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Are you tired of spending thousands of dollars on travel? Then, there’s a good news! Travel hacking could be the solution to your travel-related problems. It’s an exciting way to convert bonus and sign-up incentives into miles that can then be used to obtain discounted or free flights to your desired destinations. With a little imagination and some knowledge, you can be jet-setting for free in no time.

The Basics of Travel Hacking

Travel hacking is about exchanging credit card sign-up bonuses as well as incentives to earn airline miles. These miles can later be used to buy discounted or even free flights. Some credit cards also permit you to use miles to pay for hotel stays or rental car offers.

How Does it Work?

The secret to successful travel hacking is to take advantage of credit card sign-up bonuses and to establish a frequent flyer mile program on a select group of airlines. When you are ready to book a flight take a look at the price. If the cost is less than $300, it’s generally better to pay in cash and save your miles for a more expensive flight. If the prices start to rise over $500, you’ll need to look into your frequent flyer accounts to see which airline can give you the best price. It all boils down to the number of miles or points you have in your travel savings account for each airline.

Get Started with Travel Hacking

Are you ready to discover the secrets of travel hacking? Your first task is to open a credit card with a sign-up bonus. There are plenty of great credit cards that provide a variety of benefits and features. It is all dependent on the airline, your spending habits, and the features that are most essential to you.

Top Credit Card Picks

Here are a few credit cards perfect to use for hacking travel:

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

Once you’ve been approved for a credit card, you’ll need to hit the limit of spending minimum in order to get the bonus. Every credit card has its own set of guidelines, so make sure to check for the details. Then it’s all about building miles and then using them to book your dream trip!

Are you ready to go on a jet-setting with your points?

Now that you’ve built up the points balance, you’re ready to use them towards nice travel! Different credit card companies have different methods of redeeming your points, but here are some examples from some of the providers I’ve worked with:

Take a trip with Chase Ultimate Rewards

If you’re a holder of an Chase cards, you are able to redeem your points via the Ultimate Rewards portal. Within the portal, you’ll get access to nearly every airline, and you can combine the points as well as cash in order to book your next trip. You can even book completely using points if you’ve got the balance for it! Sometimes even if you don’t possess enough points for the full price, you can book flights using the Chase Ultimate Rewards portal and pay the balance cash using the credit card of your choice.

 

United

Are you tired of paying the full cost for flights? Did you know that when you book directly through United You have the option of paying with dollars or points? But, be careful, if you don’t have enough points, you can’t combine points and dollars on the same flight. Don’t worry, though, if you’re a few point short United gives you the option of buying additional miles.

JetBlue

Looking for a domestic flight? You should look no further than JetBlue! JetBlue offers a comfortable and enjoyable flight experience , with more space and complimentary snacks. In addition, their booking procedure is similar to United’s that allows you to book with either JetBlue points or dollars but not both. The difference is that JetBlue offers a distinct feature where you can combine your points with family members to accrue points twice as quickly. Be sure to establish that you’re a real family member prior to trying to hack the system.

Make sure you spend that minimum amount

If you’re anything like me and my travel companion Becca I’m sure you’re pretty economical and it’s challenging to attempt to spend thousands of dollars to hit the minimum spend for the credit card bonus. However, don’t be worried as we’ve done it and are here to share our tips and tricks.

Pay your rent (if you can)

This is a big one! If you’re able to pay your rent using a credit card, do it! Make sure you pay a fee, usually at least 3%. It could be worthwhile in the long run if the bonus is high enough.

Pay a medical bill

Another way to reach the spending limit is to pay for an medical bill. If you don’t have any medical bills in the near future, ask your family members if you can pay them for theirs, and they can repay you.

Repay a loan

If you have any loans, consider making payments on them with your credit card. Make sure to pay off the balance on your credit card in full , so that you don’t accumulate more debt.

Ask family for help

Talk to your family and see if they have any large expenses coming up which you could help pay for. Just make sure you have confidence in the person you are talking to and they know why you’re doing this.

Buy gifts

If you’re in the middle of the holiday season you should consider purchasing all of your gifts with the credit card you have. So you’ll be able to hit that minimum spend and also be prepared for gift giving. Be sure to avoid paying more than you thinking of.

There are a lot of ways to get the most out of the travel credit card. You can earn miles or points to use towards airfares or other travel-related costs. Here are a few more ideas for maximizing your rewards

Book travel expenses with your credit card

Whenever you’re planning a vacation, make use of the travel credit card to book your hotel, flight or rental car, as well as any other travel expenses. You’ll not only achieve the minimum amount of spending required for your credit card reward and earn points, but you’ll also be earning points or miles for the costs.

Make use of your credit card to pay for everyday costs

Another method to reach the minimum spending requirement and earn points is using your credit card to pay every day expenditures. This could be things like food, gas and even your telephone bill. Make sure you pay off the balance each month in full so you don’t accumulate interest.

Vera Bradley Zip In Travel Case

Take advantage of bonus categories

Many travel credit cards offer miles or bonus points on certain kinds of purchases, such as eating out or traveling. Be sure to review your credit card’s rewards program and make use of any bonus categories that align with your spending routines.

Take into consideration the possibility of transferring your balance

If you are currently in debt on a high-interest credit card, you might want to transfer that balance onto a travel credit card with the introductory APR of 0% for balance transfers. This will enable you to pay off the debt without accruing interest, and also help you hit the minimum amount required to earn the credit card bonus.

Make use of your miles or points prudently

Once you’ve accumulated a substantial amount of points or miles Make sure to utilize the points or miles wisely. Examine the rewards program of your credit card and compare the benefits of different redemption options. For instance using your points to book a flight directly with the airline could provide you with a greater value than using them to purchase the purchase of a gift card.

Another tip is to use a rewards card that allows you to transfer rewards to different loyalty program. This will let you get a wider selection of choices and more freedom when it comes to you want to redeem your rewards. For instance, you might be able to transfer your rewards to an airline’s frequent flyer program or Hotel rewards programme. This will give the benefit of a wider selection of hotels, flights as well as other travel perks that aren’t offered through your credit card’s rewards program.

Also, discover whether your credit card has certain benefits that will save you money on travel-related expenses. Many cards offer travel insurance as well as rental car insurance baggage protection and other benefits that could be invaluable when you travel.

Finally, when you’re traveling with someone else each of you will be able to earn rewards with your credit card. Just remember that you can’t share the costs on the same card, and be sure you keep track of the rewards you earn separately.

The key to maximizing your travel rewards is to know the rewards program of your credit card and to ensure you’re making use of it in the most efficient method. Through all of the methods I’ve described, you’ll be able to earn rewards quickly, redeem them for valuable travel experiences, and enjoy a wide range of travel perks.