Are you tired of spending a fortune on airfare? Good news! Travel hacking is the answer to your travel-related problems. It’s an exciting method to convert credit card sign-up bonuses and incentives into miles which you can use to score discounted or cheap flights from your ideal destinations. With a little imagination and some information, you’ll be jet-setting for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is all about swapping credit card sign-up bonus as well as incentives to earn airline miles. The miles can be used to buy discount or no-cost flights. Certain credit cards will also allow you to redeem miles towards hotel stays or rental car deals.
How Does it Work?
The secret to successful hacking your travel plans is to take advantage of credit card sign-up bonuses and to establish frequent flyer miles for a specific group of airlines. When you are ready to book a flight take a look at the price. If the flight is less than $300, it’s best to pay cash and use your miles to pay to take a more costly flight. If the prices start to rise over $500, you’ll need to look into your frequent flyer accounts to find out which airline will give you the most value. All it boils down to is the number of miles or points in your travel account for each airline.
Get Started with Travel Hacking
Are you interested in learning the secrets to hacking travel? First step to open the credit card that comes with a sign-up offer. There are a lot of fantastic credit cards with a variety of advantages and features. It depends on the type of airline, your spending habits, and the features that are most essential to you.
Top Credit Card Picks
Here are some credit card options that can be perfect for travel hacking:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit or debit card, you’ll need to hit the spending limit for minimum expenditure in order to receive the bonus. Every card has different rules, so make sure to check for the details. Then, it’s all about racking miles and using them to plan your dream vacation!
Are you ready to set sail with your goals?
Now that you’ve built up your points amount, it’s time to cash them in for some delicious travel! Different credit card companies have different methods for redeeming your rewards, here are some examples from some of the providers I’ve worked with:
Take a trip with Chase Ultimate Rewards
If you own an Chase card, you can redeem your points through the Ultimate Rewards portal. Through this portal you’ll get access to virtually every airline, and you can combine points and cash to pay for your trip. You can even book completely on points if you have the funds to pay for it! Sometimes, even if you don’t be able to accumulate enough points in order to pay for full cost, you still can buy flights with Chase Ultimate Rewards portal and pay the balance cash using any credit card.
Are you fed up of paying full price for flights? Did you know that when you book directly through United, you have the option of paying with dollars or points? But, be careful, if you don’t have enough points you cannot combine points and dollars on the same flight. If you’re just a few points away, United gives you the possibility of purchasing additional miles.
Looking for a domestic flight? Look no further than JetBlue! JetBlue offers an enjoyable and comfortable flight experience , with more legroom and free snacks. Plus, their booking process is similar to United’s that allows customers to book using either JetBlue points or dollars but not both. But, JetBlue is unique in that they offer a feature where you can pool your points together with your family members and earn points twice as fast. Make sure to verify that you are a family member before trying to hack the system.
Make sure you spend that minimum amount
If you’re like me and my travel companion Becca I’m sure you’re pretty economical and it’s daunting to try to spend thousands of dollars to hit the minimum amount required to earn credit card bonuses. But don’t fret because we’ve been there and are here to share our tips and tricks.
Pay your rent (if you can)
This is a huge one! If you’re able to pay your rent using credit card, then do it! Be prepared to pay a fee, usually about 3 percent. It might be worth it in the end in the event that the bonus is substantial enough.
Pay for a medical bill
Another excellent way to meet the spending limit is to pay for an medical bill. If you do not have any medical expenses in the near future then ask your family members if you can pay for theirs and they will repay you.
Pay off the loan
If you have any loans you owe, think about repaying them using an credit card. Make sure to pay off the balance on your credit card in full , so that you don’t accumulate more debt.
Ask your family members for help
Talk to your family and see if they have any large expenses coming up that you can contribute for. Just make sure you have confidence in the person you are talking to and they are aware of the reason for doing it.
If you’re in the middle of the holiday season you should consider purchasing all your gifts using the credit card you have. This way you can reach the minimum spending requirement and also be prepared for giving gifts. Just make sure you’re not spending more than you planning to.
There are plenty of ways to make the most out of using your credit or debit card for travel. earn miles or points to spend on flights or other travel-related expenses. Here are some additional ideas for maximizing your rewards:
Make travel reservations using your credit card
When you’re planning your next vacation, make use of the travel credit card for booking your hotel, flight or rental car, as well as other travel costs. Not only will you be able to meet the minimum amount of spending required to qualify for a credit card bonus, but you’ll also be earning points or miles for those costs.
Use your credit card for everyday expenditures
Another way to meet the minimum amount of spending to earn rewards is utilising your credit cards to pay for daily expenditures. This could be things like food, gas and even your telephone bill. Just make sure to pay the balance off in full each month so you don’t pay interest.
Take advantage of bonus categories
Many travel credit cards offer miles or points in exchange for certain types of purchases, such as eating out or travelling. Check out your credit card’s rewards program and take advantage of the bonus categories that are in line with your spending habits.
Consider the possibility of transferring your balance
If you are currently in debt on a high-interest credit card, consider transferring the balance to an account with a travel credit card that has a 0% introductory APR for balance transfer. This will let you pay off the debt without accruing interest and simultaneously aid in achieving the minimum spend for the credit card bonus.
Utilize your miles and points carefully
Once you’ve accumulated a substantial amount of points or miles Make sure to utilize them wisely. Examine the rewards program of your credit card and then compare the worth of various redemption options. For instance using points to purchase a flight directly with the airline might offer better return than using them for the purchase of a gift card.
Another suggestion is to use a rewards card that allows you to transfer your rewards to different loyalty program. This allows you to have a wider range of options and greater freedom when it comes to making use of your rewards. For example, you may be capable of transferring your reward to an airline’s frequent flyer program or a hotel rewards program. This can give an access larger range of flights, hotels and other travel benefits that may not be offered through your credit card’s rewards program.
Additionally, try to find out the card’s benefits. certain benefits that will reduce your travel costs. A lot of credit cards provide travel insurance as well as rental car insurance baggage protection and other benefits that are invaluable when you travel.
Finally, when you’re traveling with a friend, both of you can get rewards on your own credit card. Make sure you don’t share the costs on the same card, and be sure to track your rewards separately.
The key to reaping the maximum benefits from your travel rewards is to know the rewards program on your credit card and to ensure you’re using this program in the most efficient way possible. By using all of the methods I’ve described, you’ll be able to earn rewards quickly, redeem them for travel experiences that are worth it, and enjoy a wide assortment of travel-related perks.