Are you tired of spending thousands of dollars on travel? Well, good news! Travel hacking can be the solution to all your travel woes. It’s an exciting method to turn credit card welcome bonuses and other incentives into airline miles, which you can use to obtain discounted or cheap flights from your ideal destinations. With a bit of creativity and some insider knowledge, you can fly for no cost within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is all about exchanging credit card sign-up bonuses and rewards for airline miles. These miles can later be used to buy discount or no-cost flights. Certain credit cards will also let you redeem miles to pay for hotel stays or car rental offers.
How Does it Work?
The secret to successful hacking your travel plans is to take advantage of the sign-up bonuses for credit cards and establishing frequent flyer miles for a specific group of airlines. When it comes time to book a flight take a look at the price. If the cost is under $300, it’s best to pay cash and use your miles to pay to book a higher-priced flight. If the prices start to rise over $500, you’ll need to review the frequent flyer account to find out which airline will give you the best price. It all comes down to the number of points or miles you have in your travel bank for every airline.
Get Started with Travel Hacking
Are you interested in learning the secrets to travel hacking? First step to open the credit card that comes that comes with a welcome bonus. There are a lot of fantastic credit cards with many advantages and features. It all depends on your preferred airline, spending habits and the features that are most essential to you.
Top Credit Card Picks
Here are a few credit cards excellent to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit or debit card, you’ll need to hit the limit of spending minimum in order to get the bonus. Each card has its own rules, so be sure to check for this information. From there it’s all about building up miles, and using them to book your dream vacation!
Are you ready to set sail with your ideas?
Once you’ve accumulated the points balance, you’re ready to use them towards nice getaway! Different credit card companies will have different methods for redeeming your points. Here are a few examples from some of the companies I’ve had experience with:
Take a trip through Chase Ultimate Reward
If you own a Chase cards, you are able to redeem your points through the Ultimate Rewards portal. Within this portal you’ll have access to nearly every airline. You can combine money and points to book your next trip. You can book your flight entirely using points if you’ve got enough balance! Sometimes, even if you don’t be able to accumulate enough points in order to pay for entire cost, you still can buy flights with Chase Ultimate Rewards portal and pay the balance cash using every credit card.
Are you fed up of paying full price for your flight tickets? Did you not know that when you book directly through United You have the option of paying with either points or dollars? Butbe aware that if you do not have enough points you aren’t able to combine points and dollars for the same flight. If you’re a few points away, United provides the possibility of purchasing additional miles.
Looking for a flight within the United States? Look no further than JetBlue! JetBlue offers an enjoyable and comfortable travel experience that includes extra legroom and free snacks. Additionally, their booking process is similar to that of United Airlines which allows you to book with either JetBlue either dollars or points, but not both. The difference is that JetBlue offers a distinct feature that allows you to join your points with your relatives to earn points twice as fast. Make sure to establish that you’re a real family member prior to trying to hack the system.
Reach that Minimum Spend
If you’re like me and my travel companion Becca I’m sure you’re pretty economical and it’s difficult to think of spending thousands of dollars to reach the minimum amount required to earn the credit card bonus. But don’t fret as we’ve done it and we’re here to share our tricks and tips.
Pay your rent (if you can)
This is a big one! If you’re able pay your rent using a credit card, do it! Just be prepared to pay a cost, which is usually around 3 percent. It might be worth it in the end if the bonus is high enough.
Make a payment on a medical expense
Another way to reach the minimum spend is to cover an medical bill. If you do not have any medical expenses due, ask your family members to pay their medical bills and they will reimburse you.
Repay a loan
If you’re a borrower take into consideration making payments on them with your credit card. Just make sure you pay off the credit card balance in full so you don’t end up with more debt.
Ask your family members for help
Ask your family members to look into any large expenses coming up that you can contribute for. Make sure that you are able to have confidence in the person you are talking to and they understand why you’re doing it.
If you’re in the middle of the holiday season you should consider purchasing all your gifts with the credit card you have. So you’ll be able to reach the minimum spending requirement and also be ready for gift giving. Be sure to avoid paying more than you already contemplating to.
There are plenty of methods to get the most from the travel credit card. You can accrue points or miles to spend on flights or other travel-related expenses. Here are a few additional ideas for maximizing the rewards you earn:
Pay for travel expenses using your credit card
Whenever you’re planning a vacation, make use of your travel credit card to pay for your hotel, flight, rental car, and any other travel expenses. You’ll not only be able to meet the minimum spend for your credit card reward as well, but you’ll also be earning points or miles to cover those costs.
Use your credit card for everyday expenditures
Another method to reach the minimum spend and earn points is utilising your credit cards to pay daily expenditures. This can include things like gas, groceries and even your telephone bill. Just make sure to pay the balance off each month in full so you don’t pay interest.
Make the most of bonus categories
Many travel credit cards offer bonus points or miles for certain types of purchases, like eating out or travelling. Be sure to review your rewards program on your credit card and take advantage of any bonus categories that align with your spending habits.
Consider the possibility of transferring your balance
If you have existing debt on a credit card, consider transferring the balance to the travel credit card which has an introductory rate of 0% for balance transfers. This will let you pay off your debt without accruing interest. It will also help you hit the minimum amount required to earn the credit card’s bonus.
Use your points or miles wisely
Once you’ve accumulated a substantial amount of points or miles make sure you use them in a responsible manner. Examine the rewards program of your credit card and then compare the benefits of different redemption options. For example, using your points to book a flight directly with the airline might give you a better value than using them to purchase a gift card.
Another suggestion is to use rewards cards that allow you to transfer your rewards to different loyalty program. This will allow you to get a wider selection of choices and more freedom when it comes to making use of your rewards. For example, you may be eligible to transfer your reward to the frequent flyer program of an airline or Hotel rewards programme. This will give you access to a wider selection of hotels, flights and other travel benefits that aren’t available through your credit card’s rewards program.
Additionally, try to find out if your credit card offers any perks that can help you save money on travel costs. Some cards offer travel insurance and rental car insurance, baggage protection, and other benefits that are very beneficial when traveling.
Finally, when you’re traveling with a friend each of you will be able to earn rewards using your own credit card. Be aware that you cannot share the costs on the same card. Also, make sure to keep track of your rewards separately.
Overall, the key to making the most of your travel rewards is to know your credit card’s rewards program and ensure that you’re using your credit card in the most efficient method. Utilizing all of the methods I’ve described in this article, you’ll be able get rewards in a short time, use rewards for valuable travel experiences, and enjoy a wide range of travel perks.