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Are you tired of spending thousands of dollars on travel? Good news! Travel hacking could be the solution to all your travel woes. It’s an exciting way to convert credit card welcome bonuses and other incentives into miles that can then be used to score discounted or complimentary flights for your dream destinations. With a little creativity and some insider know-how, you’ll fly for no cost within a matter of minutes.

The Basics of Travel Hacking

Travel hacking is about trading credit card sign-up bonuses as well as incentives to earn airline miles. These miles can later be used to pay for cheap or free flight tickets. Certain credit cards will also allow you to redeem miles towards hotel stays or rental car deals.

How Does it Work?

The key to successful hacking travel is taking advantage of the sign-up bonuses for credit cards and building out frequent flyer miles with a limited number of airlines. When it’s time to make a booking, evaluate the cost. If the flight is under $300, it’s usually better to pay cash and use your miles to pay to book a higher-priced flight. When the flights start getting over $500, you’ll need to look into your frequent flyer accounts and see which airline can give you the best deal. It all comes down to the number of points or miles you have you have in your travel savings account for every airline.

Get Started with Travel Hacking

Are you ready to discover the secrets to travel hacking? Your first task is opening an account with a sign-up bonus. There are many great credit cards with a variety of features and benefits. It is all dependent on the airline, your habits with spending and what features are crucial to you.

Top Credit Card Picks

Here are some credit cards perfect to use for hacking travel:

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

Once you’ve been approved for a credit card, you’ll have to meet the minimum spend limit in order to receive the bonus. Each card has its own rules, so be sure to check for this information. Then you can begin to rack miles and using them to book your dream vacation!

Ready to jet-set with your goals?

Once you’ve accumulated the points balance, it’s time to cash them in for some sweet travel! Different credit card companies have different methods for redeeming your points, but here are some examples from some of the companies I have experience with:

Take a trip through Chase Ultimate Reward

If you have an Chase card, you can redeem your points through the Ultimate Rewards portal. Through the portal, you’ll get access to almost every airline, and you can make use of a combination of the points as well as cash in order to pay for your trip. You can even book completely using points if you’ve got enough balance! Sometimes even if you don’t be able to accumulate enough points in order to pay for total price, you can buy flights with Chase Ultimate Rewards portal and pay the balance cash using any credit card.

 

United

Are you fed up of paying full price for your flights? Did you realize that when booking directly through United You have the option of paying using dollars or points? Be careful that if you don’t have enough points you aren’t able to combine dollars and points on flights. No worries though, if you’re only a couple of points away, United gives you the option of buying additional miles.

JetBlue

Looking for a flight within the United States? Look no further than JetBlue! JetBlue provides an enjoyable and comfortable flight experience , with more legroom as well as free snacks. Plus, their booking process is similar to United’s which allows you to book with either JetBlue dollar or points however, not both. However, JetBlue offers a distinct feature where you can pool your points together with your family members and earn points twice as quickly. Just make sure you can prove you’re really family before trying to hack the system.

Reach that Minimum Spend

If you’re like me and my travel buddy Becca You’re probably quite economical and it’s daunting to try to spend thousands of dollars to hit the required amount to qualify for credit card bonuses. However, don’t be worried, we’ve been through it and are here to share some of our tips and tricks.

Pay your rent (if you can)

This is an important one! If you’re able to pay for your rent using credit card, then do it! Be prepared to be charged a fee, typically around 3%. It may be worth it in the long run when the bonus is large enough.

Pay for a medical bill

Another way to reach the spending limit is to cover a medical bill. If you do not have any medical expenses in the near future Ask your relatives if you could pay them for theirs, and they can reimburse you.

Pay off a loan

If you have any loans take into consideration making payments on them with the credit card you have. Be sure to pay off the balance on your credit card in full , so that you don’t end up with more debt.

Ask your family members for help

Ask your family members to look into any big expenses coming up that you can contribute for. Make sure that you are able to have confidence in the person you are talking to and they are aware of the reason for taking the initiative.

Purchase presents

If you’re celebrating the holidays you should consider purchasing all your gifts using cards from your credit account. In this way, you’ll hit that minimum spend and also be prepared to give gifts. Just make sure you’re not paying more than you already planning to.

There are many methods to get the most out of your travel credit card. accrue points or miles to be used towards the cost of flights or other expenses related to travel. Here are some additional ideas for maximizing your rewards:

Make travel reservations using your credit card

Whenever you’re planning a trip, make use of your travel credit card to book your flight, hotel, rental car, and any other travel expenses. Not only will you achieve the minimum amount of spending required to earn your credit card and earn points, but you’ll also be earning points or miles on these expenditures.

Utilize your credit card to pay to pay for your everyday costs

Another way to hit the minimum amount of spending to earn rewards is utilising your credit cards to pay everyday costs. This could be things like food, gas or even your phone bill. Just make sure to pay the balance off each month in full so you don’t accrue interest charges.

Take advantage of bonus categories

Many travel credit cards offer miles or points in exchange on certain kinds of purchases, including eating out or travelling. Check out the rewards program of your credit card and make use of any bonus categories that match with your spending habits.

Take into consideration the possibility of transferring your balance

If you are currently in debt on a high-interest credit card, consider transferring that balance to a travel credit card with an introductory rate of 0% for balance transfers. This will enable you to pay off your debts without accruing interest, and also assist you in reaching the minimum amount required to earn the credit card bonus.

Utilize your miles and points wisely

When you’ve earned a significant amount of miles or points Make sure to utilize the points or miles wisely. Examine the rewards program of your credit card and then compare the benefits of different redemption options. For example you can use points to book a ticket directly with the airline might give you a better value than using them to purchase the purchase of a gift card.

Another tip is to use a rewards card that allows you to transfer your rewards to different loyalty program. This allows you to enjoy a greater variety of choices and more flexibility in you want to redeem your rewards. For instance, you might be able to transfer your rewards to an airline’s frequent flyer program or a reward program for hotels. This will give the benefit of a wider range of flights, hotels, and other travel perks which are not available through your credit card’s rewards program.

Also, find out the card’s benefits. some perks that could help you save money on travel costs. Many cards offer travel insurance as well as rental car insurance baggage protection, and other benefits that are extremely valuable when you’re traveling.

Finally, when you’re traveling with a friend and both of you get rewards on your credit card. Make sure you don’t divide the cost with the same card. Also, make sure to track your rewards in a separate manner.

The key to making the most of your travel rewards is to understand the rewards program on your credit card and make sure you’re making use of this program in the most effective method. Utilizing a combination of the strategies I’ve outlined, you’ll be able to earn rewards fast, exchange them for valuable travel experiences, and enjoy a wide assortment of travel-related perks.