When A Guy Will Travel Far To See You

Are you tired of paying an enormous amount on flights? Then, there’s a good news! Travel hacking is the answer to all your travel woes. It’s an exciting method to convert bonus and sign-up incentives into airline miles, that can then be used to obtain discounted or free flights to your dream destinations. With a little bit of imagination and a little bit of insider know-how, you’ll travel for free in no time.

The Basics of Travel Hacking

Travel hacking is about trading credit card sign-up bonuses and rewards for airline miles. These miles can later be used to buy discounted or even free flights. Certain credit cards permit you to use miles to pay for hotel stays or rental car offers.

How Does it Work?

The secret to success in travel hacking is to take advantage of the credit card sign-up bonus and to establish frequent flyer miles for a specific group of airlines. When it comes time to make a booking take a look at the price. If the flight is under $300, it’s generally better to pay cash and use your miles to pay for a more expensive flight. If your flights begin to climb over $500, you’ll need to review your frequent flyer accounts and determine which airline offers you the best deal. It all comes down to the number of points or miles you have you have in your travel savings account for every airline.

Begin by Getting Started with Travel Hacking

Are you interested in learning the secrets of travel hacking? Your first task is opening the credit card that comes with a sign-up bonus. There are a lot of fantastic credit cards with many advantages and features. It is all dependent on the airline, your habits with spending and what features are essential to you.

Top Credit Card Picks

Here are a few credit card options that can be perfect to use for hacking travel:

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

After you’ve been accepted for a credit card, you’ll have to meet the spending limit for minimum expenditure in order to qualify for the bonus. Every credit card has its own set of rules, so be sure to check for this information. Then, it’s all about racking up miles, and then using them to book your dream vacation!

Are you ready to go on a jet-setting with your goals?

After you’ve accrued your points balance, it’s time to use them towards sweet vacation! Different credit card companies will have different methods of redeeming your points, but here are a few examples from some of the ones I have experience with:

Getaway by using Chase Ultimate Rewards

If you’re a holder of an Chase credit card, then you can use your points to redeem them through the Ultimate Rewards portal. Within the portal, you’ll have access to almost every airline, and you can make use of a combination of points and cash to book your travel. You can even book entirely with points if you’ve the funds to pay for it! Sometimes, even if you don’t possess enough points for the full cost, you still can purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash using every credit card.

 

United

Are you fed up of paying the full cost for your flight tickets? Did you not know that when you book directly through United you can choose the option to pay with either points or dollars? But, be careful, if you don’t have enough points, you can’t combine dollars and points for flights. Don’t worry, though, if you’re a few points away, United also offers the option of buying additional miles.

JetBlue

Are you looking for a domestic flight? Take a look at JetBlue! JetBlue offers a comfortable and enjoyable flight experience , with more space and complimentary snacks. Plus, their booking process is similar to that of United Airlines that allows you to book with either JetBlue dollar or points however, not both. However, JetBlue has a unique feature that lets you combine your points with your relatives to earn points twice as fast. Just make sure you can establish that you’re a real family member prior to trying to hack the system.

Hit that Minimum Spend

If you’re like me and my travel buddy Becca I’m sure you’re pretty frugal and it can be daunting to try to spend thousands of dollars in order to meet the required amount to qualify for credit card bonuses. But don’t fret because we’ve been there and are here to share our tricks and tips.

Pay your rent (if you can)

This is a big one! If you’re able to pay for your rent with a credit card, do it! Just be prepared to pay a cost, which is usually around 3%. It could be worthwhile in the long run if the bonus is high enough.

Pay for a medical bill

Another excellent way to meet the spending limit is to pay for an medical bill. If you do not have any medical expenses in the near future then ask your family members to pay for theirs and they’ll pay you back.

Repay the loan

If you’re a borrower you owe, think about paying them off with an credit card. Be sure to pay off the balance on your credit card in full , so that you don’t end up with more debt.

Ask family members for assistance

Talk to your family and determine if they’ve got any large expenses coming up that you can help pay for. Just make sure you trust the person and they understand why you’re doing this.

Buy gifts

If you’re celebrating the holidays you should consider purchasing all of your gifts with cards from your credit account. This way you can reach the minimum spending requirement and also be prepared for gift giving. Make sure that you’re not spending more than you already thinking of.

There are a lot of methods to get the most from using your credit or debit card for travel. You can accumulate miles or points that you can spend on flights or other travel-related expenses. Here are some additional ways to maximize your rewards

Book travel expenses with your credit card

Whenever you’re planning a trip, make use of the travel credit card to pay for your flight, hotel, rental car, and other travel costs. You’ll not only be able to meet the minimum amount of spending required for your credit card reward as well, however, you’ll also earn points or miles for those costs.

Utilize your credit card to pay for all your daily costs

Another way to meet the minimum amount of spending in order to accumulate points by using your credit card to pay for daily expenses. This could include items like groceries, gas and even your telephone bill. Just make sure to pay off the balance in full each month so you don’t accumulate interest.

Benefit from bonus categories

A lot of travel credit cards provide bonus points or miles for certain types of purchases, including dining or travel. Check out your rewards program on your credit card and make use of any bonus categories that align with your spending routines.

Consider a balance transfer

If you’re in the middle of a debt on a credit card, you might want to transfer that balance to a travel credit card with the introductory APR of 0% for balance transfer. This will enable you to pay off the debt without accruing interest, and also aid in achieving the minimum amount required to earn the credit card’s bonus.

Use your points or miles prudently

If you’ve amassed a large amount of miles or points, be sure to use them in a responsible manner. Examine the rewards program of your credit card and then compare the value of different redemption options. For example, using your points to book a ticket directly with the airline could give you a better return than using them for an gift card.

Another option is to get a rewards card that allows you to transfer reward points into other loyalty programmes. This will allow you to get a wider selection of options and greater flexibility when making use of your rewards. For instance, you might be able to transfer your reward to the frequent flyer program of an airline or reward program for hotels. This can give you access to a greater variety of hotels, flights, and other travel perks which are not accessible through the rewards program of your credit card.

Also, determine if your credit card offers any perks that can reduce your travel costs. Many cards offer travel insurance, rental car insurance, baggage protection and other benefits that could be invaluable when you travel.

If you’re traveling with a companion each of you will be able to earn rewards using your own credit card. Make sure you don’t share the costs on the same card. Also, make sure to keep track of your rewards in a separate manner.

In the end, the most important thing to do to making the most of your rewards for travel is to be aware of the rewards program on your credit card and to ensure you’re making use of your credit card in the most efficient method possible. Utilizing an array of methods I’ve described in this article, you’ll be able earn rewards quickly, redeem them for valuable travel experiences, and enjoy a wide assortment of travel-related perks.