Are you tired of spending an enormous amount on flights? Then, there’s a good news! Travel hacking could be the solution to all your travel woes. It’s an exciting way to turn credit card bonus and sign-up incentives into miles that can then be used to obtain discounted or complimentary flights for your desired destinations. With a bit of imagination and a little bit of insider knowledge, you can fly for no cost within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is all about swapping credit card sign-up bonus and incentives for airline miles. The miles can be used to pay for cheap or free flight tickets. Certain credit cards permit you to use miles for hotel stays and car rental discounts.
How Does it Work?
The secret to success in hacking your travel plans is to take advantage of credit card sign-up bonuses and to establish frequent flyer miles on a select group of airlines. When it’s time to book a flight consider the cost. If the price is under $300, it’s usually better to pay in cash and use your miles to pay for a more expensive flight. When the flights start getting higher than $500, it’s best to check your frequent flyer accounts and determine which airline offers you the best deal. All it boils down to is the number of points or miles in your travel account for each airline.
Get Started with Travel Hacking
Are you ready to discover the secrets of travel hacking? First step opening the credit card that comes that comes with a welcome bonus. There are a lot of fantastic credit cards that offer various advantages and features. It all depends on your preferred airline, your spending habits, and what features are important to you.
Top Credit Card Picks
Here are some credit cards that are great for travel hacking:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit card you’ll need to hit the minimum spend limit in order to get the bonus. Every card has different rules, so be certain to verify this information. From there you can begin to rack up miles, and using them to plan your dream trip!
Are you ready to set sail with your ideas?
After you’ve accrued the points balance, you’re ready to cash them in for some nice travel! Different credit card providers will have different methods of redeeming your points. Here are a few examples from some of the providers I’ve had experience with:
Take a trip through Chase Ultimate Reward
If you own a Chase cards, you can redeem your points via the Ultimate Rewards portal. Through this portal you’ll have access to almost every airline, and you can use a combination of points and cash to pay for your travel. You can even book completely with points if you’ve the balance for it! Sometimes even if you do not have enough points to cover the entire cost, you are able to purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash with every credit card.
Are you tired of paying the full cost for flights? Did you not know that when you book directly through United you can choose the option of paying using either points or dollars? Be careful in case you don’t have enough points, you can’t combine points and dollars on one flight. No worries though, if you’re only a couple of points away, United provides the possibility of purchasing additional miles.
Are you looking for a domestic flight? Take a look at JetBlue! JetBlue offers an enjoyable and comfortable flight experience , with more legroom as well as free snacks. In addition, their booking procedure is like United’s that allows passengers to book flights using JetBlue points or dollars, but not both. The difference is that JetBlue is unique in that they offer a feature where you can pool your points together with your family members and earn points twice as fast. Just make sure you can establish that you’re a real family member prior to trying to hack the system.
Make sure you spend that minimum amount
If you’re anything like me and my travel buddy Becca I’m sure you’re pretty frugal and it can be difficult to think of spending thousands of dollars to hit the minimum amount required to earn the credit card bonus. However, don’t be worried because we’ve been there and we’re here to share some of our tricks and tips.
Pay your rent (if you can)
This is a huge one! If you’re able to pay for your rent with credit card, then do it! Make sure you pay a cost, which is usually around 3%. It may be worth it in the long run if the bonus is high enough.
Pay a medical bill
Another way to reach the spending limit is to cover a medical bill. If you don’t have any medical bills coming up Ask your family members to pay their medical bills and they will repay you.
Pay off a loan
If you have any loans take into consideration repaying them using an credit card. Make sure to pay the credit card balance completely so that you don’t end up with additional debt.
Ask family members for assistance
Discuss your family with them and determine if they’ve got any large expenses coming up that you can help pay for. Make sure that you are able to have confidence in the person you are talking to and they are aware of the reason for taking the initiative.
If it’s the holiday season you should consider purchasing all of your gifts with your credit card. In this way, you’ll hit that minimum spend and be ready for gift giving. Be sure to avoid spending more than you were thinking of.
There are a lot of ways to get the most out of using your credit or debit card for travel and accumulate miles or points that you can be used towards airfares or other travel-related costs. Here are a few more suggestions for maximising your rewards
Book travel expenses with your credit card
When you’re planning your next trip, use you travel credit card to book your flight, hotel, rental car, and other travel costs. You’ll not only be able to meet the minimum spend for your credit card, but you’ll also be earning points or miles to cover the expenses.
Use your credit card for everyday expenditures
Another way to meet the minimum amount of spending in order to accumulate points by utilising your credit cards to pay for everyday costs. This can include things like food, gas or even your phone bill. Be sure to pay off the balance each month in full so you don’t accrue interest charges.
Benefit from bonus categories
Many travel credit cards offer miles or points in exchange for specific types of purchases, such as eating out or travelling. Be sure to review your credit card’s rewards program and take advantage of any bonus categories that match with your spending habits.
Consider a balance transfer
If you’re in the middle of a debt on a high-interest credit card, consider transferring that balance onto a travel credit card with an introductory rate of 0% for balance transfer. This will let you pay off your debts without accruing interest, and also assist you in reaching the minimum amount required to earn the credit card’s bonus.
Make use of your miles or points wisely
If you’ve amassed a large amount of miles or points make sure you use them wisely. Check out the rewards program on your credit card and then compare the worth of various redemption options. For instance, using points to book a ticket directly with the airline could provide you with a greater value than using them for a gift card.
Another option is to get rewards cards that allow you to transfer rewards to different loyalty program. This allows you to have a wider range of options and greater flexibility in redeeming your rewards. For example, you may be capable of transferring your rewards to the frequent flyer program of an airline or a Hotel rewards programme. This gives you access to a wider variety of hotels, flights, and other travel perks that aren’t offered through your credit card’s rewards program.
Also, discover the card’s benefits. any perks that can help you save money on travel expenses. A lot of credit cards provide travel insurance and rental car insurance, baggage protection, and other benefits that are extremely valuable when you’re traveling.
If you’re traveling with someone else and both of you earn rewards with your own credit card. Make sure you don’t divide the cost with the same card. Also, make sure to keep track of your rewards in a separate manner.
Overall, the key to maximizing your rewards for travel is to be aware of the rewards program on your credit card and ensure that you’re using this program in the most effective way possible. By using an array of strategies I’ve outlined that you can earn rewards fast, exchange rewards for valuable travel experiences, and enjoy a wide range of travel perks.