Are you fed up of spending an enormous amount on flights? Then, there’s a good news! Travel hacking can be the solution to all your travel problems. It’s an exciting way to turn credit card welcome bonuses and other incentives into airline miles which you can use to get discounted or even complimentary flights for your ideal destinations. With a bit of creativity and some insider know-how, you’ll fly for no cost within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is the art of swapping credit card sign-up bonus and incentives for airline miles. The miles can be used to buy discount or no-cost flights. Certain credit cards will also permit you to use miles to pay for hotel stays or rental car deals.
How Does it Work?
The most effective method for success in travel hacking is to take advantage of credit card sign-up bonuses and building out a frequent flyer mile program on a select group of airlines. When you are ready to book a flight take a look at the price. If the price is less than $300, it’s generally better to pay cash and use your miles to pay to book a higher-priced flight. If the prices start to rise above $500, you’ll want to review the frequent flyer account to find out which airline will give you the best price. It all comes down to the number of points or miles you have in your travel bank for each airline.
Get Started with Travel Hacking
Are you ready to discover the secrets of travel hacking? The first step is opening an account with a sign-up bonus. There are a lot of fantastic credit cards with a variety of features and benefits. It depends on the type of airline, your spending habits, and the features that are most essential to you.
Top Credit Card Picks
Here are a few credit card options that can be great to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
Once you’ve been approved for a credit card, you’ll need to hit the minimum spend limit in order to get the bonus. Every card has different rules, so be sure to check for the details. From there you can begin to rack up miles and then using them to book your dream trip!
Are you ready to go on a jet-setting with your ideas?
After you’ve accrued the points amount, it’s time to use them towards sweet travel! Different credit card providers will have different methods for redeeming your rewards, here are some examples from some of the ones I’ve worked with:
Escape through Chase Ultimate Reward
If you own an Chase card, you are able to use your points to redeem them through the Ultimate Rewards portal. In this portal you’ll get access to virtually every airline. You can use a combination of points and cash to pay for your trip. You can even book completely on points if you have the funds to pay for it! Sometimes, even if you don’t possess enough points for the total price, you can buy flights with Chase Ultimate Rewards portal and pay the balance in cash using the credit card of your choice.
Are you fed up of paying full price for your flights? Did you realize that when booking directly through United, you have the option of paying with either points or dollars? Be careful that if you don’t have enough points, you aren’t able to combine points and dollars on the same flight. If you’re only a couple of points away, United provides the option of buying additional miles.
Are you looking for a domestic flight? Take a look at JetBlue! JetBlue provides passengers a relaxing and pleasant travel experience that includes extra space and complimentary snacks. In addition, their booking procedure is similar to that of United Airlines which allows passengers to book flights using JetBlue dollar or points, but not both. But, JetBlue has a unique feature that allows you to join your points with family members to accrue points twice as fast. Make sure to prove you’re really family before trying to hack into the system.
Reach that Minimum Spend
If you’re anything like me and my travel companion Becca I’m sure you’re pretty thrifty and it’s challenging to attempt to spend thousands of dollars to reach the minimum spend for the credit card bonus. Don’t worry, we’ve been through it and are here to share some of our tricks and tips.
Pay your rent (if you can)
This is a huge one! If you’re able to pay for your rent with credit card, then do it! Make sure you pay a cost, which is usually around 3 percent. It could be worthwhile over the long term if the bonus is high enough.
Pay for a medical bill
Another way to reach the required spending is to pay for an medical bill. If you don’t have any medical bills coming up Ask your relatives if you could pay them for theirs, and they’ll pay you back.
Make a payment to pay off a loan
If you have any loans, consider making payments on them with an credit card. Make sure to pay the credit card balance completely so that you don’t end up with more debt.
Ask family members for assistance
Ask your family members to determine if they’ve got any major expenses in the near future which you could help pay for. Be sure to be sure that you’re able to have confidence in the person you are talking to and they know why you’re doing this.
If you’re celebrating the holidays, consider buying all your gifts with your credit card. This way you can meet the minimum spending limit and be ready for gift giving. Just make sure you’re not spending more than you already planning to.
There are a lot of ways to get the most from the travel credit card. accumulate miles or points that you can be used towards flights or other travel-related expenses. Here are some additional suggestions for maximising your rewards:
Book travel expenses with your credit card
If you’re planning a trip, make use of you travel credit card for booking your flight, hotel, rental car, and any other travel-related expenses. You’ll not only be able to hit the required amount to earn your credit card reward, however, you’ll also earn points or miles for these expenditures.
Use your credit card for all your daily costs
Another method to reach the minimum amount of spending and earn points is making use of your credit card to pay daily expenses. This can include items like groceries, gas, and even your phone bill. Be sure to pay the balance off each month in full so you don’t pay interest.
Make the most of bonus categories
Many travel credit cards offer miles or bonus points on certain kinds of purchases, such as eating out or traveling. Make sure you review your credit card’s rewards program and avail any bonus categories that match with your spending habits.
Consider the possibility of transferring your balance
If you’re in the middle of a debt on a credit card, consider transferring that balance to an account with a travel credit card that has a 0% introductory APR for balance transfer. This will enable you to pay off your debts without accruing interest, and also help you hit the minimum spend for the credit card bonus.
Use your points or miles wisely
Once you’ve accumulated a substantial amount of points or miles, be sure to use the points or miles wisely. Examine the rewards program of your credit card, and evaluate the worth of various redemption options. For instance using points to purchase a flight directly with the airline might give you a better value than using them to purchase the purchase of a gift card.
Another option is to get a rewards card that allows you to transfer your points to other loyalty programs. This allows you to have a wider range of choices and more freedom when it comes to redeeming your rewards. For example, you may be eligible to transfer your reward to frequent flyer programs of airlines or a reward program for hotels. This can give you access to a wider range of flights, hotels as well as other travel perks that may not be available through your credit card’s rewards program.
In addition, you should find out whether your credit card has any perks that can reduce your travel expenses. Some cards offer travel insurance as well as rental car insurance baggage protection and other benefits that can be extremely valuable when you’re traveling.
When you travel with a companion, both of you can earn rewards using your own credit card. Make sure you don’t split the cost on the same card, and be sure to track your rewards in a separate manner.
Overall, the key to maximizing your rewards for travel is to be aware of your credit card’s rewards program and make sure you’re using your credit card in the most efficient method. By using all of the methods I’ve described in this article, you’ll be able earn rewards fast, exchange them for travel experiences that are worth it and benefit from a wide range of travel perks.