Travel Trailer With Kitchen Island And Fireplace

Are you fed up of spending a fortune on airfare? Good news! Travel hacking is the answer to all your travel woes. It’s a fun way to convert credit card bonus and sign-up incentives into airline miles, that can then be used to obtain discounted or cheap flights from your desired destinations. With a bit of imagination and some information, you’ll fly for no cost within a matter of minutes.

The Basics of Travel Hacking

Travel hacking is about swapping credit card sign-up bonus and incentives for airline miles. These miles can then be used to purchase discount or no-cost flights. Some credit cards also let you redeem miles for hotel stays and car rental deals.

How Does it Work?

The key to success in hacking travel is taking advantage of the sign-up bonuses for credit cards and establishing a frequent flyer mile program with a limited number of airlines. When it’s time to make a booking take a look at the price. If the flight is less than $300, it’s best to pay in cash and save your miles to take a more costly flight. If the prices start to rise above $500, you’ll want to look into your frequent flyer accounts and determine which airline offers you the most value. It all comes down to the amount of miles or points in your travel bank for every airline.

Begin by Getting Started with Travel Hacking

Ready to learn the secrets of travel hacking? The first step is opening an account that comes with a welcome bonus. There are many great credit cards with many advantages and features. It all depends on your preferred airline, spending habits and the features that are most crucial to you.

Top Credit Card Picks

Here are some credit cards that are perfect to use for hacking travel:

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

Once you’ve been approved for a credit card, you’ll have to meet the minimum spend limit in order to get the bonus. Each card has its own guidelines, so make sure to look up the details. From there you can begin to rack up miles, and using them to plan your dream vacation!

Ready to jet-set with your goals?

After you’ve accrued your points amount, it’s time to redeem them for some sweet vacation! Different credit card providers will offer different ways to redeem your points. Here are a few examples from some of the ones I’ve worked with:

Getaway by using Chase Ultimate Rewards

If you’re a holder of an Chase card, you can use your points to redeem them through the Ultimate Rewards portal. Within this portal you’ll have access to virtually every airline and you can use a combination of the points as well as cash in order to book your travel. You can book your flight entirely with points if you’ve the funds to pay for it! Sometimes even if you don’t possess enough points for the total cost, you still can purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash using any credit card.

 

United

Are you fed up of paying the full cost for your flights? Did you know that when you book directly through United, you have the option to pay with dollars or points? Be careful in case you don’t have enough points, you aren’t able to combine points and dollars for the same flight. No worries though, if you’re only a couple of points short, United provides the option to purchase additional miles.

JetBlue

Looking for a domestic flight? Look no further than JetBlue! JetBlue provides an enjoyable and comfortable flight experience with extra legroom as well as free snacks. Plus, their booking process is similar to United’s which allows passengers to book flights using JetBlue dollar or points, but not both. However, JetBlue is unique in that they offer a feature that lets you join your points with your family members and earn points twice as fast. Be sure to verify that you are a family member before trying to hack the system.

Make sure you spend that minimum amount

If you’re like me or my travel companion Becca I’m sure you’re pretty thrifty and it’s daunting to try to spend thousands of dollars to hit the minimum spend for credit card bonuses. Don’t worry because we’ve been there and we’re here to share our tips and tricks.

Pay your rent (if you can)

This is an important one! If you’re able to pay your rent with a credit card, do it! Just be prepared to pay a fee, usually about 3%. It could be worthwhile over the long term when the bonus is large enough.

Pay for a medical bill

Another excellent way to meet the spending limit is to cover the medical bills. If you do not have any medical expenses due then ask your family members to pay them for theirs, and they’ll pay you back.

Make a payment to pay off the loan

If you have any loans, consider making payments on them with the credit card you have. Just make sure you pay off the balance on your credit card in full , so that you don’t end up with more debt.

Ask family for help

Discuss your family with them and determine if they’ve got any big expenses coming up that you can contribute for. Just make sure you have confidence in the person you are talking to and they know why you’re doing it.

Purchase presents

If it’s the holiday season, consider buying all of your gifts with your credit card. So you’ll be able to hit that minimum spend and be ready for giving gifts. Be sure to avoid spending more than you were already thinking of.

There are many ways to make the most out of the travel credit card. You can accumulate miles or points that you can use towards the cost of flights or other expenses related to travel. Here are a few additional ideas for maximizing your rewards:

Pay for travel expenses using your credit card

When you’re planning your next trip, make use of the travel credit card for booking your flight, hotel, rental car, and any other travel expenses. You’ll not only achieve the minimum spend for your credit card reward, but you’ll also earn points or miles to cover these expenses.

Make use of your credit card to pay to pay for your everyday expenses

Another way to meet the minimum spend in order to accumulate points making use of your credit card to pay daily costs. This could be things like gas, groceries or even your phone bill. Be sure to pay the balance off in full every month to ensure you don’t pay interest.

Take advantage of bonus categories

Some travel credit cards will offer bonus points or miles on certain kinds of purchases, like eating out or travelling. Check out your credit card’s rewards program and take advantage of the bonus categories that are in line with your spending habits.

Think about the possibility of transferring your balance

If you have existing debt on a credit card, you might want to transfer that balance onto an account with a travel credit card that has an introductory rate of 0% for balance transfer. This will let you pay off your debts without accruing interest. It will also aid in achieving the minimum spend for the credit card bonus.

Use your points or miles prudently

When you’ve earned a significant amount of points or miles make sure you use the points or miles wisely. Check out the rewards program on your credit card, and evaluate the worth of various redemption options. For example you can use points to purchase a flight directly with the airline could provide you with a greater value than using them for a gift card.

Another tip is to use an rewards card that permits you to transfer your rewards to different loyalty program. This allows you to have a wider range of choices and more freedom when it comes to making use of your rewards. For instance, you might be capable of transferring your reward to frequent flyer programs of airlines or a Hotel rewards programme. This can give an access greater range of flights, hotels, and other travel perks that may not be offered through the rewards program on your credit card.

In addition, you should discover if your credit card offers any perks that can reduce your travel costs. Many cards offer travel insurance as well as rental car insurance baggage protection and other benefits that can be very beneficial when traveling.

Finally, when you’re traveling with a companion, both of you can get rewards on your own credit card. Make sure you don’t split the cost on the same card. Also, make sure you keep track of the rewards you earn separately.

In the end, the most important thing to do to making the most of your rewards for travel is to be aware of the rewards program on your credit card and ensure that you’re making use of this program in the most effective method possible. Through all of the strategies I’ve outlined, you’ll be able to earn rewards quickly, redeem them for valuable travel experiences, and enjoy a wide assortment of travel-related perks.