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Are you tired of spending a fortune on airfare? Then, there’s a good news! Travel hacking can be the solution to your travel-related problems. It’s an exciting way to turn credit card welcome bonuses and other incentives into airline miles, that can then be used to get discounted or even free flights to your ideal destinations. With a little bit of imagination and some knowledge, you can be jet-setting for free within a matter of minutes.

The Basics of Travel Hacking

Travel hacking is the art of swapping credit card sign-up bonus as well as incentives to earn airline miles. These miles can later be used to buy cheap or free flight tickets. Some credit cards also permit you to use miles to pay for hotel stays or rental car discounts.

How Does it Work?

The secret to success in travel hacking is to take advantage of the credit card sign-up bonus and establishing a frequent flyer mile program on a select group of airlines. When it’s time to book a flight consider the cost. If the flight is under $300, it’s best to pay cash and save your miles for a more expensive flight. If the prices start to rise over $500, you’ll need to look into those frequent flyer accounts to see which airline can give you the most value. It all boils down to the number of points or miles you have in your travel bank for every airline.

Get Started with Travel Hacking

Are you ready to discover the secrets to hacking travel? The first step is to open the credit card that comes with a sign-up bonus. There are many great credit cards that provide various features and benefits. It all depends on your preferred airline, your habits with spending and what features are essential to you.

Top Credit Card Picks

Here are some credit card options that can be perfect for travel hacking:

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

Once you’ve been approved for a credit card, you’ll need to hit the limit of spending minimum in order to get the bonus. Every card has different rules, so make sure to look up this information. Then, it’s all about racking up miles, and using them to book your dream trip!

Are you ready to set sail with your points?

Once you’ve accumulated the points amount, it’s time to cash them in for some sweet travel! Different credit card providers will have different methods for redeeming your rewards, here are some examples from some of the providers I’ve had experience with:

Getaway by using Chase Ultimate Rewards

If you have a Chase credit card, then you are able to redeem your points through the Ultimate Rewards portal. In this portal you’ll have access to virtually every airline. You can combine points and cash to book your next trip. You can book your flight entirely with points if you’ve the balance for it! Sometimes even if you do not be able to accumulate enough points in order to pay for total price, you can book flights using the Chase Ultimate Rewards portal and pay the balance cash using every credit card.

 

United

Are you tired of paying full price for your flights? Did you realize that when booking directly through United, you have the option to pay with dollars or points? Be careful that if you do not have enough points you can’t combine points and dollars for one flight. If you’re only a couple of points short, United provides the possibility of purchasing additional miles.

JetBlue

Looking for a flight within the United States? Take a look at JetBlue! JetBlue offers a comfortable and enjoyable flight experience , with more legroom as well as free snacks. In addition, their booking procedure is similar to United’s which allows passengers to book flights using JetBlue either dollars or points, however, not both. However, JetBlue has a unique feature that allows you to join your points with your family members and earn points twice as fast. Make sure to establish that you’re a real family member prior to trying to hack into the system.

Make sure you spend that minimum amount

If you’re like me and my travel buddy Becca, you’re probably pretty economical and it’s challenging to attempt to spend thousands of dollars to reach the minimum spend for a credit card bonus. Don’t worry, we’ve been through it and we’re here to share some of our tips and tricks.

Pay your rent (if you can)

This is an important one! If you’re able to pay for your rent using credit card, go for it! Just be prepared to be charged a fee, typically around 3 percent. It may be worth it in the end if the bonus is high enough.

Pay a medical bill

Another way to reach the spending limit is to cover the medical bills. If you do not have any medical expenses coming up, ask your relatives if you could pay their medical bills and they will reimburse you.

Pay off a loan

If you have any loans take into consideration repaying them using an credit card. Just make sure you pay off the credit card balance in full , so that you don’t accrue more debt.

Ask family for help

Discuss your family with them and look into any major expenses in the near future which you could help pay for. Be sure to be sure that you’re able to are able to trust the person and that they are aware of the reason for taking the initiative.

Give gifts

If you’re celebrating the holidays take into consideration buying all your gifts using the credit card you have. In this way, you’ll meet the minimum spending limit and be ready for giving gifts. Be sure to avoid spending more than you already contemplating to.

There are many ways to make the most out of the travel credit card. You can accrue points or miles to be used towards airfares or other travel-related costs. Here are a few more ways to maximize your rewards:

Make travel reservations using your credit card

Whenever you’re planning a vacation, make use of your travel credit card to pay for your flight, hotel or rental car, as well as any other travel-related expenses. You’ll not only be able to hit the minimum amount of spending required to earn your credit card reward as well, but you’ll also earn points or miles on those expenditures.

Make use of your credit card to pay to pay for your everyday costs

Another way to hit the minimum amount of spending and earn points is by utilising your credit cards for daily expenditures. This could include things like gas, groceries, and even your phone bill. Make sure you pay off the balance in full every month to ensure you don’t accumulate interest.

Make the most of bonus categories

Many travel credit cards offer miles or bonus points for certain types of purchases, like eating out or travelling. Check out your credit card’s rewards program and make use of any bonus categories that match with your spending routines.

Consider a balance transfer

If you are currently in outstanding debt due to a high-interest credit card, think about transferring that balance to an account with a travel credit card that has the introductory APR of 0% for balance transfers. This will allow you to pay off the debt without accruing interest and simultaneously assist you in reaching the minimum amount required to earn the credit card’s bonus.

Make use of your miles or points prudently

If you’ve amassed a large amount of miles or points make sure you use the points or miles wisely. Examine the rewards program of your credit card, and evaluate the worth of various redemption options. For example you can use your points to purchase a flight directly with the airline could offer better return than using them for an gift card.

Another option is to get a rewards card that allows you to transfer your points to other loyalty programs. This will allow you to enjoy a greater variety of options and greater flexibility when redeeming your rewards. For example, you may be eligible to transfer your rewards to the frequent flyer program of an airline or a hotel rewards program. This gives an access larger variety of hotels, flights, and other travel perks that aren’t offered through the rewards program on your credit card.

Additionally, try to discover whether your credit card has certain benefits that will save you money on travel-related costs. A lot of credit cards provide travel insurance and rental car insurance, baggage protection and other benefits that can be invaluable when you travel.

Finally, when you’re traveling with a companion and both of you get rewards on your credit card. Make sure you don’t split the cost on the same card, and be sure you keep track of your rewards in a separate manner.

In the end, the most important thing to do to making the most of your travel rewards is to understand the rewards program on your credit card and ensure that you’re using it in the most efficient method. By using a combination of the strategies I’ve outlined that you can get rewards in a short time, use them for valuable travel experiences, and enjoy a wide assortment of travel-related perks.