Are you tired of paying a fortune on airfare? Then, there’s a good news! Travel hacking is the answer to all your travel woes. It’s an exciting method to convert credit card bonus and sign-up incentives into airline miles, which can be used to get discounted or even free flights to your ideal destinations. With a bit of imagination and a little bit of insider knowledge, you can be jet-setting for free in no time.
The Basics of Travel Hacking
Travel hacking is all about swapping credit card sign-up bonus and rewards for airline miles. These miles can then be used to buy discounted or even free flights. Certain credit cards will also let you redeem miles to pay for hotel stays or rental car discounts.
How Does it Work?
The secret to successful hacking your travel plans is to take advantage of credit card sign-up bonuses and to establish frequent flyer miles with a limited number of airlines. When you are ready to book a flight consider the cost. If the price is less than $300, it’s best to pay in cash and save your miles to take a more costly flight. When the flights start getting above $500, you’ll want to review your frequent flyer accounts and find out which airline will give you the best price. It all comes down to the number of points or miles you have you have in your travel savings account for every airline.
Begin by Getting Started with Travel Hacking
Are you ready to discover the secrets to travel hacking? The first step is opening an account that comes with a welcome bonus. There are plenty of great credit cards that provide various advantages and features. It is all dependent on the airline, your habits with spending and the features that are most crucial to you.
Top Credit Card Picks
Here are some credit cards that are great to use for hacking travel:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit or debit card, you’ll have to meet the minimum spend limit in order to qualify for the bonus. Every card has different rules, so be sure to check for the details. From there it’s all about building miles and using them to plan your dream trip!
Ready to jet-set with your points?
Now that you’ve built up the points amount, it’s time to use them towards delicious vacation! Different credit card companies offer different ways to redeem your rewards, here are some examples from a few of the providers I’ve had experience with:
Take a trip with Chase Ultimate Rewards
If you have a Chase card, you can use your points to redeem them through the Ultimate Rewards portal. Within it, you’ll get access to virtually every airline, and you can make use of a combination of the points as well as cash in order to pay for your travel. You can even book completely using points if you’ve got the funds to pay for it! Sometimes, even if you don’t possess enough points for the full price, you can purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash with every credit card.
Are you fed up of paying the full cost for your flight tickets? Did you know that when you book directly through United You have the option of paying using either points or dollars? Butbe aware in case you do not have enough points you cannot combine points and dollars for flights. If you’re just a few point short United provides the option of buying additional miles.
Are you looking for a domestic flight? Look no further than JetBlue! JetBlue provides an enjoyable and comfortable flight experience , with more legroom and free snacks. Additionally, their booking process is similar to that of United Airlines that allows passengers to book flights using JetBlue either dollars or points, but not both. However, JetBlue is unique in that they offer a feature that lets you join your points with your relatives to earn points twice as quickly. Just make sure you can establish that you’re a real family member prior to trying to hack the system.
Reach that Minimum Spend
If you’re anything like me and my travel buddy Becca I’m sure you’re pretty economical and it’s challenging to attempt to spend thousands of dollars in order to meet the minimum spend for the credit card bonus. But don’t fret, we’ve been through it and we’re here to share some of our tips and tricks.
Pay your rent (if you can)
This is a huge one! If you’re able to pay your rent using credit card, go for it! Make sure you be charged a fee, typically about 3 percent. It could be worthwhile over the long term if the bonus is high enough.
Pay for a medical bill
Another way to reach the required spending is to pay for a medical bill. If you do not have any medical expenses in the near future Ask your family members to pay for theirs and they can repay you.
Make a payment to pay off a loan
If you’re a borrower take into consideration repaying them using the credit card you have. Just make sure you pay the credit card balance completely so that you don’t accumulate additional debt.
Ask family members for assistance
Discuss your family with them and look into any big expenses coming up which you could help pay for. Just make sure you trust the person and they know why you’re taking the initiative.
If you’re in the middle of the holiday season take into consideration buying all your gifts using your credit card. So you’ll be able to reach the minimum spending requirement and also be prepared for giving gifts. Make sure that you’re not spending more than you contemplating to.
There are plenty of methods to get the most of your travel credit card. accrue points or miles to be used towards airfares or other travel-related costs. Here are some additional suggestions for maximising your rewards
Book travel expenses with your credit card
Whenever you’re planning a trip, make use of you travel credit card to pay for your hotel, flight or rental car, as well as other travel costs. Not only will you be able to hit the required amount to qualify for a credit card as well, but you’ll also be earning points or miles on these expenses.
Make use of your credit card to pay for everyday expenses
Another method to reach the minimum amount of spending and earn points is using your credit card to pay for every day expenditures. This can include things like food, gas, and even your phone bill. Make sure you pay off the balance in full each month so you don’t pay interest.
Make the most of bonus categories
Many travel credit cards offer miles or bonus points on certain kinds of purchases, such as eating out or travelling. Make sure you review your credit card’s rewards program and take advantage of any bonus categories that align with your spending routines.
Think about a balance transfer
If you’re in the middle of a debt on a credit card, think about transferring that balance onto an account with a travel credit card that has the introductory APR of 0% for balance transfer. This will let you pay off the debt without accruing interest. It will also help you hit the minimum spending requirement for the credit card bonus.
Utilize your miles and points wisely
If you’ve amassed a large amount of points or miles make sure you use them in a responsible manner. Examine the rewards program of your credit card and compare the benefits of different redemption options. For instance using your points to purchase a flight directly with the airline might provide you with a greater value than using them to purchase an gift card.
Another tip is to use rewards cards that allow you to transfer reward points into other loyalty programmes. This will allow you to have a wider range of choices and more freedom when it comes to you want to redeem your rewards. For instance, you might be eligible to transfer your rewards to the frequent flyer program of an airline or Hotel rewards programme. This will give an access larger variety of hotels, flights, and other travel perks that may not be available through the rewards program on your credit card.
Additionally, try to discover whether your credit card has some perks that could reduce your travel costs. A lot of credit cards provide travel insurance, rental car insurance, baggage protection and other benefits that are invaluable when you travel.
When you travel with a companion each of you will be able to earn rewards with your credit card. Make sure you don’t split the cost on the same card, and be sure you keep track of the rewards you earn separately.
The key to reaping the maximum benefits from your rewards for travel is to be aware of the rewards program of your credit card and ensure that you’re making use of your credit card in the most effective way possible. Utilizing an array of methods I’ve described, you’ll be able to earn rewards quickly, redeem them for valuable travel experiences and benefit from a wide variety of travel benefits.