Are you tired of paying a fortune on airfare? Well, good news! Travel hacking could be the solution to your travel-related problems. It’s an exciting way to convert credit card welcome bonuses and other incentives into airline miles that can then be used to get discounted or even cheap flights from your ideal destinations. With a bit of imagination and a little bit of insider know-how, you’ll travel for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is the art of trading credit card sign-up bonuses and rewards for airline miles. The miles can be used to buy cheap or free flight tickets. Certain credit cards allow you to redeem miles for hotel stays and car rental discounts.
How Does it Work?
The most effective method for successful hacking your travel plans is to take advantage of credit card sign-up bonuses and to establish frequent flyer miles for a specific group of airlines. When it comes time to make a booking, evaluate the cost. If the price is under $300, it’s generally better to pay in cash and use your miles to pay to take a more costly flight. If your flights begin to climb higher than $500, it’s best to look into those frequent flyer accounts to see which airline can give you the best deal. All it boils down to is the number of points or miles in your travel account for each airline.
Start with Travel Hacking
Are you ready to discover the secrets to travel hacking? First step to open an account that comes with a welcome bonus. There are many great credit cards that provide a variety of features and benefits. It depends on the type of airline, your spending habits, and the features that are most important to you.
Top Credit Card Picks
Here are some credit cards that are excellent to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
Once you’ve been approved for a credit card, you’ll have to meet the limit of spending minimum in order to get the bonus. Each card has its own guidelines, so make sure to look up this information. Then you can begin to rack up miles and using them to plan your dream vacation!
Are you ready to go on a jet-setting with your points?
Once you’ve accumulated your points balance, it’s time to cash them in for some delicious getaway! Different credit card companies will have different methods for redeeming your points. Here are some examples from some of the ones I’ve had experience with:
Getaway by using Chase Ultimate Rewards
If you’re a holder of a Chase credit card, then you are able to use your points to redeem them through the Ultimate Rewards portal. Within it, you’ll get access to virtually every airline and you can combine points and cash to pay for your next trip. You can book your flight entirely with points if you’ve enough balance! Sometimes, even if you don’t possess enough points for the entire cost, you are able to purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash with any credit card.
Are you tired of paying full price for your flights? Did you not know that when you book directly through United, you have the option to pay with dollars or points? Be careful that if you don’t have enough points, you aren’t able to combine points and dollars on flights. Don’t worry, though, if you’re just a few points away, United provides the option to purchase additional miles.
Looking for a domestic flight? You should look no further than JetBlue! JetBlue provides a comfortable and enjoyable flight experience , with more legroom and free snacks. Plus, their booking process is similar to United’s, allowing customers to book using either JetBlue either dollars or points, but not both. But, JetBlue offers a distinct feature that lets you pool your points together with your relatives to earn points twice as quickly. Just make sure you can establish that you’re a real family member prior to trying to hack into the system.
Make sure you spend that minimum amount
If you’re anything like me and my travel buddy Becca I’m sure you’re pretty economical and it’s difficult to think of spending thousands of dollars to hit the minimum amount required to earn the credit card bonus. However, don’t be worried as we’ve done it and are here to share some of our tricks and tips.
Pay your rent (if you can)
This is a huge one! If you’re able pay your rent using credit card, go for it! Be prepared to be charged a fee, typically about 3 percent. It may be worth it over the long term in the event that the bonus is substantial enough.
Pay for a medical bill
Another great way to hit the required spending is to pay for a medical bill. If you do not have any medical expenses in the near future Ask your relatives if you could pay for theirs and they will repay you.
Make a payment to pay off a loan
If you’re a borrower, consider paying them off with your credit card. Just make sure you pay off the balance on your credit card in full so you don’t accumulate more debt.
Ask family for help
Ask your family members to look into any major expenses in the near future that you can contribute for. Be sure to be sure that you’re able to are able to trust the person and that they are aware of the reason for taking the initiative.
If you’re in the middle of the holiday season, consider buying all of your gifts with the credit card you have. In this way, you’ll hit that minimum spend and also be prepared to give gifts. Make sure that you’re not spending more than you were already contemplating to.
There are a lot of ways to get the most from using your credit or debit card for travel. You can accumulate miles or points that you can spend on airfares or other travel-related costs. Here are a few additional suggestions for maximising the rewards you earn:
Make travel reservations using your credit card
When you’re planning your next trip, make use of you travel credit card to book your hotel, flight or rental car, as well as any other travel expenses. In addition, you’ll achieve the required amount to qualify for a credit card and earn points, but you’ll also earn points or miles for those expenses.
Use your credit card for all your daily expenses
Another method to reach the minimum spending requirement to earn rewards is by making use of your credit card to pay for everyday costs. This could include items like groceries, gas and even your telephone bill. Make sure you pay off the balance in full every month to ensure you don’t accumulate interest.
Make the most of bonus categories
Many travel credit cards offer miles or points in exchange on certain kinds of purchases, including eating out or travelling. Make sure you review your credit card’s rewards program and make use of any bonus categories that align with your spending routines.
Consider a balance transfer
If you are currently in outstanding debt due to a high-interest credit card, you might want to transfer that balance onto an account with a travel credit card that has a 0% introductory APR for balance transfers. This will enable you to pay off the debt without accruing interest. It will also assist you in reaching the minimum spend for the credit card bonus.
Utilize your miles and points carefully
If you’ve amassed a large amount of miles or points make sure you use them in a responsible manner. Check out the rewards program on your credit card and then compare the value of different redemption options. For example, using points to purchase a flight directly with the airline might give you a better value than using them for a gift card.
Another option is to get an rewards card that permits you to transfer reward points into other loyalty programmes. This will allow you to enjoy a greater variety of choices and more flexibility when redeeming your rewards. For example, you may be eligible to transfer your rewards to the frequent flyer program of an airline or a Hotel rewards programme. This can give an access larger range of flights, hotels and other travel benefits which are not available through the rewards program on your credit card.
In addition, you should find out whether your credit card has certain benefits that will help you save money on travel costs. Many cards offer travel insurance as well as rental car insurance baggage protection and other benefits that can be very beneficial when traveling.
Finally, when you’re traveling with a companion each of you will be able to earn rewards using your credit card. Just remember that you can’t split the cost on the same card, and be sure to track the rewards you earn separately.
In the end, the most important thing to do to reaping the maximum benefits from your travel rewards is to know the rewards program of your credit card and make sure you’re making use of your credit card in the most efficient method. Through a combination of the methods I’ve described in this article, you’ll be able earn rewards quickly, redeem rewards for valuable travel experiences and benefit from a wide assortment of travel-related perks.