Are you tired of spending an enormous amount on flights? Then, there’s a good news! Travel hacking is the answer to your travel-related problems. It’s an exciting method to convert credit card bonus and sign-up incentives into miles which you can use to obtain discounted or free flights to your ideal destinations. With a bit of imagination and some know-how, you’ll travel for free in no time.
The Basics of Travel Hacking
Travel hacking is all about exchanging credit card sign-up bonuses and incentives for airline miles. These miles can later be used to pay for discounted or even free flights. Certain credit cards will also permit you to use miles towards hotel stays or car rental discounts.
How Does it Work?
The secret to successful hacking your travel plans is to take advantage of credit card sign-up bonuses and to establish frequent flyer miles for a specific group of airlines. When you are ready to book a flight consider the cost. If the cost is under $300, it’s best to pay cash and use your miles to pay to book a higher-priced flight. If the prices start to rise higher than $500, it’s best to review your frequent flyer accounts and find out which airline will give you the best deal. It all comes down to the number of miles or points you have in your travel savings account for every airline.
Get Started with Travel Hacking
Are you interested in learning the secrets of travel hacking? Your first task is to open the credit card that comes that comes with a welcome bonus. There are a lot of fantastic credit cards that provide a variety of advantages and features. It depends on the type of airline, your habits with spending and the features that are most important to you.
Top Credit Card Picks
Here are a few credit card options that can be excellent to use for hacking travel:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit card, you’ll have to meet the minimum spend limit in order to receive the bonus. Every credit card has its own set of rules, so make certain to verify the details. From there you can begin to rack up miles and then using them to book your dream trip!
Ready to jet-set with your ideas?
After you’ve accrued your points balance, you’re ready to use them towards delicious vacation! Different credit card companies have different methods of redeeming your points. Here are some examples from some of the companies I’ve had experience with:
Take a trip by using Chase Ultimate Rewards
If you’re a holder of a Chase cards, you can use your points to redeem them through the Ultimate Rewards portal. Within the portal, you’ll get access to virtually every airline, and you can make use of a combination of the points as well as cash in order to pay for your next trip. You can book your flight entirely on points if you have enough balance! Sometimes even if you don’t be able to accumulate enough points in order to pay for total price, you can purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash with any credit card.
Are you fed up of paying the full cost for your flight tickets? Did you realize that when booking directly through United, you have the option of paying using either points or dollars? Be careful that if you do not have enough points you cannot combine dollars and points on flights. Don’t worry, though, if you’re just a few point short United also offers the option to purchase additional miles.
Are you looking for a domestic flight? Look no further than JetBlue! JetBlue offers passengers a relaxing and pleasant flight experience , with more space and complimentary snacks. Plus, their booking process is similar to United’s, allowing passengers to book flights using JetBlue dollar or points however, not both. But, JetBlue is unique in that they offer a feature that lets you join your points with your family members and earn points twice as quickly. Make sure to verify that you are a family member before trying to hack into the system.
Hit that Minimum Spend
If you’re like me and my travel companion Becca, you’re probably pretty frugal and it can be difficult to think of spending thousands of dollars in order to meet the minimum spend for the credit card bonus. But don’t fret as we’ve done it and are here to share some of our tips and tricks.
Pay your rent (if you can)
This is a big one! If you’re able to pay your rent with a credit card, do it! Be prepared to be charged a fee, typically at least 3 percent. It could be worthwhile in the end if the bonus is high enough.
Pay for a medical bill
Another great way to hit the minimum spend is to cover the medical bills. If you don’t have any medical bills due, ask your family members to pay their medical bills and they can pay you back.
Repay the loan
If you’re a borrower, consider making payments on them with an credit card. Just make sure you pay off the balance on your credit card in full , so that you don’t accumulate additional debt.
Ask family members for assistance
Talk to your family and determine if they’ve got any major expenses in the near future which you could help pay for. Be sure to be sure that you’re able to trust the person and they understand why you’re taking the initiative.
If it’s the holiday season, consider buying all your gifts with cards from your credit account. In this way, you’ll reach the minimum spending requirement and also be prepared to give gifts. Be sure to avoid spending more than you were planning to.
There are plenty of methods to get the most of using your credit or debit card for travel. earn miles or points to be used towards the cost of flights or other expenses related to travel. Here are a few additional suggestions for maximising your rewards
Pay for travel expenses using your credit card
Whenever you’re planning a vacation, make use of your travel credit card to book your hotel, flight, rental car, and any other travel-related expenses. In addition, you’ll be able to hit the required amount to qualify for a credit card bonus and earn points, however, you’ll also earn points or miles on those expenses.
Use your credit card to pay for your everyday expenditures
Another way to hit the minimum amount of spending to earn rewards is utilising your credit cards to pay everyday expenditures. This can include items like groceries, gas, and even your phone bill. Make sure you pay off the balance in full every month to ensure you don’t accumulate interest.
Benefit from bonus categories
A lot of travel credit cards provide bonus points or miles for certain types of purchases, including eating out or travelling. Make sure you review the rewards program of your credit card and avail the bonus categories that are in line with your spending routines.
Think about the possibility of transferring your balance
If you have existing debt on a credit card, consider transferring that balance to an account with a travel credit card that has the introductory APR of 0% for balance transfers. This will enable you to pay off your debt without accruing interest, and also assist you in reaching the minimum spending requirement for the credit card’s bonus.
Utilize your miles and points prudently
When you’ve earned a significant amount of miles or points make sure you use them wisely. Review the rewards program for your credit card and then compare the benefits of different redemption options. For instance using your points to book a ticket directly with the airline could provide you with a greater value than using them to purchase a gift card.
Another suggestion is to use an rewards card that permits you to transfer your points to other loyalty programs. This allows you to enjoy a greater variety of choices and more flexibility in making use of your rewards. For example, you may be able to transfer your rewards to an airline’s frequent flyer program or a reward program for hotels. This will give an access greater selection of hotels, flights, and other travel perks which are not accessible through the rewards program of your credit card.
Additionally, try to discover the card’s benefits. any perks that can save you money on travel-related costs. A lot of credit cards provide travel insurance, rental car insurance, baggage protection, and other benefits that can be extremely valuable when you’re traveling.
When you travel with a friend, both of you can earn rewards using your credit card. Just remember that you can’t share the costs on the same card, and be sure you keep track of the rewards you earn separately.
Overall, the key to reaping the maximum benefits from your travel rewards is to understand your credit card’s rewards program and to ensure you’re using this program in the most effective method. Through an array of methods I’ve described that you can get rewards in a short time, use them for travel experiences that are worth it and benefit from a wide variety of travel benefits.