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Are you fed up of spending an enormous amount on flights? Good news! Travel hacking could be the solution to your travel-related problems. It’s an exciting method to convert credit card sign-up bonuses and incentives into airline miles that can then be used to obtain discounted or complimentary flights for your desired destinations. With a bit of creativity and some insider know-how, you’ll be jet-setting for free in no time.

The Basics of Travel Hacking

Travel hacking is the art of trading credit card sign-up bonuses as well as incentives to earn airline miles. The miles can be used to buy discount or no-cost flights. Some credit cards also permit you to use miles for hotel stays and rental car discounts.

How Does it Work?

The key to successful hacking your travel plans is to take advantage of credit card sign-up bonuses and building out frequent flyer miles with a limited number of airlines. When it comes time to book a flight take a look at the price. If the cost is less than $300, it’s usually better to pay cash and use your miles to pay to take a more costly flight. When the flights start getting higher than $500, it’s best to review those frequent flyer accounts and see which airline can give you the best price. It all comes down to the number of miles or points in your travel account for every airline.

Get Started with Travel Hacking

Are you interested in learning the secrets of travel hacking? The first step is opening a credit card with a sign-up offer. There are plenty of great credit cards with a variety of benefits and features. It depends on the type of airline, your habits with spending and what features are important to you.

Top Credit Card Picks

Here are some credit card options that can be great to use for hacking travel:

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

Once you’ve been approved for a credit or debit card, you’ll need to hit the spending limit for minimum expenditure in order to get the bonus. Every credit card has its own set of guidelines, so make sure to look up the details. Then you can begin to rack up miles, and using them to plan your dream trip!

Ready to jet-set with your goals?

Once you’ve accumulated the points amount, it’s time to redeem them for some delicious travel! Different credit card companies will have different methods of redeeming your rewards, here are some examples from some of the companies I’ve had experience with:

Escape through Chase Ultimate Reward

If you’re a holder of a Chase credit card, then you are able to redeem your points via the Ultimate Rewards portal. In it, you’ll have access to nearly every airline, and you can make use of a combination of points and cash to book your travel. You can even book completely with points if you’ve the balance for it! Sometimes even if you do not be able to accumulate enough points in order to pay for full price, you can purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash using any credit card.

 

United

Are you tired of paying full price for your flight tickets? Did you know that when you book directly through United, you have the option of paying with dollars or points? Butbe aware that if you do not have enough points you can’t combine dollars and points on one flight. Don’t worry, though, if you’re a few points away, United also offers the option of buying additional miles.

JetBlue

Are you looking for a domestic flight? You should look no further than JetBlue! JetBlue offers passengers a relaxing and pleasant flight experience with extra legroom and free snacks. Plus, their booking process is like United’s which allows you to book with either JetBlue points or dollars, but not both. But, JetBlue offers a distinct feature where you can join your points with family members to accrue points twice as quickly. Be sure to establish that you’re a real family member prior to trying to hack into the system.

Hit that Minimum Spend

If you’re like me or my travel buddy Becca You’re probably quite economical and it’s challenging to attempt to spend thousands of dollars to hit the minimum spend for the credit card bonus. But don’t fret because we’ve been there and are here to share some of our tricks and tips.

Pay your rent (if you can)

This is a huge one! If you’re able to pay for your rent with a credit card, do it! Just be prepared to pay a cost, which is usually about 3 percent. It might be worth it in the long run when the bonus is large enough.

Pay a medical bill

Another way to reach the minimum spend is to pay for a medical bill. If you do not have any medical expenses due, ask your family members to pay them for theirs, and they can repay you.

Pay off the loan

If you’re a borrower you owe, think about repaying them using the credit card you have. Be sure to pay off the balance on your credit card in full , so that you don’t accumulate more debt.

Ask your family members for help

Ask your family members to determine if they’ve got any big expenses coming up that you can help pay for. Make sure that you are able to trust the person and they understand why you’re doing this.

Give gifts

If you’re celebrating the holidays take into consideration buying all your gifts with your credit card. So you’ll be able to reach the minimum spending requirement and also be prepared for gift giving. Make sure that you’re not spending more than you planning to.

There are a lot of ways to get the most out of using your credit or debit card for travel. accumulate miles or points that you can use towards the cost of flights or other expenses related to travel. Here are some additional suggestions for maximising your rewards:

Pay for travel expenses using your credit card

When you’re planning your next trip, use the travel credit card to pay for your flight, hotel or rental car, as well as any other travel expenses. In addition, you’ll achieve the minimum spend to qualify for a credit card reward as well, but you’ll also be earning points or miles for the expenditures.

Use your credit card to pay for your everyday expenses

Another way to meet the minimum amount of spending and earn points is using your credit card for every day expenses. This could be things like food, gas and even your telephone bill. Just make sure to pay the balance off each month in full so you don’t pay interest.

Take advantage of bonus categories

A lot of travel credit cards provide miles or points in exchange for specific types of purchases, including eating out or traveling. Be sure to review your rewards program on your credit card and take advantage of the bonus categories that are in line with your spending routines.

Consider a balance transfer

If you’re in the middle of a outstanding debt due to a high-interest credit card, consider transferring that balance to an account with a travel credit card that has the introductory APR of 0% for balance transfer. This will let you pay off your debts without accruing interest and simultaneously help you hit the minimum amount required to earn the credit card’s bonus.

Make use of your miles or points carefully

If you’ve amassed a large amount of miles or points Make sure to utilize them wisely. Check out the rewards program on your credit card and compare the worth of various redemption options. For instance using your points to purchase a flight directly through the airline may offer better return than using them for the purchase of a gift card.

Another option is to get an rewards card that permits you to transfer reward points into other loyalty programmes. This allows you to have a wider range of options and greater flexibility when making use of your rewards. For instance, you might be eligible to transfer your reward to the frequent flyer program of an airline or reward program for hotels. This gives the benefit of a larger variety of hotels, flights and other travel benefits that may not be available through the rewards program of your credit card.

Additionally, try to discover the card’s benefits. some perks that could help you save money on travel expenses. Some cards offer travel insurance as well as rental car insurance baggage protection and other benefits that can be very beneficial when traveling.

If you’re traveling with a companion each of you will be able to get rewards on your credit card. Be aware that you cannot share the costs on the same card. Also, make sure to keep track of your rewards in a separate manner.

The key to making the most of your travel rewards is to understand the rewards program of your credit card and ensure that you’re using your credit card in the most effective method. By using an array of strategies I’ve listed, you’ll be able to get rewards in a short time, use them for valuable travel experiences and take advantage of a broad assortment of travel-related perks.