Travel Somerset

Are you fed up of spending a fortune on airfare? Then, there’s a good news! Travel hacking can be the solution to all your travel problems. It’s a fun way to convert credit card bonus and sign-up incentives into airline miles, which you can use to get discounted or even cheap flights from your desired destinations. With a bit of imagination and a little bit of insider information, you’ll travel for free in no time.

The Basics of Travel Hacking

Travel hacking is about exchanging credit card sign-up bonuses as well as incentives to earn airline miles. These miles can later be used to pay for discount or no-cost flights. Certain credit cards let you redeem miles to pay for hotel stays or car rental offers.

How Does it Work?

The most effective method for successful hacking travel is taking advantage of the sign-up bonuses for credit cards and establishing a frequent flyer mile program on a select group of airlines. When it’s time to book a flight take a look at the price. If the flight is under $300, it’s usually better to pay in cash and use your miles to pay for a more expensive flight. If your flights begin to climb above $500, you’ll want to review your frequent flyer accounts to determine which airline offers you the best price. It all comes down to the amount of points or miles in your travel bank for every airline.

Begin by Getting Started with Travel Hacking

Ready to learn the secrets of travel hacking? First step opening a credit card that comes with a welcome bonus. There are many great credit cards with many benefits and features. It depends on the type of airline, your habits with spending and the features that are most crucial to you.

Top Credit Card Picks

Here are a few credit cards perfect to use for hacking travel:

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

Once you’ve been approved for a credit card, you’ll need to hit the limit of spending minimum in order to receive the bonus. Each card has its own rules, so be certain to verify this information. Then, it’s all about racking up miles, and using them to book your dream vacation!

Are you ready to set sail with your goals?

After you’ve accrued your points balance, you’re ready to use them towards nice getaway! Different credit card providers will offer different ways to redeem your rewards, here are some examples from some of the ones I’ve had experience with:

Getaway through Chase Ultimate Reward

If you’re a holder of an Chase cards, you are able to use your points to redeem them through the Ultimate Rewards portal. In it, you’ll have access to virtually every airline. You can make use of a combination of the points as well as cash in order to pay for your trip. You can even book completely on points if you have the balance for it! Sometimes, even if you don’t be able to accumulate enough points in order to pay for total price, you can book flights using the Chase Ultimate Rewards portal and pay the balance in cash with any credit card.

 

United

Are you fed up of paying full price for your flights? Did you know that when you book directly through United, you have the option of paying using dollars or points? But, be careful in case you don’t have enough points you can’t combine dollars and points on flights. Don’t worry, though, if you’re just a few points away, United provides the option of buying additional miles.

JetBlue

Looking for a domestic flight? You should look no further than JetBlue! JetBlue offers an enjoyable and comfortable flight experience with extra legroom as well as free snacks. Plus, their booking process is like United’s, allowing passengers to book flights using JetBlue dollar or points, however, not both. The difference is that JetBlue is unique in that they offer a feature that lets you join your points with your relatives to earn points twice as fast. Be sure to verify that you are a family member before trying to hack the system.

Make sure you spend that minimum amount

If you’re like me or my travel companion Becca, you’re probably pretty thrifty and it’s challenging to attempt to spend thousands of dollars to reach the required amount to qualify for credit card bonuses. But don’t fret as we’ve done it and we’re here to share our tricks and tips.

Pay your rent (if you can)

This is an important one! If you’re able to pay your rent with a credit card, do it! Just be prepared to pay a fee, usually around 3%. It may be worth it in the end when the bonus is large enough.

Make a payment on a medical expense

Another excellent way to meet the minimum spend is to pay for a medical bill. If you do not have any medical expenses in the near future Ask your family members to pay for theirs and they can reimburse you.

Repay the loan

If you’re in the middle of a loan, consider paying them off with your credit card. Just make sure you pay off the balance on your credit card completely so that you don’t end up with more debt.

Ask your family members for help

Discuss your family with them and look into any large expenses coming up that you can contribute for. Be sure to be sure that you’re able to trust the person and they understand why you’re doing this.

Buy gifts

If you’re celebrating the holidays take into consideration buying all of your gifts with the credit card you have. This way you can hit that minimum spend and also be prepared for gift giving. Be sure to avoid spending more than you contemplating to.

There are a lot of ways to get the most out of using your credit or debit card for travel and earn miles or points to spend on the cost of flights or other expenses related to travel. Here are a few more ideas for maximizing your rewards

Pay for travel expenses using your credit card

If you’re planning a trip, use the travel credit card to book your flight, hotel or rental car, as well as other travel costs. You’ll not only be able to hit the minimum spend to qualify for a credit card as well, but you’ll also be earning points or miles to cover these costs.

Use your credit card for everyday expenditures

Another way to meet the minimum amount of spending to earn rewards is by making use of your credit card for everyday expenses. This could be things like food, gas and even your telephone bill. Make sure you pay off the balance each month in full so you don’t accrue interest charges.

Benefit from bonus categories

A lot of travel credit cards provide miles or points in exchange for specific types of purchases, such as eating out or travelling. Check out your credit card’s rewards program and avail any bonus categories that align with your spending routines.

Take into consideration a balance transfer

If you are currently in outstanding debt due to a high-interest credit card, think about transferring the balance to a travel credit card with an introductory rate of 0% for balance transfers. This will let you pay off the debt without accruing interest, and also assist you in reaching the minimum amount required to earn the credit card’s bonus.

Utilize your miles and points carefully

If you’ve amassed a large amount of miles or points make sure you use the points or miles wisely. Examine the rewards program of your credit card and then compare the value of different redemption options. For example you can use points to purchase a flight directly with the airline could provide you with a greater value than using them to purchase a gift card.

Another tip is to use an rewards card that permits you to transfer rewards to different loyalty program. This allows you to have a wider range of options and greater freedom when it comes to you want to redeem your rewards. For example, you may be able to transfer your reward to the frequent flyer program of an airline or a hotel rewards program. This gives an access larger variety of hotels, flights, and other travel perks that may not be offered through the rewards program on your credit card.

Also, discover whether your credit card has certain benefits that will help you save money on travel costs. A lot of credit cards provide travel insurance as well as rental car insurance baggage protection, and other benefits that are invaluable when you travel.

If you’re traveling with a companion, both of you can get rewards on your own credit card. Just remember that you can’t share the costs on the same card. Also, make sure to keep track of the rewards you earn separately.

The key to making the most of your travel rewards is to know your credit card’s rewards program and make sure you’re using your credit card in the most effective method possible. Utilizing an array of strategies I’ve outlined in this article, you’ll be able get rewards in a short time, use them for valuable travel experiences, and enjoy a wide variety of travel benefits.