Are you fed up of spending an enormous amount on flights? Well, good news! Travel hacking can be the solution to all your travel woes. It’s an exciting method to convert bonus and sign-up incentives into miles which can be used to score discounted or cheap flights from your ideal destinations. With a little imagination and some know-how, you’ll travel for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is the art of swapping credit card sign-up bonus and rewards for airline miles. These miles can then be used to purchase cheap or free flight tickets. Certain credit cards permit you to use miles for hotel stays and rental car deals.
How Does it Work?
The most effective method for successful travel hacking is to take advantage of credit card sign-up bonuses and building out frequent flyer miles for a specific group of airlines. When it comes time to book a flight consider the cost. If the flight is under $300, it’s usually better to pay cash and save your miles to take a more costly flight. When the flights start getting above $500, you’ll want to review the frequent flyer account and determine which airline offers you the most value. It all comes down to the number of points or miles you have in your travel bank for each airline.
Get Started with Travel Hacking
Are you interested in learning the secrets to hacking travel? First step opening an account that comes with a welcome bonus. There are a lot of fantastic credit cards with various features and benefits. It is all dependent on the airline, your habits with spending and what features are crucial to you.
Top Credit Card Picks
Here are some credit cards that are perfect to use for hacking travel:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit card you’ll need to hit the spending limit for minimum expenditure in order to get the bonus. Each card has its own rules, so be certain to verify the details. Then it’s all about building up miles and using them to book your dream vacation!
Are you ready to set sail with your goals?
Once you’ve accumulated your points amount, it’s time to cash them in for some delicious vacation! Different credit card companies offer different ways to redeem your points, but here are some examples from some of the ones I’ve worked with:
Escape through Chase Ultimate Reward
If you own an Chase cards, you can redeem your points through the Ultimate Rewards portal. Within it, you’ll have access to virtually every airline. You can combine points and cash to pay for your next trip. You can even book entirely using points if you’ve got the funds to pay for it! Sometimes, even if you don’t be able to accumulate enough points in order to pay for total cost, you are able to book flights using the Chase Ultimate Rewards portal and pay the balance in cash using every credit card.
Are you fed up of paying the full cost for your flights? Did you not know that when you book directly through United, you have the option of paying with dollars or points? Butbe aware in case you don’t have enough points, you can’t combine points and dollars on one flight. No worries though, if you’re only a couple of point short United gives you the option to purchase additional miles.
Are you looking for a domestic flight? Take a look at JetBlue! JetBlue provides a comfortable and enjoyable travel experience that includes extra legroom and free snacks. Additionally, their booking process is like United’s that allows passengers to book flights using JetBlue dollar or points, but not both. But, JetBlue has a unique feature where you can pool your points together with your relatives to earn points twice as fast. Make sure to verify that you are a family member before trying to hack the system.
Reach that Minimum Spend
If you’re anything like me and my travel companion Becca I’m sure you’re pretty economical and it’s daunting to try to spend thousands of dollars in order to meet the minimum spend for a credit card bonus. However, don’t be worried because we’ve been there and we’re here to share our tricks and tips.
Pay your rent (if you can)
This is an important one! If you’re able to pay your rent using a credit card, do it! Make sure you be charged a fee, typically about 3%. It might be worth it in the long run if the bonus is high enough.
Pay for a medical bill
Another way to reach the required spending is to cover an medical bill. If you do not have any medical expenses coming up Ask your family members if you can pay for theirs and they will pay you back.
Make a payment to pay off the loan
If you have any loans you owe, think about making payments on them with an credit card. Be sure to pay off the balance on your credit card completely so that you don’t accumulate more debt.
Ask family members for assistance
Ask your family members to determine if they’ve got any big expenses coming up that you can contribute for. Just make sure you trust the person and they understand why you’re doing this.
If you’re in the middle of the holiday season, consider buying all of your gifts with the credit card you have. This way you can meet the minimum spending limit and also be ready to give gifts. Be sure to avoid spending more than you contemplating to.
There are a lot of methods to get the most from your travel credit card. accrue points or miles to be used towards airfares or other travel-related costs. Here are a few additional suggestions for maximising the rewards you earn:
Make travel reservations using your credit card
If you’re planning a vacation, make use of the travel credit card to pay for your hotel, flight, rental car, and any other travel-related expenses. Not only will you be able to hit the required amount for your credit card reward as well, but you’ll also be earning points or miles to cover the costs.
Make use of your credit card to pay to pay for your everyday costs
Another way to hit the minimum spending requirement to earn rewards is using your credit card for every day costs. This can include items like groceries, gas, and even your phone bill. Be sure to pay off the balance each month in full so you don’t pay interest.
Benefit from bonus categories
A lot of travel credit cards provide miles or bonus points on certain kinds of purchases, like eating out or traveling. Make sure you review the rewards program of your credit card and avail any bonus categories that align with your spending routines.
Consider the possibility of transferring your balance
If you’re in the middle of a debt on a high-interest credit card, consider transferring that balance to an account with a travel credit card that has a 0% introductory APR for balance transfers. This will enable you to pay off your debt without accruing interest. It will also assist you in reaching the minimum spend for the credit card bonus.
Make use of your miles or points prudently
When you’ve earned a significant amount of miles or points make sure you use them in a responsible manner. Check out the rewards program on your credit card and compare the value of different redemption options. For example, using points to book a flight directly through the airline may provide you with a greater value than using them for an gift card.
Another suggestion is to use a rewards card that allows you to transfer your reward points into other loyalty programmes. This will let you have a wider range of choices and more freedom when it comes to making use of your rewards. For instance, you might be able to transfer your rewards to frequent flyer programs of airlines or hotel rewards program. This can give an access wider variety of hotels, flights and other travel benefits which are not available through your credit card’s rewards program.
Also, determine the card’s benefits. any perks that can reduce your travel expenses. Some cards offer travel insurance and rental car insurance, baggage protection, and other benefits that can be extremely valuable when you’re traveling.
Finally, when you’re traveling with someone else and both of you earn rewards using your credit card. Be aware that you cannot divide the cost with the same card. Also, make sure you keep track of your rewards separately.
In the end, the most important thing to do to making the most of your travel rewards is to understand your credit card’s rewards program and to ensure you’re using your credit card in the most efficient method possible. By using an array of strategies I’ve outlined, you’ll be able to earn rewards quickly, redeem rewards for valuable travel experiences, and enjoy a wide assortment of travel-related perks.