Trustaff Travel Nursing

Are you tired of spending thousands of dollars on travel? Good news! Travel hacking could be the solution to your travel-related problems. It’s an exciting way to convert credit card welcome bonuses and other incentives into airline miles which you can use to score discounted or complimentary flights for your dream destinations. With a bit of imagination and a little bit of insider information, you’ll fly for no cost in no time.

The Basics of Travel Hacking

Travel hacking is all about swapping credit card sign-up bonus as well as incentives to earn airline miles. These miles can then be used to buy discounted or even free flights. Certain credit cards will also let you redeem miles for hotel stays and rental car deals.

How Does it Work?

The key to success in travel hacking is to take advantage of the credit card sign-up bonus and to establish a frequent flyer mile program with a limited number of airlines. When it comes time to book a flight, evaluate the cost. If the price is less than $300, it’s generally better to pay cash and use your miles to pay for a more expensive flight. When the flights start getting higher than $500, it’s best to review your frequent flyer accounts to see which airline can give you the best price. All it boils down to is the amount of points or miles you have in your travel savings account for each airline.

Get Started with Travel Hacking

Are you ready to discover the secrets of travel hacking? Your first task is opening the credit card that comes with a sign-up bonus. There are a lot of fantastic credit cards with a variety of advantages and features. It is all dependent on the airline, your spending habits, and the features that are most crucial to you.

Top Credit Card Picks

Here are a few credit card options that can be excellent to hack travel

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

After you’ve been accepted for a credit card you’ll need to hit the spending limit for minimum expenditure in order to receive the bonus. Every card has different rules, so make sure to check for the details. From there it’s all about building up miles and using them to book your dream vacation!

Ready to jet-set with your ideas?

Once you’ve accumulated the points balance, you’re ready to cash them in for some sweet travel! Different credit card companies have different methods for redeeming your points. Here are a few examples from some of the providers I’ve worked with:

Take a trip through Chase Ultimate Reward

If you own a Chase card, you can redeem your points through the Ultimate Rewards portal. Through it, you’ll have access to almost every airline. You can use a combination of money and points to book your next trip. You can book your flight entirely using points if you’ve got the balance for it! Sometimes even if you don’t be able to accumulate enough points in order to pay for total cost, you are able to book flights using the Chase Ultimate Rewards portal and pay the balance in cash using the credit card of your choice.

 

United

Are you tired of paying full price for your flights? Did you not know that when you book directly through United you can choose the option to pay with dollars or points? Be careful, if you don’t have enough points you aren’t able to combine dollars and points on flights. Don’t worry, though, if you’re just a few points away, United gives you the option to purchase additional miles.

JetBlue

Looking for a domestic flight? Look no further than JetBlue! JetBlue offers a comfortable and enjoyable flight experience , with more legroom as well as free snacks. Additionally, their booking process is similar to that of United Airlines which allows customers to book using either JetBlue dollar or points, however, not both. However, JetBlue has a unique feature that lets you join your points with your relatives to earn points twice as fast. Be sure to prove you’re really family before trying to hack into the system.

Reach that Minimum Spend

If you’re like me or my travel companion Becca, you’re probably pretty frugal and it can be difficult to think of spending thousands of dollars in order to meet the required amount to qualify for the credit card bonus. Don’t worry, we’ve been through it and are here to share our tricks and tips.

Trustaff Travel Nursing

Pay your rent (if you can)

This is a big one! If you’re able to pay for your rent using a credit card, do it! Just be prepared to be charged a fee, typically about 3 percent. It may be worth it over the long term if the bonus is high enough.

Make a payment on a medical expense

Another great way to hit the spending limit is to cover a medical bill. If you don’t have any medical bills in the near future then ask your family members to pay them for theirs, and they can reimburse you.

Pay off a loan

If you’re in the middle of a loan take into consideration repaying them using the credit card you have. Make sure to pay off the balance on your credit card in full so you don’t end up with additional debt.

Ask your family members for help

Talk to your family and determine if they’ve got any big expenses coming up that you can help pay for. Make sure that you are able to trust the person and they know why you’re doing it.

Buy presents

If it’s the holiday season you should consider purchasing all your gifts with your credit card. In this way, you’ll hit that minimum spend and also be ready to give gifts. Make sure that you’re not spending more than you were thinking of.

There are a lot of ways to get the most of the travel credit card. You can accumulate miles or points that you can be used towards flights or other travel-related expenses. Here are a few additional suggestions for maximising the rewards you earn:

Pay for travel expenses using your credit card

Whenever you’re planning a vacation, make use of your travel credit card for booking your flight, hotel, rental car, and other travel costs. You’ll not only be able to hit the minimum spend to qualify for a credit card reward as well, however, you’ll also earn points or miles on these expenditures.

Utilize your credit card to pay for all your daily expenses

Another method to reach the minimum spend in order to accumulate points using your credit card to pay every day expenditures. This could include things like food, gas or even your phone bill. Make sure you pay the balance off in full every month to ensure you don’t accumulate interest.

Take advantage of bonus categories

A lot of travel credit cards provide bonus points or miles for certain types of purchases, such as eating out or traveling. Check out your rewards program on your credit card and take advantage of any bonus categories that align with your spending habits.

Take into consideration a balance transfer

If you are currently in debt on a high-interest credit card, you might want to transfer that balance onto the travel credit card which has a 0% introductory APR for balance transfer. This will let you pay off the debt without accruing interest, and also assist you in reaching the minimum amount required to earn the credit card’s bonus.

Use your points or miles carefully

When you’ve earned a significant amount of points or miles, be sure to use them in a responsible manner. Check out the rewards program on your credit card and compare the worth of various redemption options. For instance using points to purchase a flight directly with the airline might offer better value than using them to purchase an gift card.

Another option is to get a rewards card that allows you to transfer points to other loyalty programs. This will let you enjoy a greater variety of options and greater freedom when it comes to redeeming your rewards. For instance, you might be capable of transferring your rewards to frequent flyer programs of airlines or a Hotel rewards programme. This will give the benefit of a wider variety of hotels, flights and other travel benefits which are not available through the rewards program of your credit card.

In addition, you should find out whether your credit card has some perks that could save you money on travel-related expenses. Many cards offer travel insurance, rental car insurance, baggage protection and other benefits that can be invaluable when you travel.

When you travel with someone else each of you will be able to get rewards on your credit card. Be aware that you cannot split the cost on the same card, and be sure to track the rewards you earn separately.

The key to making the most of your rewards for travel is to be aware of your credit card’s rewards program and make sure you’re making use of your credit card in the most efficient method possible. By using an array of methods I’ve described, you’ll be able to get rewards in a short time, use rewards for valuable travel experiences and take advantage of a broad assortment of travel-related perks.