Are you tired of spending a fortune on airfare? Then, there’s a good news! Travel hacking can be the solution to your travel-related problems. It’s a fun way to turn credit card sign-up bonuses and incentives into airline miles which can be used to score discounted or free flights to your dream destinations. With a little creativity and some insider information, you’ll fly for no cost within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is all about trading credit card sign-up bonuses and incentives for airline miles. These miles can then be used to buy cheap or free flight tickets. Certain credit cards permit you to use miles towards hotel stays or car rental deals.
How Does it Work?
The secret to successful travel hacking is to take advantage of the sign-up bonuses for credit cards and to establish a frequent flyer mile program on a select group of airlines. When you are ready to book a flight take a look at the price. If the cost is less than $300, it’s generally better to pay in cash and use your miles to pay to book a higher-priced flight. When the flights start getting over $500, you’ll need to check the frequent flyer account and find out which airline will give you the best price. All it boils down to is the amount of miles or points in your travel bank for every airline.
Begin by Getting Started with Travel Hacking
Ready to learn the secrets to hacking travel? Your first task is opening the credit card that comes that comes with a welcome bonus. There are many great credit cards with many advantages and features. It is all dependent on the airline, your habits with spending and the features that are most essential to you.
Top Credit Card Picks
Here are some credit cards great to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit or debit card, you’ll need to reach the minimum spend limit in order to get the bonus. Every card has different rules, so be sure to check for the details. From there it’s all about building up miles, and using them to book your dream trip!
Ready to jet-set with your ideas?
Once you’ve accumulated the points balance, you’re ready to redeem them for some sweet vacation! Different credit card providers will have different methods for redeeming your points. Here are some examples from some of the providers I’ve worked with:
Escape by using Chase Ultimate Rewards
If you own an Chase card, you can redeem your points via the Ultimate Rewards portal. Within the portal, you’ll get access to almost every airline, and you can make use of a combination of the points as well as cash in order to pay for your next trip. You can book your flight entirely with points if you’ve the balance for it! Sometimes even if you don’t have enough points to cover the total cost, you are able to purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash with the credit card of your choice.
Are you tired of paying full price for your flights? Did you realize that when booking directly through United You have the option of paying using either points or dollars? Be careful in case you do not have enough points you aren’t able to combine dollars and points for one flight. If you’re just a few points away, United also offers the possibility of purchasing additional miles.
Are you looking for a domestic flight? Take a look at JetBlue! JetBlue offers passengers a relaxing and pleasant travel experience that includes extra space and complimentary snacks. In addition, their booking procedure is like United’s that allows you to book with either JetBlue either dollars or points, however, not both. The difference is that JetBlue offers a distinct feature that lets you join your points with your relatives to earn points twice as quickly. Make sure to establish that you’re a real family member prior to trying to hack the system.
Reach that Minimum Spend
If you’re like me or my travel companion Becca I’m sure you’re pretty thrifty and it’s difficult to think of spending thousands of dollars to reach the required amount to qualify for the credit card bonus. But don’t fret as we’ve done it and are here to share some of our tips and tricks.
Pay your rent (if you can)
This is an important one! If you’re able to pay your rent using credit card, go for it! Just be prepared to pay a fee, usually at least 3%. It may be worth it in the long run when the bonus is large enough.
Pay a medical bill
Another way to reach the required spending is to pay for a medical bill. If you don’t have any medical bills in the near future Ask your relatives if you could pay their medical bills and they’ll reimburse you.
Repay the loan
If you’re in the middle of a loan take into consideration making payments on them with the credit card you have. Just make sure you pay off the balance on your credit card completely so that you don’t accrue more debt.
Ask family for help
Talk to your family and determine if they’ve got any major expenses in the near future that you can help pay for. Be sure to be sure that you’re able to trust the person and they know why you’re taking the initiative.
If you’re celebrating the holidays take into consideration buying all your gifts with cards from your credit account. So you’ll be able to reach the minimum spending requirement and also be ready for gift giving. Be sure to avoid paying more than you already thinking of.
There are plenty of methods to get the most out of your travel credit card. accumulate miles or points that you can spend on the cost of flights or other expenses related to travel. Here are a few more suggestions for maximising your rewards:
Book travel expenses with your credit card
Whenever you’re planning a trip, make use of the travel credit card to pay for your flight, hotel, rental car, and any other travel-related expenses. You’ll not only be able to meet the minimum spend for your credit card bonus, but you’ll also earn points or miles on the expenditures.
Utilize your credit card to pay for everyday expenses
Another method to reach the minimum amount of spending in order to accumulate points utilising your credit cards to pay everyday expenses. This could include things like food, gas, and even your phone bill. Just make sure to pay the balance off in full every month to ensure you don’t accrue interest charges.
Benefit from bonus categories
Many travel credit cards offer bonus points or miles on certain kinds of purchases, including eating out or traveling. Check out your credit card’s rewards program and avail any bonus categories that match with your spending habits.
Think about the possibility of transferring your balance
If you have existing debt on a credit card, consider transferring the balance to an account with a travel credit card that has an introductory rate of 0% for balance transfers. This will enable you to pay off the debt without accruing interest, and also assist you in reaching the minimum amount required to earn the credit card bonus.
Utilize your miles and points carefully
Once you’ve accumulated a substantial amount of miles or points make sure you use them in a responsible manner. Check out the rewards program on your credit card and compare the value of different redemption options. For example you can use your points to purchase a flight directly with the airline might provide you with a greater return than using them for an gift card.
Another tip is to use an rewards card that permits you to transfer reward points into other loyalty programmes. This allows you to have a wider range of choices and more flexibility in redeeming your rewards. For instance, you might be able to transfer your rewards to the frequent flyer program of an airline or a hotel rewards program. This can give the benefit of a wider variety of hotels, flights, and other travel perks which are not offered through the rewards program of your credit card.
Additionally, try to determine whether your credit card has any perks that can reduce your travel costs. A lot of credit cards provide travel insurance, rental car insurance, baggage protection, and other benefits that could be invaluable when you travel.
Finally, when you’re traveling with a friend and both of you get rewards on your own credit card. Just remember that you can’t divide the cost with the same card and make sure to keep track of your rewards in a separate manner.
Overall, the key to maximizing your travel rewards is to know the rewards program on your credit card and to ensure you’re making use of it in the most efficient way possible. Utilizing a combination of the strategies I’ve listed that you can earn rewards quickly, redeem them for travel experiences that are worth it and benefit from a wide assortment of travel-related perks.