Are you fed up of spending a fortune on airfare? Then, there’s a good news! Travel hacking can be the solution to your travel-related problems. It’s a fun way to turn credit card bonus and sign-up incentives into miles that can then be used to get discounted or even free flights to your dream destinations. With a little bit of creativity and some insider information, you’ll travel for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is all about swapping credit card sign-up bonus and rewards for airline miles. These miles can later be used to pay for discounted or even free flights. Certain credit cards will also allow you to redeem miles towards hotel stays or rental car deals.
How Does it Work?
The key to successful hacking travel is taking advantage of the credit card sign-up bonus and establishing a frequent flyer mile program for a specific group of airlines. When it’s time to make a booking consider the cost. If the flight is under $300, it’s usually better to pay in cash and save your miles to book a higher-priced flight. If the prices start to rise over $500, you’ll need to look into those frequent flyer accounts and find out which airline will give you the best deal. All it boils down to is the number of points or miles in your travel account for every airline.
Begin by Getting Started with Travel Hacking
Are you ready to discover the secrets to travel hacking? The first step is opening a credit card with a sign-up bonus. There are a lot of fantastic credit cards that provide various advantages and features. It is all dependent on the airline, your spending habits, and what features are essential to you.
Top Credit Card Picks
Here are some credit cards great to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit or debit card, you’ll need to reach the limit of spending minimum in order to get the bonus. Each card has its own guidelines, so make certain to verify the details. From there you can begin to rack up miles, and using them to plan your dream trip!
Are you ready to set sail with your points?
Now that you’ve built up the points balance, it’s time to use them towards sweet travel! Different credit card companies have different methods of redeeming your points. Here are a few examples from some of the ones I’ve had experience with:
Getaway with Chase Ultimate Rewards
If you have a Chase cards, you can redeem your points through the Ultimate Rewards portal. Within it, you’ll have access to virtually every airline, and you can use a combination of the points as well as cash in order to pay for your trip. You can book your flight entirely with points if you’ve the funds to pay for it! Sometimes even if you do not be able to accumulate enough points in order to pay for full price, you can book flights using the Chase Ultimate Rewards portal and pay the balance in cash with the credit card of your choice.
Are you fed up of paying full price for flights? Did you not know that when you book directly through United you can choose the option to pay with either points or dollars? But, be careful, if you don’t have enough points you aren’t able to combine points and dollars on one flight. Don’t worry, though, if you’re just a few points short, United also offers the option to purchase additional miles.
Looking for a flight within the United States? Look no further than JetBlue! JetBlue offers a comfortable and enjoyable flight experience with extra space and complimentary snacks. In addition, their booking procedure is like United’s, allowing passengers to book flights using JetBlue points or dollars but not both. The difference is that JetBlue is unique in that they offer a feature that lets you pool your points together with your relatives to earn points twice as quickly. Just make sure you can verify that you are a family member before trying to hack the system.
Hit that Minimum Spend
If you’re anything like me and my travel buddy Becca You’re probably quite frugal and it can be challenging to attempt to spend thousands of dollars to reach the minimum amount required to earn a credit card bonus. But don’t fret because we’ve been there and are here to share some of our tricks and tips.
Pay your rent (if you can)
This is a big one! If you’re able to pay your rent using a credit card, do it! Just be prepared to be charged a fee, typically about 3%. It may be worth it over the long term when the bonus is large enough.
Pay a medical bill
Another way to reach the spending limit is to pay for the medical bills. If you do not have any medical expenses due, ask your family members if you can pay for theirs and they will pay you back.
Pay off a loan
If you’re in the middle of a loan you owe, think about paying them off with the credit card you have. Be sure to pay off the balance on your credit card in full , so that you don’t accumulate more debt.
Ask family for help
Talk to your family and look into any big expenses coming up that you can help pay for. Be sure to be sure that you’re able to trust the person and they are aware of the reason for taking the initiative.
If you’re celebrating the holidays, consider buying all your gifts with your credit card. This way you can reach the minimum spending requirement and also be prepared for gift giving. Be sure to avoid paying more than you already contemplating to.
There are plenty of methods to get the most from using your credit or debit card for travel. earn miles or points to use towards the cost of flights or other expenses related to travel. Here are a few more ideas for maximizing the rewards you earn:
Pay for travel expenses using your credit card
If you’re planning a trip, make use of the travel credit card to book your hotel, flight, rental car, and other travel costs. You’ll not only be able to meet the required amount to earn your credit card reward and earn points, however, you’ll also earn points or miles on those expenses.
Make use of your credit card to pay for all your daily expenses
Another way to meet the minimum spending requirement in order to accumulate points by utilising your credit cards for daily expenditures. This can include things like gas, groceries, and even your phone bill. Be sure to pay the balance off in full every month to ensure you don’t accumulate interest.
Take advantage of bonus categories
Many travel credit cards offer miles or bonus points for certain types of purchases, like eating out or travelling. Check out your rewards program on your credit card and avail any bonus categories that align with your spending habits.
Consider a balance transfer
If you have existing outstanding debt due to a high-interest credit card, consider transferring that balance onto a travel credit card with a 0% introductory APR for balance transfer. This will let you pay off your debt without accruing interest and simultaneously help you hit the minimum spend for the credit card bonus.
Use your points or miles wisely
When you’ve earned a significant amount of miles or points Make sure to utilize them wisely. Review the rewards program for your credit card and then compare the benefits of different redemption options. For instance, using your points to book a flight directly with the airline might give you a better value than using them to purchase the purchase of a gift card.
Another suggestion is to use a rewards card that allows you to transfer reward points into other loyalty programmes. This will let you have a wider range of choices and more flexibility when redeeming your rewards. For instance, you might be eligible to transfer your rewards to an airline’s frequent flyer program or a reward program for hotels. This will give an access wider variety of hotels, flights as well as other travel perks which are not accessible through the rewards program of your credit card.
In addition, you should find out if your credit card offers certain benefits that will save you money on travel-related expenses. Some cards offer travel insurance and rental car insurance, baggage protection, and other benefits that are very beneficial when traveling.
If you’re traveling with a companion each of you will be able to get rewards on your credit card. Be aware that you cannot split the cost on the same card. Also, make sure to keep track of the rewards you earn separately.
The key to maximizing your rewards for travel is to be aware of your credit card’s rewards program and make sure you’re making use of it in the most effective way possible. Utilizing all of the strategies I’ve outlined that you can earn rewards fast, exchange them for travel experiences that are worth it and benefit from a wide variety of travel benefits.