Travel Themed Room

Are you tired of paying thousands of dollars on travel? Well, good news! Travel hacking can be the solution to all your travel problems. It’s an exciting method to turn credit card welcome bonuses and other incentives into airline miles, which you can use to get discounted or even complimentary flights for your ideal destinations. With a little imagination and some knowledge, you can fly for no cost in no time.

The Basics of Travel Hacking

Travel hacking is the art of swapping credit card sign-up bonus and incentives for airline miles. These miles can later be used to buy discounted or even free flights. Certain credit cards will also allow you to redeem miles for hotel stays and rental car offers.

How Does it Work?

The secret to successful hacking travel is taking advantage of credit card sign-up bonuses and establishing a frequent flyer mile program on a select group of airlines. When it’s time to book a flight consider the cost. If the flight is less than $300, it’s usually better to pay cash and use your miles to pay to take a more costly flight. When the flights start getting higher than $500, it’s best to review the frequent flyer account to determine which airline offers you the best deal. It all boils down to the amount of miles or points in your travel account for every airline.

Start with Travel Hacking

Are you interested in learning the secrets to travel hacking? First step to open an account with a sign-up bonus. There are plenty of great credit cards with a variety of advantages and features. It is all dependent on the airline, your spending habits, and the features that are most important to you.

Top Credit Card Picks

Here are a few credit card options that can be perfect for travel hacking:

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

After you’ve been accepted for a credit or debit card, you’ll need to hit the minimum spend limit in order to qualify for the bonus. Every card has different rules, so be sure to look up the details. From there it’s all about building up miles and using them to plan your dream vacation!

Are you ready to go on a jet-setting with your ideas?

Once you’ve accumulated the points amount, it’s time to redeem them for some nice travel! Different credit card companies have different methods of redeeming your rewards, here are some examples from some of the ones I have experience with:

Getaway by using Chase Ultimate Rewards

If you have a Chase cards, you can redeem your points via the Ultimate Rewards portal. Through this portal you’ll get access to nearly every airline. You can make use of a combination of the points as well as cash in order to pay for your next trip. You can even book entirely with points if you’ve the balance for it! Sometimes even if you do not be able to accumulate enough points in order to pay for entire price, you can book flights using the Chase Ultimate Rewards portal and pay the balance cash using the credit card of your choice.

 

United

Are you tired of paying the full cost for flights? Did you know that when you book directly through United you can choose the option of paying using either points or dollars? Be careful, if you don’t have enough points you cannot combine points and dollars on flights. If you’re just a few points short, United gives you the possibility of purchasing additional miles.

JetBlue

Looking for a flight within the United States? Look no further than JetBlue! JetBlue provides passengers a relaxing and pleasant flight experience with extra space and complimentary snacks. Plus, their booking process is similar to that of United Airlines which allows customers to book using either JetBlue either dollars or points however, not both. The difference is that JetBlue is unique in that they offer a feature where you can pool your points together with your family members and earn points twice as fast. Be sure to establish that you’re a real family member prior to trying to hack into the system.

Reach that Minimum Spend

If you’re like me and my travel companion Becca, you’re probably pretty economical and it’s difficult to think of spending thousands of dollars in order to meet the required amount to qualify for a credit card bonus. Don’t worry as we’ve done it and are here to share some of our tricks and tips.

Pay your rent (if you can)

This is a huge one! If you’re able to pay for your rent using a credit card, do it! Be prepared to be charged a fee, typically about 3 percent. It may be worth it over the long term when the bonus is large enough.

Make a payment on a medical expense

Another way to reach the spending limit is to cover the medical bills. If you don’t have any medical bills due Ask your family members to pay their medical bills and they will pay you back.

Repay the loan

If you’re a borrower take into consideration paying them off with the credit card you have. Be sure to pay the credit card balance completely so that you don’t accumulate more debt.

Ask family for help

Talk to your family and determine if they’ve got any large expenses coming up that you can help pay for. Be sure to be sure that you’re able to trust the person and they understand why you’re taking the initiative.

Give gifts

If you’re celebrating the holidays take into consideration buying all your gifts with cards from your credit account. In this way, you’ll reach the minimum spending requirement and be ready for gift giving. Just make sure you’re not spending more than you already planning to.

There are many methods to get the most of the travel credit card and accumulate miles or points that you can use towards airfares or other travel-related costs. Here are some additional suggestions for maximising your rewards:

Pay for travel expenses using your credit card

Whenever you’re planning a vacation, make use of your travel credit card to pay for your flight, hotel, rental car, and other travel costs. In addition, you’ll be able to meet the minimum amount of spending required to qualify for a credit card as well, but you’ll also earn points or miles for the expenses.

Utilize your credit card to pay to pay for your everyday expenditures

Another way to hit the minimum spending requirement in order to accumulate points by utilising your credit cards to pay every day costs. This can include things like food, gas, and even your phone bill. Be sure to pay off the balance in full every month to ensure you don’t accumulate interest.

Take advantage of bonus categories

Many travel credit cards offer miles or bonus points on certain kinds of purchases, including eating out or travelling. Be sure to review the rewards program of your credit card and avail any bonus categories that align with your spending routines.

Think about the possibility of transferring your balance

If you are currently in debt on a credit card, you might want to transfer the balance to an account with a travel credit card that has a 0% introductory APR for balance transfers. This will enable you to pay off the debt without accruing interest and simultaneously help you hit the minimum amount required to earn the credit card bonus.

Utilize your miles and points carefully

When you’ve earned a significant amount of points or miles, be sure to use them in a responsible manner. Check out the rewards program on your credit card and then compare the worth of various redemption options. For example you can use points to purchase a flight directly with the airline could give you a better value than using them to purchase an gift card.

Another option is to get rewards cards that allow you to transfer reward points into other loyalty programmes. This allows you to get a wider selection of options and greater freedom when it comes to making use of your rewards. For example, you may be able to transfer your reward to an airline’s frequent flyer program or a reward program for hotels. This can give an access larger selection of hotels, flights and other travel benefits that may not be available through the rewards program on your credit card.

Also, discover whether your credit card has certain benefits that will reduce your travel expenses. Some cards offer travel insurance as well as rental car insurance baggage protection, and other benefits that are very beneficial when traveling.

Finally, when you’re traveling with a friend and both of you get rewards on your credit card. Be aware that you cannot share the costs on the same card, and be sure to keep track of your rewards separately.

The key to reaping the maximum benefits from your travel rewards is to understand your credit card’s rewards program and make sure you’re using this program in the most efficient method possible. By using an array of strategies I’ve outlined, you’ll be able to earn rewards quickly, redeem rewards for valuable travel experiences, and enjoy a wide range of travel perks.