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Are you fed up of spending an enormous amount on flights? Good news! Travel hacking is the answer to all your travel problems. It’s a fun way to turn credit card welcome bonuses and other incentives into airline miles, which can be used to score discounted or cheap flights from your desired destinations. With a bit of imagination and a little bit of insider knowledge, you can travel for free in no time.

The Basics of Travel Hacking

Travel hacking is about swapping credit card sign-up bonus as well as incentives to earn airline miles. These miles can later be used to purchase cheap or free flight tickets. Certain credit cards permit you to use miles to pay for hotel stays or rental car offers.

How Does it Work?

The key to successful hacking travel is taking advantage of the credit card sign-up bonus and to establish a frequent flyer mile program on a select group of airlines. When you are ready to make a booking take a look at the price. If the flight is under $300, it’s generally better to pay cash and use your miles to pay to book a higher-priced flight. When the flights start getting higher than $500, it’s best to look into the frequent flyer account to find out which airline will give you the best deal. All it boils down to is the amount of points or miles you have in your travel account for each airline.

Start with Travel Hacking

Are you interested in learning the secrets of travel hacking? The first step is to open the credit card that comes that comes with a welcome bonus. There are plenty of great credit cards with many features and benefits. It depends on the type of airline, your habits with spending and the features that are most essential to you.

Top Credit Card Picks

Here are some credit cards that are excellent for travel hacking:

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

Once you’ve been approved for a credit card you’ll need to reach the limit of spending minimum in order to receive the bonus. Each card has its own guidelines, so make sure to check for this information. Then, it’s all about racking miles and using them to book your dream vacation!

Are you ready to set sail with your ideas?

Now that you’ve built up the points amount, it’s time to use them towards sweet vacation! Different credit card companies have different methods of redeeming your points, but here are some examples from a few of the ones I have experience with:

Escape by using Chase Ultimate Rewards

If you own an Chase card, you can use your points to redeem them through the Ultimate Rewards portal. In it, you’ll have access to nearly every airline, and you can use a combination of the points as well as cash in order to pay for your next trip. You can even book completely on points if you have the funds to pay for it! Sometimes even if you don’t possess enough points for the entire cost, you still can purchase flights through the Chase Ultimate Rewards portal and pay the balance cash using any credit card.

 

United

Are you fed up of paying the full cost for your flight tickets? Did you know that when you book directly through United you can choose the option of paying with dollars or points? But, be careful that if you don’t have enough points, you cannot combine points and dollars for one flight. Don’t worry, though, if you’re only a couple of points away, United gives you the option to purchase additional miles.

JetBlue

Are you looking for a domestic flight? Look no further than JetBlue! JetBlue offers passengers a relaxing and pleasant travel experience that includes extra legroom as well as free snacks. Plus, their booking process is like United’s which allows passengers to book flights using JetBlue either dollars or points but not both. The difference is that JetBlue has a unique feature where you can join your points with family members to accrue points twice as fast. Just make sure you can establish that you’re a real family member prior to trying to hack into the system.

Reach that Minimum Spend

If you’re like me and my travel companion Becca I’m sure you’re pretty economical and it’s challenging to attempt to spend thousands of dollars to hit the minimum amount required to earn a credit card bonus. Don’t worry because we’ve been there and are here to share our tricks and tips.

Pay your rent (if you can)

This is a big one! If you’re able pay your rent using credit card, then do it! Make sure you pay a fee, usually about 3 percent. It may be worth it over the long term when the bonus is large enough.

Make a payment on a medical expense

Another excellent way to meet the required spending is to cover a medical bill. If you don’t have any medical bills due, ask your relatives if you could pay their medical bills and they’ll pay you back.

Pay off the loan

If you’re in the middle of a loan, consider repaying them using your credit card. Be sure to pay the credit card balance in full , so that you don’t end up with more debt.

Ask your family members for help

Discuss your family with them and see if they have any large expenses coming up that you can help pay for. Make sure that you are able to are able to trust the person and that they know why you’re doing it.

Give presents

If you’re celebrating the holidays take into consideration buying all your gifts with the credit card you have. In this way, you’ll reach the minimum spending requirement and also be prepared to give gifts. Just make sure you’re not spending more than you were thinking of.

There are plenty of ways to get the most of using your credit or debit card for travel and accumulate miles or points that you can spend on the cost of flights or other expenses related to travel. Here are a few more suggestions for maximising your rewards

Pay for travel expenses using your credit card

Whenever you’re planning a trip, use your travel credit card for booking your hotel, flight, rental car, and any other travel-related expenses. Not only will you be able to meet the required amount to earn your credit card reward as well, but you’ll also be earning points or miles to cover those expenses.

Utilize your credit card to pay to pay for your everyday costs

Another way to meet the minimum amount of spending in order to accumulate points by utilising your credit cards to pay everyday expenses. This can include things like gas, groceries and even your telephone bill. Make sure you pay off the balance in full every month to ensure you don’t pay interest.

Take advantage of bonus categories

A lot of travel credit cards provide miles or bonus points for specific types of purchases, like eating out or traveling. Make sure you review your credit card’s rewards program and make use of any bonus categories that align with your spending habits.

Think about the possibility of transferring your balance

If you have existing outstanding debt due to a high-interest credit card, you might want to transfer that balance onto a travel credit card with an introductory rate of 0% for balance transfers. This will allow you to pay off your debt without accruing interest. It will also help you hit the minimum spend for the credit card bonus.

Use your points or miles wisely

Once you’ve accumulated a substantial amount of miles or points make sure you use the points or miles wisely. Check out the rewards program on your credit card and then compare the benefits of different redemption options. For example you can use points to purchase a flight directly with the airline could provide you with a greater value than using them for the purchase of a gift card.

Another tip is to use an rewards card that permits you to transfer your reward points into other loyalty programmes. This will let you get a wider selection of options and greater flexibility when making use of your rewards. For instance, you might be capable of transferring your reward to an airline’s frequent flyer program or reward program for hotels. This will give the benefit of a larger selection of hotels, flights as well as other travel perks which are not available through the rewards program on your credit card.

In addition, you should find out the card’s benefits. any perks that can save you money on travel-related expenses. Some cards offer travel insurance and rental car insurance, baggage protection, and other benefits that are extremely valuable when you’re traveling.

Finally, when you’re traveling with a friend, both of you can earn rewards with your own credit card. Just remember that you can’t split the cost on the same card. Also, make sure to track your rewards separately.

The key to maximizing your travel rewards is to know the rewards program of your credit card and to ensure you’re making use of this program in the most efficient way possible. By using an array of strategies I’ve listed, you’ll be able to earn rewards quickly, redeem them for travel experiences that are worth it and take advantage of a broad assortment of travel-related perks.