Are you tired of spending a fortune on airfare? Then, there’s a good news! Travel hacking can be the solution to all your travel problems. It’s an exciting method to turn credit card sign-up bonuses and incentives into airline miles, that can then be used to get discounted or even complimentary flights for your desired destinations. With a little imagination and a little bit of insider know-how, you’ll travel for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is about swapping credit card sign-up bonus and incentives for airline miles. These miles can then be used to purchase discount or no-cost flights. Certain credit cards will also permit you to use miles to pay for hotel stays or rental car deals.
How Does it Work?
The key to successful travel hacking is to take advantage of credit card sign-up bonuses and to establish a frequent flyer mile program with a limited number of airlines. When it’s time to make a booking, evaluate the cost. If the cost is under $300, it’s generally better to pay in cash and save your miles for a more expensive flight. If your flights begin to climb over $500, you’ll need to look into the frequent flyer account and see which airline can give you the most value. It all comes down to the number of points or miles you have in your travel account for every airline.
Start with Travel Hacking
Ready to learn the secrets to hacking travel? The first step is to open the credit card that comes with a sign-up bonus. There are plenty of great credit cards with various advantages and features. It all depends on your preferred airline, your spending habits, and what features are important to you.
Top Credit Card Picks
Here are some credit cards that are excellent to use for hacking travel:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
Once you’ve been approved for a credit card you’ll need to hit the limit of spending minimum in order to get the bonus. Every credit card has its own set of guidelines, so make sure to look up this information. Then, it’s all about racking up miles, and using them to book your dream vacation!
Are you ready to go on a jet-setting with your goals?
Once you’ve accumulated the points amount, it’s time to cash them in for some nice vacation! Different credit card companies offer different ways to redeem your rewards, here are some examples from some of the companies I have experience with:
Getaway with Chase Ultimate Rewards
If you own a Chase cards, you can redeem your points via the Ultimate Rewards portal. Through it, you’ll get access to almost every airline, and you can use a combination of points and cash to pay for your next trip. You can book your flight entirely with points if you’ve the balance for it! Sometimes, even if you don’t have enough points to cover the total cost, you still can buy flights with Chase Ultimate Rewards portal and pay the balance in cash using any credit card.
Are you tired of paying full price for your flight tickets? Did you realize that when booking directly through United, you have the option to pay with dollars or points? Butbe aware, if you don’t have enough points, you cannot combine points and dollars for the same flight. No worries though, if you’re just a few points short, United gives you the option of buying additional miles.
Are you looking for a domestic flight? You should look no further than JetBlue! JetBlue provides an enjoyable and comfortable travel experience that includes extra space and complimentary snacks. Plus, their booking process is similar to that of United Airlines, allowing you to book with either JetBlue dollar or points, but not both. The difference is that JetBlue has a unique feature that allows you to combine your points with family members to accrue points twice as quickly. Be sure to verify that you are a family member before trying to hack into the system.
Make sure you spend that minimum amount
If you’re like me or my travel companion Becca I’m sure you’re pretty economical and it’s difficult to think of spending thousands of dollars to hit the minimum amount required to earn the credit card bonus. Don’t worry because we’ve been there and we’re here to share some of our tricks and tips.
Pay your rent (if you can)
This is a big one! If you’re able pay your rent using credit card, go for it! Just be prepared to be charged a fee, typically at least 3%. It may be worth it over the long term if the bonus is high enough.
Pay for a medical bill
Another way to reach the spending limit is to cover a medical bill. If you do not have any medical expenses coming up then ask your family members to pay them for theirs, and they can reimburse you.
Repay a loan
If you’re a borrower you owe, think about repaying them using an credit card. Be sure to pay off the credit card balance completely so that you don’t end up with more debt.
Ask family for help
Talk to your family and see if they have any large expenses coming up which you could help pay for. Make sure that you are able to are able to trust the person and that they understand why you’re doing this.
If it’s the holiday season you should consider purchasing all your gifts with cards from your credit account. In this way, you’ll reach the minimum spending requirement and also be ready for gift giving. Just make sure you’re not paying more than you already thinking of.
There are plenty of methods to get the most from your travel credit card. earn miles or points to use towards airfares or other travel-related costs. Here are a few additional ideas for maximizing your rewards:
Make travel reservations using your credit card
If you’re planning a trip, use your travel credit card to pay for your hotel, flight or rental car, as well as other travel costs. Not only will you be able to hit the minimum amount of spending required to earn your credit card bonus and earn points, but you’ll also be earning points or miles on those expenses.
Make use of your credit card to pay to pay for your everyday expenditures
Another way to meet the minimum amount of spending in order to accumulate points by using your credit card to pay every day costs. This could be items like groceries, gas and even your telephone bill. Be sure to pay off the balance each month in full so you don’t pay interest.
Make the most of bonus categories
Some travel credit cards will offer miles or points in exchange on certain kinds of purchases, including eating out or traveling. Be sure to review the rewards program of your credit card and avail any bonus categories that match with your spending routines.
Consider a balance transfer
If you’re in the middle of a debt on a credit card, you might want to transfer that balance to a travel credit card with an introductory rate of 0% for balance transfers. This will allow you to pay off the debt without accruing interest. It will also assist you in reaching the minimum amount required to earn the credit card bonus.
Use your points or miles carefully
If you’ve amassed a large amount of miles or points Make sure to utilize them wisely. Check out the rewards program on your credit card, and evaluate the worth of various redemption options. For instance, using points to book a ticket directly with the airline could give you a better value than using them for an gift card.
Another tip is to use an rewards card that permits you to transfer points to other loyalty programs. This allows you to enjoy a greater variety of choices and more flexibility when you want to redeem your rewards. For example, you may be capable of transferring your reward to the frequent flyer program of an airline or a reward program for hotels. This will give you access to a wider range of flights, hotels and other travel benefits which are not available through your credit card’s rewards program.
Additionally, try to find out whether your credit card has any perks that can save you money on travel-related costs. A lot of credit cards provide travel insurance and rental car insurance, baggage protection and other benefits that can be very beneficial when traveling.
Finally, when you’re traveling with a friend, both of you can earn rewards using your credit card. Be aware that you cannot share the costs on the same card. Also, make sure you keep track of the rewards you earn separately.
Overall, the key to making the most of your rewards for travel is to be aware of the rewards program on your credit card and make sure you’re using it in the most effective way possible. Through all of the strategies I’ve outlined in this article, you’ll be able earn rewards quickly, redeem rewards for valuable travel experiences and benefit from a wide variety of travel benefits.