Are you fed up of spending an enormous amount on flights? Then, there’s a good news! Travel hacking can be the solution to all your travel problems. It’s an exciting way to convert welcome bonuses and other incentives into airline miles which you can use to get discounted or even complimentary flights for your dream destinations. With a bit of imagination and some know-how, you’ll be jet-setting for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is about exchanging credit card sign-up bonuses and incentives for airline miles. These miles can then be used to purchase cheap or free flight tickets. Certain credit cards will also permit you to use miles towards hotel stays or rental car discounts.
How Does it Work?
The most effective method for successful travel hacking is to take advantage of credit card sign-up bonuses and establishing a frequent flyer mile program for a specific group of airlines. When you are ready to make a booking consider the cost. If the price is under $300, it’s generally better to pay cash and use your miles to pay to take a more costly flight. If the prices start to rise higher than $500, it’s best to review your frequent flyer accounts and determine which airline offers you the most value. All it boils down to is the amount of points or miles in your travel account for every airline.
Start with Travel Hacking
Ready to learn the secrets of travel hacking? The first step is to open a credit card with a sign-up bonus. There are plenty of great credit cards that offer a variety of advantages and features. It is all dependent on the airline, your spending habits, and what features are important to you.
Top Credit Card Picks
Here are a few credit cards that are great to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit card, you’ll have to meet the spending limit for minimum expenditure in order to receive the bonus. Every card has different rules, so be certain to verify the details. From there it’s all about building up miles, and using them to book your dream vacation!
Are you ready to go on a jet-setting with your goals?
Now that you’ve built up your points balance, you’re ready to use them towards sweet travel! Different credit card companies have different methods for redeeming your points. Here are a few examples from some of the providers I’ve had experience with:
Getaway by using Chase Ultimate Rewards
If you own an Chase cards, you are able to use your points to redeem them through the Ultimate Rewards portal. Through it, you’ll have access to virtually every airline. You can make use of a combination of the points as well as cash in order to pay for your next trip. You can book your flight entirely using points if you’ve got the funds to pay for it! Sometimes, even if you don’t have enough points to cover the full price, you can book flights using the Chase Ultimate Rewards portal and pay the balance in cash with every credit card.
Are you fed up of paying full price for flights? Did you not know that when you book directly through United, you have the option of paying with dollars or points? But, be careful in case you don’t have enough points, you can’t combine dollars and points on the same flight. No worries though, if you’re a few point short United also offers the option of buying additional miles.
Are you looking for a domestic flight? You should look no further than JetBlue! JetBlue offers an enjoyable and comfortable flight experience with extra legroom as well as free snacks. In addition, their booking procedure is similar to United’s, allowing passengers to book flights using JetBlue dollar or points however, not both. The difference is that JetBlue has a unique feature that lets you join your points with your relatives to earn points twice as quickly. Be sure to prove you’re really family before trying to hack the system.
Reach that Minimum Spend
If you’re like me or my travel companion Becca You’re probably quite economical and it’s difficult to think of spending thousands of dollars to hit the minimum amount required to earn a credit card bonus. However, don’t be worried as we’ve done it and are here to share our tips and tricks.
Pay your rent (if you can)
This is a huge one! If you’re able to pay for your rent with a credit card, do it! Be prepared to pay a fee, usually at least 3 percent. It may be worth it over the long term in the event that the bonus is substantial enough.
Pay a medical bill
Another excellent way to meet the spending limit is to pay for the medical bills. If you don’t have any medical bills coming up Ask your family members to pay their medical bills and they will repay you.
Repay a loan
If you’re a borrower take into consideration paying them off with an credit card. Just make sure you pay off the credit card balance in full , so that you don’t accumulate additional debt.
Ask family for help
Talk to your family and see if they have any major expenses in the near future that you can help pay for. Make sure that you are able to are able to trust the person and that they know why you’re doing it.
If you’re celebrating the holidays take into consideration buying all your gifts using the credit card you have. So you’ll be able to hit that minimum spend and be ready for gift giving. Be sure to avoid spending more than you thinking of.
There are a lot of ways to get the most from using your credit or debit card for travel. You can earn miles or points to be used towards flights or other travel-related expenses. Here are a few additional ways to maximize your rewards:
Pay for travel expenses using your credit card
When you’re planning your next trip, make use of your travel credit card to pay for your hotel, flight, rental car, and other travel costs. You’ll not only achieve the required amount to qualify for a credit card and earn points, but you’ll also earn points or miles for these expenditures.
Utilize your credit card to pay for all your daily expenditures
Another way to hit the minimum amount of spending to earn rewards is by making use of your credit card to pay daily expenses. This could include things like gas, groceries or even your phone bill. Just make sure to pay the balance off in full each month so you don’t accumulate interest.
Benefit from bonus categories
A lot of travel credit cards provide miles or points in exchange for specific types of purchases, such as eating out or traveling. Check out your rewards program on your credit card and take advantage of any bonus categories that align with your spending habits.
Take into consideration the possibility of transferring your balance
If you’re in the middle of a debt on a high-interest credit card, you might want to transfer that balance onto an account with a travel credit card that has the introductory APR of 0% for balance transfers. This will allow you to pay off your debts without accruing interest. It will also aid in achieving the minimum spending requirement for the credit card bonus.
Use your points or miles carefully
When you’ve earned a significant amount of miles or points Make sure to utilize the points or miles wisely. Check out the rewards program on your credit card and compare the benefits of different redemption options. For instance, using your points to purchase a flight directly with the airline might provide you with a greater value than using them to purchase a gift card.
Another suggestion is to use a rewards card that allows you to transfer your points to other loyalty programs. This will allow you to enjoy a greater variety of options and greater flexibility when you want to redeem your rewards. For example, you may be capable of transferring your rewards to the frequent flyer program of an airline or a Hotel rewards programme. This will give the benefit of a larger range of flights, hotels as well as other travel perks which are not offered through your credit card’s rewards program.
In addition, you should discover whether your credit card has any perks that can help you save money on travel expenses. Some cards offer travel insurance, rental car insurance, baggage protection, and other benefits that could be invaluable when you travel.
If you’re traveling with a companion and both of you get rewards on your credit card. Make sure you don’t divide the cost with the same card and make sure to track your rewards in a separate manner.
The key to making the most of your travel rewards is to know the rewards program on your credit card and ensure that you’re using your credit card in the most efficient method. Through all of the methods I’ve described in this article, you’ll be able earn rewards fast, exchange them for travel experiences that are worth it and take advantage of a broad variety of travel benefits.