Travel Mirror With Stand

Are you tired of spending thousands of dollars on travel? Well, good news! Travel hacking could be the solution to all your travel problems. It’s a fun way to convert welcome bonuses and other incentives into airline miles which you can use to score discounted or free flights to your ideal destinations. With a bit of creativity and some insider knowledge, you can travel for free within a matter of minutes.

The Basics of Travel Hacking

Travel hacking is about exchanging credit card sign-up bonuses as well as incentives to earn airline miles. The miles can be used to buy discount or no-cost flights. Some credit cards also permit you to use miles for hotel stays and car rental offers.

How Does it Work?

The key to success in hacking travel is taking advantage of credit card sign-up bonuses and to establish a frequent flyer mile program for a specific group of airlines. When it’s time to book a flight consider the cost. If the price is under $300, it’s usually better to pay in cash and use your miles to pay to take a more costly flight. When the flights start getting above $500, you’ll want to review those frequent flyer accounts and determine which airline offers you the most value. It all boils down to the amount of points or miles in your travel bank for every airline.

Get Started with Travel Hacking

Are you ready to discover the secrets to travel hacking? First step opening a credit card with a sign-up offer. There are many great credit cards with various features and benefits. It depends on the type of airline, your habits with spending and what features are essential to you.

Top Credit Card Picks

Here are some credit card options that can be great to use for hacking travel:

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

After you’ve been accepted for a credit or debit card, you’ll need to hit the spending limit for minimum expenditure in order to qualify for the bonus. Each card has its own rules, so make sure to look up the details. Then you can begin to rack up miles and using them to plan your dream trip!

Are you ready to set sail with your goals?

Now that you’ve built up the points balance, you’re ready to cash them in for some sweet vacation! Different credit card companies have different methods for redeeming your points. Here are some examples from a few of the providers I’ve worked with:

Take a trip by using Chase Ultimate Rewards

If you have a Chase card, you can use your points to redeem them through the Ultimate Rewards portal. Through this portal you’ll have access to almost every airline. You can use a combination of points and cash to pay for your trip. You can even book completely using points if you’ve got enough balance! Sometimes, even if you don’t have enough points to cover the total price, you can purchase flights through the Chase Ultimate Rewards portal and pay the balance cash using any credit card.

 

United

Are you tired of paying the full cost for your flight tickets? Did you know that when you book directly through United you can choose the option of paying with dollars or points? But, be careful that if you don’t have enough points, you can’t combine points and dollars for the same flight. If you’re only a couple of point short United provides the possibility of purchasing additional miles.

JetBlue

Looking for a domestic flight? Look no further than JetBlue! JetBlue offers passengers a relaxing and pleasant flight experience with extra legroom as well as free snacks. Additionally, their booking process is similar to United’s that allows you to book with either JetBlue points or dollars, however, not both. The difference is that JetBlue offers a distinct feature where you can combine your points with your family members and earn points twice as fast. Be sure to prove you’re really family before trying to hack the system.

Hit that Minimum Spend

If you’re like me or my travel companion Becca, you’re probably pretty thrifty and it’s challenging to attempt to spend thousands of dollars to hit the minimum amount required to earn a credit card bonus. However, don’t be worried because we’ve been there and we’re here to share our tricks and tips.

Pay your rent (if you can)

This is a huge one! If you’re able to pay for your rent using a credit card, do it! Make sure you pay a fee, usually at least 3 percent. It might be worth it over the long term in the event that the bonus is substantial enough.

Pay for a medical bill

Another way to reach the spending limit is to pay for the medical bills. If you don’t have any medical bills due Ask your relatives if you could pay them for theirs, and they can reimburse you.

Make a payment to pay off the loan

If you’re a borrower, consider paying them off with your credit card. Just make sure you pay the credit card balance in full so you don’t end up with additional debt.

Ask family members for assistance

Ask your family members to see if they have any large expenses coming up that you can contribute for. Make sure that you are able to are able to trust the person and that they know why you’re doing it.

Purchase presents

If you’re celebrating the holidays take into consideration buying all your gifts using your credit card. In this way, you’ll meet the minimum spending limit and also be ready to give gifts. Make sure that you’re not paying more than you planning to.

There are plenty of methods to get the most of your travel credit card and accumulate miles or points that you can be used towards flights or other travel-related expenses. Here are some additional ways to maximize your rewards

Book travel expenses with your credit card

Whenever you’re planning a vacation, make use of the travel credit card to book your hotel, flight, rental car, and any other travel-related expenses. You’ll not only be able to hit the minimum amount of spending required to qualify for a credit card reward as well, but you’ll also earn points or miles to cover these costs.

Utilize your credit card to pay for all your daily expenses

Another way to hit the minimum spend in order to accumulate points by using your credit card to pay everyday expenses. This could include things like food, gas and even your telephone bill. Make sure you pay the balance off in full every month to ensure you don’t accrue interest charges.

Make the most of bonus categories

Some travel credit cards will offer bonus points or miles for specific types of purchases, including dining or travel. Check out your rewards program on your credit card and avail any bonus categories that match with your spending routines.

Take into consideration a balance transfer

If you have existing debt on a high-interest credit card, you might want to transfer the balance to a travel credit card with the introductory APR of 0% for balance transfers. This will let you pay off the debt without accruing interest. It will also aid in achieving the minimum amount required to earn the credit card bonus.

Utilize your miles and points prudently

If you’ve amassed a large amount of miles or points make sure you use the points or miles wisely. Check out the rewards program on your credit card, and evaluate the benefits of different redemption options. For instance you can use your points to book a flight directly with the airline might offer better value than using them for an gift card.

Another suggestion is to use rewards cards that allow you to transfer reward points into other loyalty programmes. This will let you get a wider selection of options and greater freedom when it comes to redeeming your rewards. For instance, you might be able to transfer your reward to an airline’s frequent flyer program or a Hotel rewards programme. This will give the benefit of a wider range of flights, hotels as well as other travel perks that may not be available through the rewards program on your credit card.

In addition, you should find out if your credit card offers any perks that can save you money on travel-related expenses. Some cards offer travel insurance and rental car insurance, baggage protection and other benefits that are very beneficial when traveling.

Finally, when you’re traveling with someone else, both of you can get rewards on your credit card. Just remember that you can’t split the cost on the same card, and be sure you keep track of your rewards separately.

Overall, the key to reaping the maximum benefits from your travel rewards is to understand the rewards program of your credit card and to ensure you’re using your credit card in the most effective way possible. Utilizing an array of methods I’ve described, you’ll be able to get rewards in a short time, use them for travel experiences that are worth it and take advantage of a broad range of travel perks.