Are you tired of spending an enormous amount on flights? Well, good news! Travel hacking can be the solution to your travel-related problems. It’s a fun way to convert credit card welcome bonuses and other incentives into airline miles which can be used to get discounted or even free flights to your ideal destinations. With a little imagination and some information, you’ll travel for free in no time.
The Basics of Travel Hacking
Travel hacking is the art of swapping credit card sign-up bonus and incentives for airline miles. The miles can be used to purchase discounted or even free flights. Certain credit cards will also let you redeem miles for hotel stays and car rental deals.
How Does it Work?
The secret to success in hacking your travel plans is to take advantage of the sign-up bonuses for credit cards and establishing a frequent flyer mile program with a limited number of airlines. When it’s time to book a flight take a look at the price. If the price is under $300, it’s best to pay in cash and use your miles to pay to book a higher-priced flight. If your flights begin to climb higher than $500, it’s best to look into those frequent flyer accounts and see which airline can give you the best deal. It all comes down to the number of points or miles you have in your travel savings account for every airline.
Begin by Getting Started with Travel Hacking
Are you interested in learning the secrets to hacking travel? Your first task is to open a credit card with a sign-up offer. There are plenty of great credit cards that provide many advantages and features. It all depends on your preferred airline, spending habits and what features are crucial to you.
Top Credit Card Picks
Here are some credit cards that are excellent to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit or debit card, you’ll have to meet the spending limit for minimum expenditure in order to get the bonus. Each card has its own guidelines, so make sure to check for the details. Then it’s all about building up miles and then using them to book your dream trip!
Are you ready to go on a jet-setting with your ideas?
Once you’ve accumulated the points balance, you’re ready to use them towards sweet travel! Different credit card companies will offer different ways to redeem your points, but here are some examples from some of the providers I have experience with:
Getaway by using Chase Ultimate Rewards
If you own a Chase cards, you can redeem your points via the Ultimate Rewards portal. Within this portal you’ll get access to nearly every airline and you can make use of a combination of the points as well as cash in order to book your next trip. You can even book completely with points if you’ve enough balance! Sometimes even if you do not possess enough points for the full cost, you still can purchase flights through the Chase Ultimate Rewards portal and pay the balance cash using every credit card.
Are you fed up of paying full price for flights? Did you know that when you book directly through United, you have the option of paying using either points or dollars? Butbe aware, if you don’t have enough points, you can’t combine points and dollars on flights. If you’re just a few point short United also offers the option to purchase additional miles.
Looking for a domestic flight? You should look no further than JetBlue! JetBlue offers an enjoyable and comfortable travel experience that includes extra legroom as well as free snacks. In addition, their booking procedure is similar to United’s which allows you to book with either JetBlue dollar or points however, not both. The difference is that JetBlue offers a distinct feature that allows you to join your points with your family members and earn points twice as quickly. Make sure to verify that you are a family member before trying to hack into the system.
Reach that Minimum Spend
If you’re like me and my travel buddy Becca I’m sure you’re pretty economical and it’s difficult to think of spending thousands of dollars to reach the minimum spend for credit card bonuses. But don’t fret as we’ve done it and are here to share some of our tricks and tips.
Pay your rent (if you can)
This is an important one! If you’re able pay your rent using a credit card, do it! Just be prepared to be charged a fee, typically about 3 percent. It may be worth it over the long term when the bonus is large enough.
Pay a medical bill
Another excellent way to meet the required spending is to cover the medical bills. If you do not have any medical expenses in the near future Ask your family members if you can pay them for theirs, and they’ll repay you.
Pay off a loan
If you’re in the middle of a loan take into consideration repaying them using your credit card. Just make sure you pay the credit card balance in full , so that you don’t accumulate more debt.
Ask your family members for help
Ask your family members to determine if they’ve got any large expenses coming up which you could help pay for. Make sure that you are able to have confidence in the person you are talking to and they know why you’re taking the initiative.
If it’s the holiday season take into consideration buying all your gifts with the credit card you have. In this way, you’ll reach the minimum spending requirement and also be prepared to give gifts. Be sure to avoid paying more than you already contemplating to.
There are many methods to get the most from using your credit or debit card for travel. earn miles or points to spend on flights or other travel-related expenses. Here are a few additional suggestions for maximising your rewards
Pay for travel expenses using your credit card
If you’re planning a trip, use the travel credit card to pay for your hotel, flight, rental car, and any other travel expenses. In addition, you’ll achieve the minimum amount of spending required to qualify for a credit card reward, but you’ll also earn points or miles for these expenditures.
Utilize your credit card to pay to pay for your everyday costs
Another method to reach the minimum spending requirement and earn points is by making use of your credit card for every day costs. This could include things like food, gas, and even your phone bill. Make sure you pay the balance off in full each month so you don’t accumulate interest.
Take advantage of bonus categories
Some travel credit cards will offer bonus points or miles on certain kinds of purchases, like eating out or traveling. Make sure you review your rewards program on your credit card and avail any bonus categories that align with your spending habits.
Take into consideration the possibility of transferring your balance
If you have existing debt on a credit card, think about transferring that balance to a travel credit card with a 0% introductory APR for balance transfer. This will allow you to pay off your debts without accruing interest and simultaneously assist you in reaching the minimum spend for the credit card bonus.
Utilize your miles and points prudently
If you’ve amassed a large amount of miles or points make sure you use them wisely. Examine the rewards program of your credit card and compare the benefits of different redemption options. For example, using your points to book a flight directly with the airline could provide you with a greater value than using them to purchase the purchase of a gift card.
Another tip is to use an rewards card that permits you to transfer your points to other loyalty programs. This will let you get a wider selection of options and greater flexibility in you want to redeem your rewards. For example, you may be capable of transferring your rewards to frequent flyer programs of airlines or hotel rewards program. This gives you access to a wider variety of hotels, flights and other travel benefits which are not offered through the rewards program on your credit card.
Also, find out whether your credit card has certain benefits that will save you money on travel-related expenses. Some cards offer travel insurance, rental car insurance, baggage protection and other benefits that are invaluable when you travel.
Finally, when you’re traveling with a friend each of you will be able to earn rewards using your own credit card. Just remember that you can’t split the cost on the same card. Also, make sure to keep track of your rewards in a separate manner.
The key to reaping the maximum benefits from your travel rewards is to understand the rewards program on your credit card and to ensure you’re making use of your credit card in the most effective method. Through all of the strategies I’ve outlined in this article, you’ll be able get rewards in a short time, use rewards for valuable travel experiences and take advantage of a broad assortment of travel-related perks.