Travel Trailer With Bunks

Are you fed up of spending a fortune on airfare? Then, there’s a good news! Travel hacking can be the solution to your travel-related problems. It’s an exciting way to convert welcome bonuses and other incentives into miles which can be used to get discounted or even cheap flights from your dream destinations. With a little imagination and a little bit of insider information, you’ll be jet-setting for free in no time.

The Basics of Travel Hacking

Travel hacking is about swapping credit card sign-up bonus and incentives for airline miles. These miles can later be used to pay for discounted or even free flights. Certain credit cards will also permit you to use miles towards hotel stays or rental car deals.

How Does it Work?

The secret to successful travel hacking is to take advantage of the credit card sign-up bonus and to establish frequent flyer miles with a limited number of airlines. When you are ready to make a booking, evaluate the cost. If the price is under $300, it’s generally better to pay in cash and save your miles to book a higher-priced flight. When the flights start getting higher than $500, it’s best to review those frequent flyer accounts to find out which airline will give you the best deal. It all boils down to the number of points or miles you have in your travel bank for each airline.

Start with Travel Hacking

Ready to learn the secrets to hacking travel? The first step is to open the credit card that comes with a sign-up offer. There are many great credit cards with many benefits and features. It depends on the type of airline, your habits with spending and the features that are most essential to you.

Top Credit Card Picks

Here are a few credit cards that are excellent for travel hacking:

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

After you’ve been accepted for a credit or debit card, you’ll need to hit the minimum spend limit in order to receive the bonus. Every credit card has its own set of rules, so be sure to look up this information. Then, it’s all about racking up miles and using them to plan your dream trip!

Are you ready to go on a jet-setting with your goals?

Now that you’ve built up your points balance, it’s time to cash them in for some nice travel! Different credit card providers will have different methods of redeeming your rewards, here are some examples from some of the companies I’ve worked with:

Take a trip by using Chase Ultimate Rewards

If you’re a holder of an Chase cards, you are able to redeem your points via the Ultimate Rewards portal. Through this portal you’ll get access to nearly every airline. You can make use of a combination of money and points to pay for your trip. You can even book entirely with points if you’ve enough balance! Sometimes even if you do not be able to accumulate enough points in order to pay for entire price, you can book flights using the Chase Ultimate Rewards portal and pay the balance cash using the credit card of your choice.

 

United

Are you tired of paying full price for your flights? Did you know that when you book directly through United You have the option of paying using dollars or points? Be careful, if you do not have enough points you aren’t able to combine points and dollars on the same flight. Don’t worry, though, if you’re just a few points short, United provides the option to purchase additional miles.

JetBlue

Looking for a domestic flight? You should look no further than JetBlue! JetBlue offers a comfortable and enjoyable flight experience with extra legroom and free snacks. Additionally, their booking process is like United’s that allows customers to book using either JetBlue either dollars or points, however, not both. But, JetBlue offers a distinct feature that lets you join your points with your relatives to earn points twice as fast. Make sure to prove you’re really family before trying to hack into the system.

Reach that Minimum Spend

If you’re like me and my travel companion Becca You’re probably quite frugal and it can be difficult to think of spending thousands of dollars to hit the required amount to qualify for a credit card bonus. But don’t fret, we’ve been through it and we’re here to share our tips and tricks.

Pay your rent (if you can)

This is an important one! If you’re able to pay your rent using a credit card, do it! Just be prepared to be charged a fee, typically at least 3 percent. It might be worth it over the long term in the event that the bonus is substantial enough.

Pay a medical bill

Another way to reach the required spending is to pay for a medical bill. If you do not have any medical expenses due then ask your family members to pay their medical bills and they will reimburse you.

Make a payment to pay off the loan

If you’re a borrower, consider repaying them using your credit card. Make sure to pay the credit card balance in full , so that you don’t end up with additional debt.

Ask your family members for help

Discuss your family with them and see if they have any major expenses in the near future that you can contribute for. Make sure that you are able to are able to trust the person and that they know why you’re doing this.

Purchase presents

If you’re celebrating the holidays you should consider purchasing all your gifts using your credit card. So you’ll be able to reach the minimum spending requirement and also be prepared for giving gifts. Just make sure you’re not spending more than you thinking of.

There are plenty of ways to make the most out of using your credit or debit card for travel and earn miles or points to be used towards airfares or other travel-related costs. Here are a few additional ideas for maximizing the rewards you earn:

Book travel expenses with your credit card

Whenever you’re planning a vacation, make use of the travel credit card to book your hotel, flight or rental car, as well as other travel costs. You’ll not only be able to meet the required amount to qualify for a credit card reward, but you’ll also be earning points or miles to cover the expenses.

Utilize your credit card to pay for all your daily costs

Another way to meet the minimum amount of spending and earn points is making use of your credit card to pay for every day costs. This can include things like food, gas or even your phone bill. Make sure you pay off the balance each month in full so you don’t accrue interest charges.

Make the most of bonus categories

Some travel credit cards will offer miles or points in exchange on certain kinds of purchases, like eating out or travelling. Check out the rewards program of your credit card and take advantage of any bonus categories that match with your spending habits.

Consider the possibility of transferring your balance

If you have existing outstanding debt due to a high-interest credit card, consider transferring the balance to an account with a travel credit card that has an introductory rate of 0% for balance transfer. This will let you pay off your debts without accruing interest. It will also help you hit the minimum spending requirement for the credit card’s bonus.

Use your points or miles wisely

When you’ve earned a significant amount of miles or points make sure you use the points or miles wisely. Examine the rewards program of your credit card and then compare the worth of various redemption options. For instance, using points to purchase a flight directly with the airline might give you a better return than using them for the purchase of a gift card.

Another tip is to use an rewards card that permits you to transfer rewards to different loyalty program. This will allow you to get a wider selection of options and greater flexibility in you want to redeem your rewards. For example, you may be capable of transferring your reward to frequent flyer programs of airlines or hotel rewards program. This gives an access larger range of flights, hotels, and other travel perks which are not offered through the rewards program of your credit card.

Also, find out whether your credit card has any perks that can save you money on travel-related costs. Some cards offer travel insurance, rental car insurance, baggage protection and other benefits that are very beneficial when traveling.

If you’re traveling with someone else each of you will be able to get rewards on your credit card. Just remember that you can’t share the costs on the same card and make sure to keep track of your rewards separately.

The key to reaping the maximum benefits from your rewards for travel is to be aware of your credit card’s rewards program and make sure you’re making use of this program in the most effective method. By using a combination of the methods I’ve described that you can earn rewards fast, exchange rewards for valuable travel experiences and take advantage of a broad range of travel perks.