Are you tired of spending an enormous amount on flights? Then, there’s a good news! Travel hacking is the answer to all your travel problems. It’s an exciting method to convert credit card welcome bonuses and other incentives into miles that can then be used to obtain discounted or free flights to your desired destinations. With a little imagination and some knowledge, you can fly for no cost in no time.
The Basics of Travel Hacking
Travel hacking is all about trading credit card sign-up bonuses as well as incentives to earn airline miles. These miles can then be used to buy discount or no-cost flights. Some credit cards also let you redeem miles for hotel stays and rental car deals.
How Does it Work?
The key to success in travel hacking is to take advantage of the sign-up bonuses for credit cards and to establish a frequent flyer mile program for a specific group of airlines. When you are ready to book a flight, evaluate the cost. If the price is less than $300, it’s best to pay in cash and use your miles to pay to take a more costly flight. When the flights start getting over $500, you’ll need to review your frequent flyer accounts to determine which airline offers you the most value. It all boils down to the amount of points or miles you have in your travel bank for every airline.
Begin by Getting Started with Travel Hacking
Are you ready to discover the secrets of travel hacking? First step opening an account that comes with a welcome bonus. There are a lot of fantastic credit cards that provide many advantages and features. It is all dependent on the airline, your spending habits, and the features that are most important to you.
Top Credit Card Picks
Here are a few credit card options that can be great to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit card you’ll need to hit the spending limit for minimum expenditure in order to receive the bonus. Every card has different rules, so make certain to verify this information. Then it’s all about building up miles, and using them to plan your dream trip!
Are you ready to go on a jet-setting with your goals?
Now that you’ve built up your points amount, it’s time to redeem them for some delicious vacation! Different credit card companies will have different methods for redeeming your points, but here are a few examples from some of the companies I’ve had experience with:
Escape with Chase Ultimate Rewards
If you have an Chase card, you can redeem your points through the Ultimate Rewards portal. Through the portal, you’ll have access to virtually every airline, and you can make use of a combination of money and points to book your next trip. You can even book completely on points if you have the balance for it! Sometimes, even if you don’t have enough points to cover the entire cost, you still can purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash with the credit card of your choice.
Are you tired of paying full price for flights? Did you not know that when you book directly through United, you have the option to pay with dollars or points? But, be careful in case you do not have enough points you aren’t able to combine dollars and points for flights. No worries though, if you’re only a couple of point short United provides the option to purchase additional miles.
Looking for a flight within the United States? You should look no further than JetBlue! JetBlue provides an enjoyable and comfortable flight experience with extra legroom as well as free snacks. Additionally, their booking process is similar to United’s that allows you to book with either JetBlue points or dollars, but not both. The difference is that JetBlue offers a distinct feature that lets you join your points with family members to accrue points twice as fast. Just make sure you can prove you’re really family before trying to hack into the system.
Make sure you spend that minimum amount
If you’re anything like me and my travel buddy Becca, you’re probably pretty thrifty and it’s difficult to think of spending thousands of dollars in order to meet the minimum amount required to earn credit card bonuses. Don’t worry as we’ve done it and are here to share our tricks and tips.
Pay your rent (if you can)
This is a huge one! If you’re able pay your rent with credit card, then do it! Just be prepared to be charged a fee, typically at least 3 percent. It may be worth it in the end if the bonus is high enough.
Make a payment on a medical expense
Another way to reach the required spending is to cover a medical bill. If you don’t have any medical bills in the near future then ask your relatives if you could pay for theirs and they can pay you back.
Pay off a loan
If you’re in the middle of a loan, consider making payments on them with your credit card. Just make sure you pay off the balance on your credit card in full so you don’t accrue more debt.
Ask family for help
Discuss your family with them and look into any major expenses in the near future that you can help pay for. Be sure to be sure that you’re able to are able to trust the person and that they are aware of the reason for doing it.
If you’re celebrating the holidays you should consider purchasing all your gifts with cards from your credit account. In this way, you’ll meet the minimum spending limit and also be prepared to give gifts. Just make sure you’re not spending more than you already thinking of.
There are plenty of ways to make the most out of using your credit or debit card for travel. You can earn miles or points to use towards flights or other travel-related expenses. Here are some additional suggestions for maximising your rewards
Book travel expenses with your credit card
Whenever you’re planning a trip, make use of your travel credit card to pay for your hotel, flight, rental car, and other travel costs. In addition, you’ll be able to meet the minimum spend to qualify for a credit card bonus, however, you’ll also earn points or miles on those costs.
Utilize your credit card to pay for all your daily expenses
Another way to hit the minimum spending requirement to earn rewards is making use of your credit card to pay everyday expenses. This could include things like gas, groceries or even your phone bill. Be sure to pay off the balance in full each month so you don’t pay interest.
Make the most of bonus categories
Some travel credit cards will offer miles or bonus points on certain kinds of purchases, such as eating out or travelling. Check out the rewards program of your credit card and take advantage of any bonus categories that match with your spending habits.
Think about a balance transfer
If you have existing debt on a high-interest credit card, you might want to transfer that balance to an account with a travel credit card that has an introductory rate of 0% for balance transfers. This will enable you to pay off your debt without accruing interest, and also help you hit the minimum spending requirement for the credit card bonus.
Use your points or miles wisely
Once you’ve accumulated a substantial amount of miles or points Make sure to utilize them in a responsible manner. Review the rewards program for your credit card and compare the value of different redemption options. For instance, using points to book a flight directly with the airline might offer better value than using them to purchase a gift card.
Another option is to get a rewards card that allows you to transfer your reward points into other loyalty programmes. This will allow you to have a wider range of choices and more flexibility when redeeming your rewards. For instance, you might be eligible to transfer your reward to an airline’s frequent flyer program or Hotel rewards programme. This gives the benefit of a wider range of flights, hotels and other travel benefits that aren’t available through the rewards program of your credit card.
Also, discover the card’s benefits. certain benefits that will save you money on travel-related costs. Some cards offer travel insurance and rental car insurance, baggage protection, and other benefits that could be very beneficial when traveling.
When you travel with a friend and both of you earn rewards using your credit card. Make sure you don’t divide the cost with the same card and make sure you keep track of the rewards you earn separately.
Overall, the key to making the most of your rewards for travel is to be aware of the rewards program of your credit card and ensure that you’re using it in the most efficient way possible. Through an array of strategies I’ve outlined in this article, you’ll be able get rewards in a short time, use rewards for valuable travel experiences, and enjoy a wide assortment of travel-related perks.