fee, typically at least 3%. It may be worth it in the long run if the bonus is high enough.
Make a payment on a medical expense
Another excellent way to meet the spending limit is to cover a medical bill. If you do not have any medical expenses due then ask your family members if you can pay them for theirs, and they can repay you.
Pay off a loan
If you’re a borrower take into consideration repaying them using the credit card you have. Make sure to pay off the credit card balance in full so you don’t accumulate more debt.
Ask your family members for help
Ask your family members to see if they have any large expenses coming up that you can help pay for. Just make sure you are able to trust the person and that they know why you’re taking the initiative.
If you’re celebrating the holidays you should consider purchasing all of your gifts with the credit card you have. This way you can meet the minimum spending limit and also be prepared for gift giving. Make sure that you’re not spending more than you already planning to.
There are many methods to get the most from your travel credit card. You can accumulate miles or points that you can be used towards airfares or other travel-related costs. Here are some additional ideas for maximizing your rewards:
Book travel expenses with your credit card
When you’re planning your next trip, use you travel credit card to book your hotel, flight or rental car, as well as any other travel expenses. In addition, you’ll be able to meet the minimum spend to earn your credit card reward as well, however, you’ll also earn points or miles to cover the expenditures.
Use your credit card for all your daily costs
Another method to reach the minimum amount of spending to earn rewards is using your credit card to pay for every day expenses. This could be items like groceries, gas and even your telephone bill. Make sure you pay the balance off in full each month so you don’t accrue interest charges.
Make the most of bonus categories
Many travel credit cards offer miles or points in exchange for certain types of purchases, like dining or travel. Be sure to review your rewards program on your credit card and avail any bonus categories that align with your spending habits.
Take into consideration the possibility of transferring your balance
If you’re in the middle of a debt on a credit card, you might want to transfer the balance to a travel credit card with an introductory rate of 0% for balance transfers. This will let you pay off your debts without accruing interest, and also aid in achieving the minimum spending requirement for the credit card bonus.
Use your points or miles wisely
When you’ve earned a significant amount of points or miles make sure you use them wisely. Check out the rewards program on your credit card and compare the value of different redemption options. For instance using points to book a flight directly with the airline might offer better value than using them to purchase a gift card.
Another tip is to use a rewards card that allows you to transfer points to other loyalty programs. This allows you to get a wider selection of options and greater freedom when it comes to redeeming your rewards. For example, you may be eligible to transfer your reward to frequent flyer programs of airlines or reward program for hotels. This will give you access to a larger selection of hotels, flights, and other travel perks that aren’t available through the rewards program of your credit card.
Additionally, try to find out the card’s benefits. some perks that could save you money on travel-related expenses. Some cards offer travel insurance as well as rental car insurance baggage protection and other benefits that could be very beneficial when traveling.
If you’re traveling with a friend and both of you earn rewards with your own credit card. Just remember that you can’t split the cost on the same card and make sure to keep track of your rewards separately.
Overall, the key to maximizing your travel rewards is to know the rewards program on your credit card and make sure you’re using it in the most effective way possible. Utilizing a combination of the strategies I’ve listed that you can earn rewards fast, exchange them for valuable travel experiences and benefit from a wide variety of travel benefits.