Travel Lodge Battle Creek Mi

Are you tired of spending a fortune on airfare? Then, there’s a good news! Travel hacking can be the solution to your travel-related problems. It’s an exciting way to turn credit card bonus and sign-up incentives into miles which you can use to score discounted or cheap flights from your desired destinations. With a little imagination and some knowledge, you can fly for no cost within a matter of minutes.

The Basics of Travel Hacking

Travel hacking is all about swapping credit card sign-up bonus and incentives for airline miles. The miles can be used to purchase discount or no-cost flights. Certain credit cards let you redeem miles to pay for hotel stays or rental car deals.

How Does it Work?

The key to successful travel hacking is to take advantage of the sign-up bonuses for credit cards and building out a frequent flyer mile program on a select group of airlines. When it comes time to book a flight take a look at the price. If the cost is less than $300, it’s best to pay cash and use your miles to pay to take a more costly flight. If your flights begin to climb over $500, you’ll need to review the frequent flyer account and find out which airline will give you the best deal. It all comes down to the amount of points or miles in your travel account for every airline.

Get Started with Travel Hacking

Ready to learn the secrets of travel hacking? Your first task is opening the credit card that comes with a sign-up offer. There are a lot of fantastic credit cards with a variety of benefits and features. It depends on the type of airline, spending habits and the features that are most essential to you.

Top Credit Card Picks

Here are some credit card options that can be perfect for travel hacking:

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

If you’ve been approved for a credit card you’ll have to meet the spending limit for minimum expenditure in order to get the bonus. Every credit card has its own set of rules, so make sure to check for this information. From there, it’s all about racking up miles, and using them to book your dream vacation!

Are you ready to go on a jet-setting with your ideas?

After you’ve accrued your points balance, it’s time to cash them in for some nice vacation! Different credit card companies will offer different ways to redeem your rewards, here are some examples from some of the providers I have experience with:

Take a trip with Chase Ultimate Rewards

If you own a Chase credit card, then you are able to redeem your points via the Ultimate Rewards portal. Within this portal you’ll get access to virtually every airline, and you can make use of a combination of money and points to book your next trip. You can even book entirely with points if you’ve the funds to pay for it! Sometimes, even if you don’t be able to accumulate enough points in order to pay for full cost, you are able to buy flights with Chase Ultimate Rewards portal and pay the balance in cash with any credit card.

 

United

Are you tired of paying the full cost for your flight tickets? Did you know that when you book directly through United you can choose the option to pay with dollars or points? Be careful in case you don’t have enough points you aren’t able to combine dollars and points for one flight. If you’re a few point short United gives you the option to purchase additional miles.

JetBlue

Looking for a flight within the United States? Look no further than JetBlue! JetBlue offers passengers a relaxing and pleasant travel experience that includes extra legroom as well as free snacks. In addition, their booking procedure is similar to that of United Airlines that allows you to book with either JetBlue either dollars or points, however, not both. But, JetBlue has a unique feature that lets you combine your points with family members to accrue points twice as fast. Be sure to establish that you’re a real family member prior to trying to hack into the system.

Make sure you spend that minimum amount

If you’re like me or my travel companion Becca, you’re probably pretty economical and it’s daunting to try to spend thousands of dollars to reach the minimum spend for a credit card bonus. However, don’t be worried, we’ve been through it and we’re here to share our tricks and tips.

Pay your rent (if you can)

This is an important one! If you’re able to pay for your rent using a credit card, do it! Be prepared to pay a fee, usually about 3 percent. It might be worth it in the long run in the event that the bonus is substantial enough.

Pay for a medical bill

Another way to reach the minimum spend is to cover an medical bill. If you do not have any medical expenses coming up then ask your family members if you can pay them for theirs, and they can pay you back.

Make a payment to pay off the loan

If you’re a borrower, consider making payments on them with the credit card you have. Just make sure you pay off the credit card balance in full so you don’t end up with more debt.

Ask family for help

Discuss your family with them and look into any major expenses in the near future that you can contribute for. Make sure that you are able to trust the person and they are aware of the reason for taking the initiative.

Buy gifts

If you’re celebrating the holidays, consider buying all of your gifts with the credit card you have. This way you can meet the minimum spending limit and be ready for giving gifts. Make sure that you’re not spending more than you thinking of.

There are a lot of ways to get the most out of using your credit or debit card for travel and earn miles or points to be used towards airfares or other travel-related costs. Here are a few additional ways to maximize your rewards

Pay for travel expenses using your credit card

When you’re planning your next vacation, make use of your travel credit card for booking your flight, hotel or rental car, as well as any other travel expenses. In addition, you’ll achieve the minimum amount of spending required to qualify for a credit card bonus, however, you’ll also earn points or miles for these expenses.

Use your credit card for all your daily costs

Another way to meet the minimum spending requirement to earn rewards is by making use of your credit card to pay for daily expenditures. This could include things like food, gas or even your phone bill. Just make sure to pay off the balance each month in full so you don’t accrue interest charges.

Take advantage of bonus categories

Some travel credit cards will offer bonus points or miles on certain kinds of purchases, like dining or travel. Check out your rewards program on your credit card and avail any bonus categories that align with your spending routines.

Consider a balance transfer

If you’re in the middle of a debt on a high-interest credit card, consider transferring that balance onto a travel credit card with a 0% introductory APR for balance transfers. This will enable you to pay off the debt without accruing interest. It will also assist you in reaching the minimum amount required to earn the credit card’s bonus.

Make use of your miles or points wisely

When you’ve earned a significant amount of points or miles make sure you use the points or miles wisely. Check out the rewards program on your credit card, and evaluate the value of different redemption options. For example using your points to purchase a flight directly with the airline might provide you with a greater return than using them for a gift card.

Another tip is to use an rewards card that permits you to transfer reward points into other loyalty programmes. This will let you enjoy a greater variety of options and greater freedom when it comes to you want to redeem your rewards. For instance, you might be capable of transferring your rewards to frequent flyer programs of airlines or Hotel rewards programme. This gives you access to a larger selection of hotels, flights and other travel benefits which are not accessible through the rewards program on your credit card.

In addition, you should determine the card’s benefits. some perks that could save you money on travel-related costs. Many cards offer travel insurance and rental car insurance, baggage protection and other benefits that can be invaluable when you travel.

When you travel with a friend, both of you can earn rewards with your credit card. Just remember that you can’t share the costs on the same card and make sure you keep track of your rewards separately.

Overall, the key to making the most of your rewards for travel is to be aware of your credit card’s rewards program and ensure that you’re making use of it in the most efficient method possible. Utilizing a combination of the strategies I’ve outlined in this article, you’ll be able earn rewards fast, exchange rewards for valuable travel experiences, and enjoy a wide range of travel perks.