Are you tired of spending an enormous amount on flights? Good news! Travel hacking can be the solution to all your travel woes. It’s an exciting way to convert credit card sign-up bonuses and incentives into airline miles that can then be used to obtain discounted or complimentary flights for your ideal destinations. With a little creativity and some insider know-how, you’ll travel for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is all about exchanging credit card sign-up bonuses and rewards for airline miles. These miles can later be used to pay for discount or no-cost flights. Certain credit cards let you redeem miles for hotel stays and car rental deals.
How Does it Work?
The most effective method for successful travel hacking is to take advantage of credit card sign-up bonuses and building out frequent flyer miles on a select group of airlines. When it’s time to book a flight take a look at the price. If the flight is under $300, it’s usually better to pay cash and save your miles to book a higher-priced flight. When the flights start getting higher than $500, it’s best to look into your frequent flyer accounts and see which airline can give you the best price. It all comes down to the number of points or miles you have in your travel savings account for each airline.
Get Started with Travel Hacking
Are you ready to discover the secrets to hacking travel? The first step is opening the credit card that comes with a sign-up bonus. There are a lot of fantastic credit cards that provide many features and benefits. It is all dependent on the airline, your habits with spending and what features are essential to you.
Top Credit Card Picks
Here are a few credit card options that can be excellent to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit card, you’ll have to meet the minimum spend limit in order to get the bonus. Every card has different guidelines, so make sure to check for the details. Then you can begin to rack up miles and using them to book your dream vacation!
Ready to jet-set with your goals?
Now that you’ve built up your points amount, it’s time to use them towards nice vacation! Different credit card companies have different methods of redeeming your points, but here are a few examples from some of the companies I’ve had experience with:
Take a trip by using Chase Ultimate Rewards
If you have an Chase cards, you can use your points to redeem them through the Ultimate Rewards portal. In the portal, you’ll have access to nearly every airline. You can make use of a combination of money and points to pay for your travel. You can even book entirely with points if you’ve the balance for it! Sometimes even if you do not be able to accumulate enough points in order to pay for total cost, you still can buy flights with Chase Ultimate Rewards portal and pay the balance in cash with the credit card of your choice.
Are you tired of paying the full cost for your flight tickets? Did you know that when you book directly through United You have the option to pay with dollars or points? Butbe aware, if you don’t have enough points, you can’t combine points and dollars for one flight. Don’t worry, though, if you’re just a few point short United also offers the possibility of purchasing additional miles.
Are you looking for a domestic flight? Take a look at JetBlue! JetBlue offers a comfortable and enjoyable flight experience , with more legroom and free snacks. Plus, their booking process is like United’s that allows customers to book using either JetBlue either dollars or points but not both. However, JetBlue is unique in that they offer a feature that allows you to pool your points together with family members to accrue points twice as quickly. Be sure to establish that you’re a real family member prior to trying to hack the system.
Reach that Minimum Spend
If you’re anything like me and my travel buddy Becca I’m sure you’re pretty economical and it’s challenging to attempt to spend thousands of dollars to reach the minimum spend for the credit card bonus. Don’t worry as we’ve done it and are here to share our tips and tricks.
Pay your rent (if you can)
This is an important one! If you’re able pay your rent using a credit card, do it! Make sure you be charged a fee, typically about 3 percent. It may be worth it in the end when the bonus is large enough.
Make a payment on a medical expense
Another way to reach the minimum spend is to cover the medical bills. If you don’t have any medical bills due Ask your relatives if you could pay for theirs and they can repay you.
Pay off a loan
If you’re a borrower, consider repaying them using the credit card you have. Just make sure you pay off the balance on your credit card in full , so that you don’t end up with additional debt.
Ask family members for assistance
Talk to your family and look into any big expenses coming up that you can help pay for. Be sure to be sure that you’re able to are able to trust the person and that they know why you’re doing it.
If you’re in the middle of the holiday season take into consideration buying all of your gifts with the credit card you have. In this way, you’ll hit that minimum spend and also be prepared to give gifts. Just make sure you’re not spending more than you were planning to.
There are many ways to make the most out of using your credit or debit card for travel and earn miles or points to spend on airfares or other travel-related costs. Here are a few additional ideas for maximizing the rewards you earn:
Pay for travel expenses using your credit card
If you’re planning a trip, make use of the travel credit card for booking your hotel, flight or rental car, as well as any other travel-related expenses. In addition, you’ll achieve the minimum spend to qualify for a credit card bonus, however, you’ll also earn points or miles to cover these expenses.
Use your credit card to pay for your everyday expenses
Another way to meet the minimum spend and earn points is by utilising your credit cards to pay for every day expenses. This could include things like food, gas and even your telephone bill. Be sure to pay off the balance in full every month to ensure you don’t pay interest.
Make the most of bonus categories
A lot of travel credit cards provide bonus points or miles on certain kinds of purchases, such as eating out or travelling. Make sure you review your rewards program on your credit card and avail any bonus categories that align with your spending habits.
Take into consideration a balance transfer
If you have existing debt on a credit card, you might want to transfer that balance to the travel credit card which has a 0% introductory APR for balance transfer. This will enable you to pay off the debt without accruing interest. It will also aid in achieving the minimum amount required to earn the credit card’s bonus.
Utilize your miles and points wisely
Once you’ve accumulated a substantial amount of points or miles make sure you use them wisely. Check out the rewards program on your credit card and compare the worth of various redemption options. For example you can use points to purchase a flight directly with the airline might provide you with a greater value than using them to purchase the purchase of a gift card.
Another tip is to use rewards cards that allow you to transfer your rewards to different loyalty program. This will let you enjoy a greater variety of options and greater freedom when it comes to you want to redeem your rewards. For instance, you might be capable of transferring your reward to frequent flyer programs of airlines or a reward program for hotels. This will give an access larger selection of hotels, flights as well as other travel perks which are not offered through the rewards program on your credit card.
In addition, you should find out whether your credit card has some perks that could reduce your travel expenses. Many cards offer travel insurance and rental car insurance, baggage protection, and other benefits that could be extremely valuable when you’re traveling.
Finally, when you’re traveling with someone else, both of you can earn rewards with your credit card. Just remember that you can’t split the cost on the same card. Also, make sure to track your rewards separately.
Overall, the key to making the most of your travel rewards is to understand your credit card’s rewards program and make sure you’re using it in the most efficient method possible. Utilizing all of the strategies I’ve listed, you’ll be able to get rewards in a short time, use them for valuable travel experiences and take advantage of a broad variety of travel benefits.