Travel Theme Birthday Cake

Are you fed up of spending an enormous amount on flights? Then, there’s a good news! Travel hacking could be the solution to all your travel woes. It’s an exciting way to turn credit card bonus and sign-up incentives into airline miles, which you can use to obtain discounted or complimentary flights for your ideal destinations. With a bit of imagination and a little bit of insider knowledge, you can fly for no cost in no time.

The Basics of Travel Hacking

Travel hacking is the art of exchanging credit card sign-up bonuses and rewards for airline miles. The miles can be used to purchase discount or no-cost flights. Some credit cards also permit you to use miles to pay for hotel stays or rental car discounts.

How Does it Work?

The secret to success in hacking travel is taking advantage of the sign-up bonuses for credit cards and establishing frequent flyer miles on a select group of airlines. When it comes time to book a flight consider the cost. If the price is under $300, it’s usually better to pay in cash and save your miles to book a higher-priced flight. When the flights start getting over $500, you’ll need to review those frequent flyer accounts to determine which airline offers you the best price. It all boils down to the number of points or miles you have in your travel bank for each airline.

Get Started with Travel Hacking

Are you ready to discover the secrets to hacking travel? The first step is opening the credit card that comes with a sign-up offer. There are plenty of great credit cards with various benefits and features. It depends on the type of airline, your spending habits, and what features are important to you.

Top Credit Card Picks

Here are some credit cards great to hack travel

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

Once you’ve been approved for a credit or debit card, you’ll need to hit the minimum spend limit in order to receive the bonus. Every card has different rules, so be sure to check for the details. From there it’s all about building up miles and using them to book your dream vacation!

Are you ready to set sail with your goals?

After you’ve accrued the points balance, you’re ready to use them towards nice travel! Different credit card companies have different methods for redeeming your rewards, here are a few examples from some of the providers I’ve worked with:

Take a trip with Chase Ultimate Rewards

If you’re a holder of a Chase card, you are able to redeem your points through the Ultimate Rewards portal. Through it, you’ll get access to almost every airline and you can combine money and points to pay for your trip. You can book your flight entirely using points if you’ve got the funds to pay for it! Sometimes even if you do not possess enough points for the total cost, you are able to book flights using the Chase Ultimate Rewards portal and pay the balance cash using every credit card.

 

United

Are you fed up of paying the full cost for your flights? Did you not know that when you book directly through United you can choose the option of paying using dollars or points? Be careful, if you do not have enough points you cannot combine points and dollars on flights. If you’re a few points away, United provides the option of buying additional miles.

JetBlue

Looking for a flight within the United States? You should look no further than JetBlue! JetBlue provides passengers a relaxing and pleasant flight experience with extra space and complimentary snacks. Plus, their booking process is similar to United’s, allowing you to book with either JetBlue dollar or points however, not both. But, JetBlue offers a distinct feature that lets you pool your points together with your relatives to earn points twice as fast. Be sure to verify that you are a family member before trying to hack into the system.

Reach that Minimum Spend

If you’re like me or my travel companion Becca I’m sure you’re pretty economical and it’s challenging to attempt to spend thousands of dollars to reach the minimum amount required to earn the credit card bonus. Don’t worry, we’ve been through it and we’re here to share some of our tricks and tips.

Pay your rent (if you can)

This is a big one! If you’re able to pay your rent using a credit card, do it! Just be prepared to pay a cost, which is usually at least 3%. It might be worth it in the long run when the bonus is large enough.

Pay a medical bill

Another excellent way to meet the minimum spend is to cover a medical bill. If you don’t have any medical bills in the near future then ask your family members if you can pay them for theirs, and they’ll repay you.

Repay a loan

If you have any loans you owe, think about paying them off with your credit card. Be sure to pay the credit card balance completely so that you don’t end up with more debt.

Ask family for help

Talk to your family and see if they have any big expenses coming up that you can contribute for. Just make sure you trust the person and they know why you’re doing it.

Buy gifts

If you’re celebrating the holidays take into consideration buying all your gifts with the credit card you have. So you’ll be able to meet the minimum spending limit and also be ready for giving gifts. Be sure to avoid paying more than you planning to.

There are a lot of ways to get the most from your travel credit card. You can accrue points or miles to be used towards the cost of flights or other expenses related to travel. Here are a few additional ideas for maximizing your rewards

Book travel expenses with your credit card

If you’re planning a vacation, make use of your travel credit card to book your flight, hotel or rental car, as well as other travel costs. Not only will you achieve the minimum amount of spending required for your credit card bonus as well, but you’ll also be earning points or miles for these costs.

Make use of your credit card to pay for everyday costs

Another method to reach the minimum spend in order to accumulate points using your credit card to pay everyday expenses. This could be things like food, gas and even your telephone bill. Make sure you pay off the balance each month in full so you don’t pay interest.

Take advantage of bonus categories

A lot of travel credit cards provide bonus points or miles for certain types of purchases, like dining or travel. Be sure to review your rewards program on your credit card and avail the bonus categories that are in line with your spending routines.

Think about the possibility of transferring your balance

If you’re in the middle of a outstanding debt due to a high-interest credit card, you might want to transfer that balance onto a travel credit card with the introductory APR of 0% for balance transfers. This will enable you to pay off your debts without accruing interest. It will also aid in achieving the minimum spending requirement for the credit card bonus.

Make use of your miles or points carefully

When you’ve earned a significant amount of miles or points Make sure to utilize them in a responsible manner. Check out the rewards program on your credit card and then compare the value of different redemption options. For instance you can use your points to purchase a flight directly with the airline might offer better value than using them to purchase a gift card.

Another option is to get an rewards card that permits you to transfer your points to other loyalty programs. This allows you to have a wider range of choices and more flexibility when you want to redeem your rewards. For example, you may be eligible to transfer your rewards to an airline’s frequent flyer program or a Hotel rewards programme. This will give the benefit of a wider selection of hotels, flights, and other travel perks which are not available through the rewards program of your credit card.

Additionally, try to discover if your credit card offers certain benefits that will help you save money on travel costs. A lot of credit cards provide travel insurance as well as rental car insurance baggage protection, and other benefits that are extremely valuable when you’re traveling.

When you travel with a companion, both of you can get rewards on your own credit card. Just remember that you can’t divide the cost with the same card and make sure to keep track of the rewards you earn separately.

Overall, the key to reaping the maximum benefits from your rewards for travel is to be aware of your credit card’s rewards program and ensure that you’re using this program in the most efficient method. By using an array of strategies I’ve outlined, you’ll be able to earn rewards quickly, redeem them for travel experiences that are worth it and benefit from a wide range of travel perks.