Are you tired of spending an enormous amount on flights? Well, good news! Travel hacking is the answer to your travel-related problems. It’s an exciting way to convert sign-up bonuses and incentives into miles that can then be used to get discounted or even free flights to your desired destinations. With a little bit of imagination and a little bit of insider know-how, you’ll fly for no cost within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is the art of swapping credit card sign-up bonus as well as incentives to earn airline miles. The miles can be used to buy cheap or free flight tickets. Certain credit cards will also allow you to redeem miles for hotel stays and car rental offers.
How Does it Work?
The secret to success in hacking your travel plans is to take advantage of credit card sign-up bonuses and to establish a frequent flyer mile program on a select group of airlines. When it comes time to book a flight consider the cost. If the flight is less than $300, it’s usually better to pay in cash and save your miles for a more expensive flight. When the flights start getting above $500, you’ll want to look into those frequent flyer accounts and find out which airline will give you the most value. All it boils down to is the number of points or miles you have in your travel savings account for each airline.
Get Started with Travel Hacking
Are you ready to discover the secrets to hacking travel? First step opening the credit card that comes that comes with a welcome bonus. There are plenty of great credit cards with various advantages and features. It depends on the type of airline, your habits with spending and the features that are most crucial to you.
Top Credit Card Picks
Here are some credit card options that can be excellent for travel hacking:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
Once you’ve been approved for a credit card, you’ll need to hit the spending limit for minimum expenditure in order to qualify for the bonus. Every card has different rules, so be sure to look up the details. From there you can begin to rack miles and then using them to book your dream vacation!
Are you ready to go on a jet-setting with your points?
Once you’ve accumulated the points balance, you’re ready to cash them in for some sweet vacation! Different credit card companies offer different ways to redeem your points. Here are some examples from a few of the companies I’ve worked with:
Getaway with Chase Ultimate Rewards
If you have a Chase card, you can redeem your points through the Ultimate Rewards portal. Through this portal you’ll get access to nearly every airline, and you can make use of a combination of points and cash to book your travel. You can even book completely with points if you’ve the funds to pay for it! Sometimes even if you don’t have enough points to cover the total price, you can purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash with every credit card.
Are you fed up of paying full price for flights? Did you realize that when booking directly through United you can choose the option to pay with either points or dollars? But, be careful, if you do not have enough points you cannot combine points and dollars for flights. If you’re just a few point short United also offers the possibility of purchasing additional miles.
Looking for a flight within the United States? Look no further than JetBlue! JetBlue offers passengers a relaxing and pleasant flight experience with extra legroom as well as free snacks. Additionally, their booking process is similar to United’s which allows customers to book using either JetBlue either dollars or points however, not both. The difference is that JetBlue has a unique feature that allows you to combine your points with your family members and earn points twice as fast. Be sure to establish that you’re a real family member prior to trying to hack into the system.
Make sure you spend that minimum amount
If you’re like me or my travel companion Becca, you’re probably pretty frugal and it can be daunting to try to spend thousands of dollars to reach the required amount to qualify for credit card bonuses. Don’t worry because we’ve been there and are here to share some of our tricks and tips.
Pay your rent (if you can)
This is a big one! If you’re able to pay your rent with credit card, go for it! Make sure you be charged a fee, typically about 3%. It might be worth it in the long run when the bonus is large enough.
Pay a medical bill
Another way to reach the required spending is to cover the medical bills. If you do not have any medical expenses in the near future, ask your family members to pay for theirs and they can reimburse you.
Pay off the loan
If you have any loans, consider paying them off with the credit card you have. Be sure to pay off the balance on your credit card in full , so that you don’t accrue additional debt.
Ask family members for assistance
Talk to your family and determine if they’ve got any big expenses coming up that you can contribute for. Make sure that you are able to have confidence in the person you are talking to and they know why you’re taking the initiative.
If you’re in the middle of the holiday season, consider buying all of your gifts with your credit card. This way you can reach the minimum spending requirement and also be ready for giving gifts. Just make sure you’re not spending more than you already planning to.
There are a lot of methods to get the most of your travel credit card. accrue points or miles to use towards the cost of flights or other expenses related to travel. Here are a few additional suggestions for maximising your rewards
Pay for travel expenses using your credit card
When you’re planning your next trip, use your travel credit card for booking your flight, hotel or rental car, as well as any other travel-related expenses. In addition, you’ll achieve the minimum amount of spending required to qualify for a credit card bonus, but you’ll also be earning points or miles on those expenditures.
Make use of your credit card to pay for everyday expenses
Another way to meet the minimum amount of spending and earn points is by using your credit card to pay for everyday costs. This could include things like food, gas and even your telephone bill. Make sure you pay off the balance each month in full so you don’t pay interest.
Benefit from bonus categories
Some travel credit cards will offer bonus points or miles for certain types of purchases, including eating out or travelling. Be sure to review the rewards program of your credit card and take advantage of any bonus categories that align with your spending habits.
Think about the possibility of transferring your balance
If you have existing outstanding debt due to a high-interest credit card, you might want to transfer the balance to the travel credit card which has an introductory rate of 0% for balance transfers. This will enable you to pay off your debt without accruing interest and simultaneously aid in achieving the minimum amount required to earn the credit card bonus.
Make use of your miles or points wisely
When you’ve earned a significant amount of points or miles, be sure to use them in a responsible manner. Review the rewards program for your credit card, and evaluate the worth of various redemption options. For instance you can use points to purchase a flight directly with the airline could provide you with a greater value than using them to purchase the purchase of a gift card.
Another tip is to use rewards cards that allow you to transfer your rewards to different loyalty program. This allows you to get a wider selection of options and greater flexibility when making use of your rewards. For instance, you might be able to transfer your rewards to the frequent flyer program of an airline or reward program for hotels. This can give an access greater range of flights, hotels and other travel benefits that aren’t available through the rewards program of your credit card.
Also, find out if your credit card offers certain benefits that will reduce your travel costs. Some cards offer travel insurance as well as rental car insurance baggage protection, and other benefits that could be very beneficial when traveling.
Finally, when you’re traveling with a companion, both of you can earn rewards with your credit card. Be aware that you cannot split the cost on the same card, and be sure to track your rewards in a separate manner.
Overall, the key to reaping the maximum benefits from your travel rewards is to know the rewards program of your credit card and make sure you’re using your credit card in the most efficient method possible. Through an array of strategies I’ve outlined that you can earn rewards fast, exchange rewards for valuable travel experiences and take advantage of a broad variety of travel benefits.