Travel Manicure Kit

Are you tired of spending a fortune on airfare? Well, good news! Travel hacking can be the solution to your travel-related problems. It’s an exciting way to convert credit card bonus and sign-up incentives into airline miles which can be used to obtain discounted or free flights to your desired destinations. With a bit of imagination and a little bit of insider know-how, you’ll travel for free within a matter of minutes.

The Basics of Travel Hacking

Travel hacking is all about swapping credit card sign-up bonus as well as incentives to earn airline miles. These miles can then be used to purchase cheap or free flight tickets. Certain credit cards will also let you redeem miles for hotel stays and rental car offers.

How Does it Work?

The key to successful hacking your travel plans is to take advantage of the credit card sign-up bonus and building out frequent flyer miles for a specific group of airlines. When you are ready to make a booking consider the cost. If the flight is less than $300, it’s usually better to pay cash and use your miles to pay to take a more costly flight. If your flights begin to climb over $500, you’ll need to review your frequent flyer accounts to find out which airline will give you the best price. It all comes down to the amount of points or miles you have in your travel account for every airline.

Begin by Getting Started with Travel Hacking

Ready to learn the secrets to hacking travel? Your first task is to open an account that comes with a welcome bonus. There are a lot of fantastic credit cards that offer a variety of benefits and features. It is all dependent on the airline, spending habits and the features that are most important to you.

Top Credit Card Picks

Here are some credit cards that are great to hack travel

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

If you’ve been approved for a credit card, you’ll have to meet the minimum spend limit in order to receive the bonus. Every credit card has its own set of rules, so be certain to verify the details. Then it’s all about building up miles and then using them to book your dream trip!

Are you ready to set sail with your points?

Once you’ve accumulated the points balance, it’s time to redeem them for some sweet getaway! Different credit card companies will offer different ways to redeem your points, but here are a few examples from some of the providers I have experience with:

Getaway through Chase Ultimate Reward

If you’re a holder of a Chase cards, you can redeem your points through the Ultimate Rewards portal. Within this portal you’ll get access to nearly every airline, and you can make use of a combination of the points as well as cash in order to book your travel. You can even book completely using points if you’ve got the balance for it! Sometimes even if you don’t be able to accumulate enough points in order to pay for full cost, you are able to purchase flights through the Chase Ultimate Rewards portal and pay the balance cash using every credit card.

 

United

Are you fed up of paying the full cost for your flights? Did you realize that when booking directly through United You have the option of paying using either points or dollars? But, be careful that if you do not have enough points you cannot combine dollars and points for the same flight. If you’re just a few points away, United provides the option of buying additional miles.

JetBlue

Looking for a domestic flight? Take a look at JetBlue! JetBlue offers passengers a relaxing and pleasant flight experience with extra space and complimentary snacks. In addition, their booking procedure is like United’s which allows passengers to book flights using JetBlue either dollars or points, but not both. But, JetBlue offers a distinct feature that lets you combine your points with your relatives to earn points twice as quickly. Just make sure you can prove you’re really family before trying to hack the system.

Hit that Minimum Spend

If you’re like me or my travel buddy Becca I’m sure you’re pretty economical and it’s challenging to attempt to spend thousands of dollars in order to meet the required amount to qualify for the credit card bonus. However, don’t be worried as we’ve done it and are here to share our tricks and tips.

Pay your rent (if you can)

This is a big one! If you’re able pay your rent with a credit card, do it! Just be prepared to be charged a fee, typically at least 3%. It might be worth it in the end when the bonus is large enough.

Make a payment on a medical expense

Another way to reach the minimum spend is to cover an medical bill. If you do not have any medical expenses coming up then ask your relatives if you could pay their medical bills and they can reimburse you.

Pay off a loan

If you’re in the middle of a loan take into consideration repaying them using your credit card. Be sure to pay off the balance on your credit card in full so you don’t accumulate additional debt.

Ask your family members for help

Discuss your family with them and look into any big expenses coming up that you can contribute for. Be sure to be sure that you’re able to trust the person and they know why you’re doing it.

Give gifts

If it’s the holiday season you should consider purchasing all your gifts with the credit card you have. So you’ll be able to reach the minimum spending requirement and also be prepared for giving gifts. Just make sure you’re not spending more than you were already thinking of.

There are a lot of methods to get the most from your travel credit card. You can earn miles or points to spend on the cost of flights or other expenses related to travel. Here are a few additional suggestions for maximising the rewards you earn:

Book travel expenses with your credit card

If you’re planning a vacation, make use of you travel credit card to pay for your flight, hotel or rental car, as well as any other travel-related expenses. Not only will you be able to meet the minimum amount of spending required to qualify for a credit card bonus as well, but you’ll also be earning points or miles to cover those expenditures.

Make use of your credit card to pay to pay for your everyday costs

Another way to hit the minimum spending requirement in order to accumulate points making use of your credit card to pay for every day expenditures. This can include things like gas, groceries, and even your phone bill. Be sure to pay off the balance in full every month to ensure you don’t accrue interest charges.

Make the most of bonus categories

A lot of travel credit cards provide miles or points in exchange for specific types of purchases, including eating out or travelling. Check out the rewards program of your credit card and make use of any bonus categories that align with your spending habits.

Think about a balance transfer

If you are currently in debt on a high-interest credit card, you might want to transfer that balance to an account with a travel credit card that has a 0% introductory APR for balance transfer. This will allow you to pay off the debt without accruing interest, and also help you hit the minimum spending requirement for the credit card bonus.

Utilize your miles and points carefully

Once you’ve accumulated a substantial amount of miles or points Make sure to utilize them in a responsible manner. Review the rewards program for your credit card and then compare the benefits of different redemption options. For example you can use points to purchase a flight directly with the airline could give you a better value than using them for an gift card.

Another tip is to use a rewards card that allows you to transfer your reward points into other loyalty programmes. This will allow you to have a wider range of choices and more freedom when it comes to making use of your rewards. For instance, you might be eligible to transfer your rewards to the frequent flyer program of an airline or reward program for hotels. This gives you access to a wider selection of hotels, flights as well as other travel perks that may not be offered through your credit card’s rewards program.

Also, find out whether your credit card has some perks that could save you money on travel-related costs. Many cards offer travel insurance and rental car insurance, baggage protection and other benefits that are very beneficial when traveling.

Finally, when you’re traveling with a friend each of you will be able to earn rewards with your own credit card. Just remember that you can’t divide the cost with the same card. Also, make sure to keep track of your rewards in a separate manner.

The key to making the most of your rewards for travel is to be aware of the rewards program of your credit card and ensure that you’re using it in the most efficient method possible. Through a combination of the methods I’ve described in this article, you’ll be able get rewards in a short time, use them for valuable travel experiences and take advantage of a broad variety of travel benefits.