Travel Toilet Tissue

Are you tired of paying an enormous amount on flights? Good news! Travel hacking could be the solution to all your travel woes. It’s an exciting method to convert credit card bonus and sign-up incentives into airline miles, that can then be used to score discounted or complimentary flights for your dream destinations. With a bit of creativity and some insider know-how, you’ll fly for no cost within a matter of minutes.

The Basics of Travel Hacking

Travel hacking is all about exchanging credit card sign-up bonuses and incentives for airline miles. These miles can then be used to purchase discounted or even free flights. Some credit cards also allow you to redeem miles to pay for hotel stays or car rental deals.

How Does it Work?

The most effective method for success in hacking your travel plans is to take advantage of the credit card sign-up bonus and to establish a frequent flyer mile program on a select group of airlines. When it comes time to make a booking, evaluate the cost. If the cost is under $300, it’s best to pay cash and save your miles for a more expensive flight. If your flights begin to climb higher than $500, it’s best to review those frequent flyer accounts to find out which airline will give you the best price. It all comes down to the amount of points or miles you have in your travel bank for each airline.

Get Started with Travel Hacking

Ready to learn the secrets to hacking travel? The first step is to open an account with a sign-up bonus. There are many great credit cards that offer a variety of advantages and features. It is all dependent on the airline, your habits with spending and what features are crucial to you.

Top Credit Card Picks

Here are a few credit card options that can be excellent to hack travel

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

Once you’ve been approved for a credit card you’ll need to hit the limit of spending minimum in order to get the bonus. Every card has different rules, so be sure to look up this information. From there, it’s all about racking up miles and using them to book your dream vacation!

Are you ready to go on a jet-setting with your points?

Now that you’ve built up your points amount, it’s time to cash them in for some delicious getaway! Different credit card providers will have different methods of redeeming your points, but here are a few examples from some of the companies I’ve had experience with:

Take a trip through Chase Ultimate Reward

If you have an Chase credit card, then you can redeem your points through the Ultimate Rewards portal. In it, you’ll get access to almost every airline and you can make use of a combination of money and points to book your trip. You can even book completely using points if you’ve got the funds to pay for it! Sometimes even if you don’t possess enough points for the entire cost, you still can purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash using the credit card of your choice.

 

United

Are you fed up of paying the full cost for flights? Did you realize that when booking directly through United you can choose the option of paying using either points or dollars? Be careful that if you don’t have enough points you can’t combine points and dollars on the same flight. Don’t worry, though, if you’re only a couple of points short, United gives you the possibility of purchasing additional miles.

JetBlue

Looking for a domestic flight? Take a look at JetBlue! JetBlue provides an enjoyable and comfortable flight experience , with more legroom and free snacks. Plus, their booking process is similar to that of United Airlines, allowing you to book with either JetBlue dollar or points however, not both. The difference is that JetBlue offers a distinct feature that allows you to pool your points together with your family members and earn points twice as fast. Make sure to prove you’re really family before trying to hack the system.

Hit that Minimum Spend

If you’re like me and my travel companion Becca I’m sure you’re pretty thrifty and it’s challenging to attempt to spend thousands of dollars in order to meet the minimum spend for the credit card bonus. However, don’t be worried, we’ve been through it and we’re here to share our tips and tricks.

Pay your rent (if you can)

This is a huge one! If you’re able pay your rent with a credit card, do it! Just be prepared to be charged a fee, typically around 3 percent. It might be worth it in the long run in the event that the bonus is substantial enough.

Make a payment on a medical expense

Another excellent way to meet the spending limit is to pay for the medical bills. If you do not have any medical expenses coming up Ask your family members to pay them for theirs, and they’ll pay you back.

Repay a loan

If you’re a borrower take into consideration paying them off with an credit card. Make sure to pay the credit card balance in full so you don’t accumulate additional debt.

Ask family for help

Talk to your family and look into any large expenses coming up that you can contribute for. Make sure that you are able to trust the person and they understand why you’re taking the initiative.

Purchase gifts

If it’s the holiday season take into consideration buying all your gifts using your credit card. This way you can meet the minimum spending limit and also be prepared for giving gifts. Just make sure you’re not paying more than you planning to.

There are many methods to get the most from using your credit or debit card for travel. You can accumulate miles or points that you can be used towards airfares or other travel-related costs. Here are some additional ways to maximize your rewards

Pay for travel expenses using your credit card

When you’re planning your next trip, use your travel credit card to book your flight, hotel, rental car, and any other travel-related expenses. In addition, you’ll be able to hit the minimum spend for your credit card bonus and earn points, but you’ll also be earning points or miles for those expenses.

Use your credit card for everyday expenditures

Another way to hit the minimum spending requirement and earn points is using your credit card to pay for everyday costs. This could include things like gas, groceries and even your telephone bill. Be sure to pay off the balance in full each month so you don’t accrue interest charges.

Benefit from bonus categories

A lot of travel credit cards provide bonus points or miles for certain types of purchases, including eating out or traveling. Make sure you review the rewards program of your credit card and avail any bonus categories that align with your spending habits.

Take into consideration a balance transfer

If you are currently in debt on a credit card, consider transferring the balance to a travel credit card with a 0% introductory APR for balance transfer. This will enable you to pay off the debt without accruing interest. It will also help you hit the minimum amount required to earn the credit card’s bonus.

Make use of your miles or points prudently

When you’ve earned a significant amount of miles or points Make sure to utilize them wisely. Examine the rewards program of your credit card, and evaluate the benefits of different redemption options. For example using points to purchase a flight directly with the airline could give you a better value than using them to purchase the purchase of a gift card.

Another tip is to use rewards cards that allow you to transfer rewards to different loyalty program. This will let you get a wider selection of options and greater freedom when it comes to redeeming your rewards. For instance, you might be capable of transferring your reward to the frequent flyer program of an airline or hotel rewards program. This can give an access wider selection of hotels, flights as well as other travel perks that aren’t offered through the rewards program on your credit card.

Additionally, try to discover whether your credit card has certain benefits that will save you money on travel-related expenses. Some cards offer travel insurance and rental car insurance, baggage protection and other benefits that are extremely valuable when you’re traveling.

If you’re traveling with a friend, both of you can earn rewards with your credit card. Be aware that you cannot split the cost on the same card and make sure you keep track of your rewards in a separate manner.

In the end, the most important thing to do to making the most of your rewards for travel is to be aware of the rewards program on your credit card and to ensure you’re making use of your credit card in the most effective method. Through all of the strategies I’ve outlined in this article, you’ll be able get rewards in a short time, use them for valuable travel experiences, and enjoy a wide variety of travel benefits.