Are you tired of paying thousands of dollars on travel? Well, good news! Travel hacking can be the solution to your travel-related problems. It’s an exciting way to convert sign-up bonuses and incentives into miles that can then be used to obtain discounted or cheap flights from your ideal destinations. With a bit of imagination and some know-how, you’ll be jet-setting for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is all about exchanging credit card sign-up bonuses and rewards for airline miles. The miles can be used to pay for discount or no-cost flights. Some credit cards also permit you to use miles towards hotel stays or rental car discounts.
How Does it Work?
The most effective method for success in hacking your travel plans is to take advantage of the credit card sign-up bonus and to establish frequent flyer miles for a specific group of airlines. When it comes time to make a booking consider the cost. If the cost is less than $300, it’s usually better to pay cash and save your miles to book a higher-priced flight. If your flights begin to climb above $500, you’ll want to look into your frequent flyer accounts and determine which airline offers you the best price. It all boils down to the number of points or miles you have in your travel bank for every airline.
Get Started with Travel Hacking
Ready to learn the secrets of travel hacking? The first step is opening a credit card that comes with a welcome bonus. There are many great credit cards that offer many features and benefits. It is all dependent on the airline, your habits with spending and what features are important to you.
Top Credit Card Picks
Here are a few credit card options that can be excellent to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit or debit card, you’ll have to meet the spending limit for minimum expenditure in order to get the bonus. Each card has its own guidelines, so make sure to look up this information. From there it’s all about building up miles and using them to plan your dream trip!
Ready to jet-set with your ideas?
Once you’ve accumulated the points balance, you’re ready to use them towards delicious vacation! Different credit card providers will offer different ways to redeem your points. Here are some examples from some of the ones I have experience with:
Take a trip through Chase Ultimate Reward
If you’re a holder of a Chase card, you are able to use your points to redeem them through the Ultimate Rewards portal. In the portal, you’ll get access to nearly every airline and you can make use of a combination of money and points to pay for your trip. You can even book entirely using points if you’ve got the funds to pay for it! Sometimes even if you do not have enough points to cover the total price, you can book flights using the Chase Ultimate Rewards portal and pay the balance in cash with any credit card.
Are you tired of paying full price for your flights? Did you realize that when booking directly through United you can choose the option of paying using dollars or points? Be careful in case you don’t have enough points, you cannot combine dollars and points for flights. If you’re only a couple of points short, United gives you the option to purchase additional miles.
Looking for a domestic flight? Look no further than JetBlue! JetBlue provides a comfortable and enjoyable travel experience that includes extra space and complimentary snacks. Plus, their booking process is like United’s, allowing passengers to book flights using JetBlue either dollars or points, however, not both. But, JetBlue offers a distinct feature that allows you to combine your points with family members to accrue points twice as quickly. Just make sure you can prove you’re really family before trying to hack into the system.
Make sure you spend that minimum amount
If you’re like me and my travel companion Becca You’re probably quite economical and it’s difficult to think of spending thousands of dollars to hit the minimum amount required to earn credit card bonuses. But don’t fret as we’ve done it and we’re here to share some of our tricks and tips.
Pay your rent (if you can)
This is a big one! If you’re able to pay your rent with credit card, go for it! Be prepared to pay a fee, usually around 3 percent. It could be worthwhile over the long term in the event that the bonus is substantial enough.
Pay a medical bill
Another excellent way to meet the spending limit is to pay for the medical bills. If you do not have any medical expenses due Ask your family members to pay them for theirs, and they’ll reimburse you.
Make a payment to pay off a loan
If you have any loans take into consideration making payments on them with the credit card you have. Be sure to pay off the balance on your credit card in full , so that you don’t end up with more debt.
Ask your family members for help
Talk to your family and see if they have any major expenses in the near future which you could help pay for. Be sure to be sure that you’re able to have confidence in the person you are talking to and they know why you’re doing it.
If you’re celebrating the holidays take into consideration buying all your gifts with the credit card you have. In this way, you’ll reach the minimum spending requirement and be ready to give gifts. Be sure to avoid spending more than you already contemplating to.
There are a lot of methods to get the most out of using your credit or debit card for travel. accumulate miles or points that you can be used towards the cost of flights or other expenses related to travel. Here are some additional ways to maximize your rewards
Make travel reservations using your credit card
If you’re planning a trip, use your travel credit card for booking your hotel, flight, rental car, and any other travel expenses. In addition, you’ll be able to meet the minimum amount of spending required to qualify for a credit card reward as well, but you’ll also be earning points or miles to cover those expenses.
Utilize your credit card to pay for everyday expenditures
Another way to hit the minimum spending requirement in order to accumulate points making use of your credit card for every day expenses. This could include things like gas, groceries or even your phone bill. Just make sure to pay off the balance each month in full so you don’t pay interest.
Benefit from bonus categories
Many travel credit cards offer miles or points in exchange for certain types of purchases, including eating out or traveling. Check out your credit card’s rewards program and take advantage of any bonus categories that align with your spending routines.
Think about a balance transfer
If you’re in the middle of a outstanding debt due to a high-interest credit card, consider transferring the balance to an account with a travel credit card that has the introductory APR of 0% for balance transfers. This will let you pay off your debt without accruing interest, and also assist you in reaching the minimum spend for the credit card bonus.
Make use of your miles or points carefully
Once you’ve accumulated a substantial amount of miles or points Make sure to utilize the points or miles wisely. Review the rewards program for your credit card, and evaluate the worth of various redemption options. For example, using your points to book a ticket directly with the airline might give you a better value than using them for a gift card.
Another tip is to use rewards cards that allow you to transfer reward points into other loyalty programmes. This allows you to get a wider selection of choices and more freedom when it comes to you want to redeem your rewards. For example, you may be able to transfer your rewards to frequent flyer programs of airlines or hotel rewards program. This gives you access to a wider range of flights, hotels and other travel benefits that may not be accessible through the rewards program of your credit card.
In addition, you should determine if your credit card offers any perks that can save you money on travel-related expenses. A lot of credit cards provide travel insurance as well as rental car insurance baggage protection and other benefits that are invaluable when you travel.
Finally, when you’re traveling with a companion each of you will be able to earn rewards using your own credit card. Be aware that you cannot divide the cost with the same card. Also, make sure to track your rewards separately.
The key to making the most of your travel rewards is to know the rewards program on your credit card and ensure that you’re using it in the most effective way possible. By using all of the strategies I’ve outlined in this article, you’ll be able get rewards in a short time, use them for valuable travel experiences and take advantage of a broad assortment of travel-related perks.