Are you fed up of spending thousands of dollars on travel? Then, there’s a good news! Travel hacking is the answer to all your travel problems. It’s an exciting method to turn credit card bonus and sign-up incentives into miles which you can use to score discounted or cheap flights from your ideal destinations. With a little bit of imagination and some knowledge, you can be jet-setting for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is about exchanging credit card sign-up bonuses as well as incentives to earn airline miles. These miles can then be used to buy cheap or free flight tickets. Certain credit cards let you redeem miles towards hotel stays or rental car offers.
How Does it Work?
The most effective method for success in travel hacking is to take advantage of credit card sign-up bonuses and to establish frequent flyer miles with a limited number of airlines. When it comes time to book a flight consider the cost. If the price is under $300, it’s best to pay in cash and save your miles to book a higher-priced flight. When the flights start getting above $500, you’ll want to review those frequent flyer accounts and determine which airline offers you the most value. It all comes down to the number of miles or points in your travel account for each airline.
Start with Travel Hacking
Ready to learn the secrets of travel hacking? The first step is opening an account that comes with a welcome bonus. There are a lot of fantastic credit cards that offer various features and benefits. It is all dependent on the airline, spending habits and what features are important to you.
Top Credit Card Picks
Here are some credit cards that are great to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit card you’ll have to meet the limit of spending minimum in order to get the bonus. Each card has its own rules, so be sure to check for this information. From there you can begin to rack miles and then using them to book your dream trip!
Ready to jet-set with your points?
Now that you’ve built up your points balance, you’re ready to redeem them for some delicious getaway! Different credit card companies will have different methods of redeeming your rewards, here are some examples from some of the providers I’ve worked with:
Take a trip by using Chase Ultimate Rewards
If you own a Chase credit card, then you are able to redeem your points through the Ultimate Rewards portal. Through this portal you’ll get access to almost every airline and you can use a combination of money and points to pay for your next trip. You can even book entirely using points if you’ve got the funds to pay for it! Sometimes even if you do not possess enough points for the total cost, you still can book flights using the Chase Ultimate Rewards portal and pay the balance cash using any credit card.
Are you tired of paying full price for your flights? Did you not know that when you book directly through United you can choose the option to pay with either points or dollars? But, be careful that if you do not have enough points you can’t combine points and dollars on flights. No worries though, if you’re just a few points short, United provides the option to purchase additional miles.
Looking for a domestic flight? Look no further than JetBlue! JetBlue offers passengers a relaxing and pleasant travel experience that includes extra legroom as well as free snacks. In addition, their booking procedure is similar to that of United Airlines which allows customers to book using either JetBlue dollar or points, however, not both. However, JetBlue offers a distinct feature that allows you to join your points with family members to accrue points twice as fast. Make sure to establish that you’re a real family member prior to trying to hack the system.
Make sure you spend that minimum amount
If you’re anything like me and my travel buddy Becca I’m sure you’re pretty economical and it’s daunting to try to spend thousands of dollars to hit the required amount to qualify for the credit card bonus. However, don’t be worried as we’ve done it and we’re here to share some of our tips and tricks.
Pay your rent (if you can)
This is a huge one! If you’re able to pay for your rent using a credit card, do it! Be prepared to pay a cost, which is usually around 3 percent. It could be worthwhile in the long run if the bonus is high enough.
Pay for a medical bill
Another excellent way to meet the required spending is to pay for the medical bills. If you don’t have any medical bills in the near future Ask your family members to pay for theirs and they will pay you back.
Repay a loan
If you’re a borrower take into consideration repaying them using an credit card. Just make sure you pay off the balance on your credit card completely so that you don’t accumulate additional debt.
Ask your family members for help
Discuss your family with them and determine if they’ve got any large expenses coming up which you could help pay for. Be sure to be sure that you’re able to have confidence in the person you are talking to and they understand why you’re doing it.
If you’re in the middle of the holiday season you should consider purchasing all of your gifts with your credit card. In this way, you’ll reach the minimum spending requirement and also be prepared to give gifts. Just make sure you’re not spending more than you were contemplating to.
There are plenty of ways to get the most of your travel credit card. accumulate miles or points that you can spend on flights or other travel-related expenses. Here are a few additional suggestions for maximising your rewards:
Make travel reservations using your credit card
If you’re planning a trip, make use of the travel credit card to book your hotel, flight or rental car, as well as any other travel expenses. You’ll not only achieve the minimum amount of spending required to earn your credit card and earn points, but you’ll also be earning points or miles for these expenditures.
Make use of your credit card to pay for all your daily costs
Another method to reach the minimum spend and earn points is making use of your credit card to pay for every day expenses. This can include things like gas, groceries or even your phone bill. Just make sure to pay off the balance in full each month so you don’t accumulate interest.
Take advantage of bonus categories
Many travel credit cards offer miles or points in exchange for certain types of purchases, like eating out or traveling. Check out your rewards program on your credit card and take advantage of the bonus categories that are in line with your spending habits.
Think about the possibility of transferring your balance
If you have existing outstanding debt due to a high-interest credit card, think about transferring the balance to an account with a travel credit card that has the introductory APR of 0% for balance transfer. This will allow you to pay off the debt without accruing interest and simultaneously aid in achieving the minimum amount required to earn the credit card’s bonus.
Use your points or miles wisely
Once you’ve accumulated a substantial amount of miles or points Make sure to utilize them wisely. Review the rewards program for your credit card, and evaluate the worth of various redemption options. For example you can use points to book a ticket directly through the airline may provide you with a greater value than using them to purchase the purchase of a gift card.
Another tip is to use rewards cards that allow you to transfer reward points into other loyalty programmes. This will allow you to enjoy a greater variety of choices and more flexibility when redeeming your rewards. For example, you may be eligible to transfer your reward to frequent flyer programs of airlines or Hotel rewards programme. This will give an access greater range of flights, hotels, and other travel perks that aren’t accessible through the rewards program on your credit card.
In addition, you should find out the card’s benefits. some perks that could help you save money on travel expenses. A lot of credit cards provide travel insurance and rental car insurance, baggage protection and other benefits that can be very beneficial when traveling.
Finally, when you’re traveling with someone else each of you will be able to earn rewards using your own credit card. Make sure you don’t share the costs on the same card and make sure you keep track of the rewards you earn separately.
The key to making the most of your travel rewards is to know the rewards program on your credit card and make sure you’re using your credit card in the most efficient method. Through a combination of the strategies I’ve outlined in this article, you’ll be able earn rewards quickly, redeem them for valuable travel experiences and benefit from a wide range of travel perks.