Are you tired of paying an enormous amount on flights? Good news! Travel hacking could be the solution to all your travel problems. It’s an exciting way to convert credit card welcome bonuses and other incentives into airline miles, which you can use to obtain discounted or free flights to your dream destinations. With a little bit of creativity and some insider knowledge, you can be jet-setting for free in no time.
The Basics of Travel Hacking
Travel hacking is about swapping credit card sign-up bonus and rewards for airline miles. These miles can later be used to pay for discounted or even free flights. Certain credit cards allow you to redeem miles towards hotel stays or car rental offers.
How Does it Work?
The secret to successful travel hacking is to take advantage of credit card sign-up bonuses and building out frequent flyer miles for a specific group of airlines. When it’s time to book a flight, evaluate the cost. If the flight is less than $300, it’s best to pay in cash and use your miles to pay to take a more costly flight. If the prices start to rise above $500, you’ll want to look into those frequent flyer accounts to find out which airline will give you the best deal. It all comes down to the amount of points or miles in your travel account for every airline.
Begin by Getting Started with Travel Hacking
Are you interested in learning the secrets to travel hacking? Your first task is to open the credit card that comes with a sign-up offer. There are many great credit cards that provide various benefits and features. It is all dependent on the airline, spending habits and the features that are most important to you.
Top Credit Card Picks
Here are some credit cards that are perfect to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit or debit card, you’ll need to hit the limit of spending minimum in order to receive the bonus. Every card has different rules, so be sure to look up the details. Then, it’s all about racking up miles, and using them to plan your dream vacation!
Are you ready to set sail with your ideas?
After you’ve accrued the points amount, it’s time to use them towards sweet travel! Different credit card companies will have different methods for redeeming your rewards, here are a few examples from some of the ones I have experience with:
Getaway by using Chase Ultimate Rewards
If you own an Chase cards, you can redeem your points through the Ultimate Rewards portal. Within the portal, you’ll get access to virtually every airline. You can make use of a combination of money and points to book your next trip. You can even book entirely on points if you have the balance for it! Sometimes even if you don’t have enough points to cover the full cost, you are able to buy flights with Chase Ultimate Rewards portal and pay the balance in cash using any credit card.
Are you tired of paying the full cost for your flights? Did you know that when you book directly through United, you have the option to pay with either points or dollars? Butbe aware in case you do not have enough points you cannot combine points and dollars on one flight. If you’re a few points away, United gives you the possibility of purchasing additional miles.
Looking for a domestic flight? Look no further than JetBlue! JetBlue provides an enjoyable and comfortable flight experience with extra legroom as well as free snacks. In addition, their booking procedure is like United’s, allowing you to book with either JetBlue either dollars or points but not both. The difference is that JetBlue offers a distinct feature that lets you pool your points together with your relatives to earn points twice as quickly. Make sure to establish that you’re a real family member prior to trying to hack into the system.
Make sure you spend that minimum amount
If you’re anything like me and my travel companion Becca, you’re probably pretty economical and it’s difficult to think of spending thousands of dollars to reach the minimum amount required to earn credit card bonuses. Don’t worry as we’ve done it and we’re here to share our tips and tricks.
Pay your rent (if you can)
This is a huge one! If you’re able to pay your rent using credit card, go for it! Make sure you pay a cost, which is usually around 3%. It might be worth it over the long term when the bonus is large enough.
Pay a medical bill
Another excellent way to meet the minimum spend is to pay for an medical bill. If you don’t have any medical bills coming up Ask your relatives if you could pay for theirs and they’ll reimburse you.
Repay the loan
If you’re in the middle of a loan take into consideration paying them off with your credit card. Just make sure you pay off the balance on your credit card in full so you don’t accumulate more debt.
Ask family members for assistance
Discuss your family with them and look into any large expenses coming up that you can help pay for. Be sure to be sure that you’re able to are able to trust the person and that they are aware of the reason for taking the initiative.
If you’re in the middle of the holiday season, consider buying all of your gifts with cards from your credit account. So you’ll be able to meet the minimum spending limit and be ready for gift giving. Make sure that you’re not spending more than you already thinking of.
There are a lot of ways to get the most from your travel credit card. You can earn miles or points to use towards airfares or other travel-related costs. Here are a few more suggestions for maximising your rewards
Make travel reservations using your credit card
When you’re planning your next trip, make use of you travel credit card to book your hotel, flight, rental car, and other travel costs. Not only will you achieve the minimum amount of spending required to qualify for a credit card reward, however, you’ll also earn points or miles for those expenses.
Make use of your credit card to pay for all your daily expenditures
Another way to meet the minimum spend and earn points is utilising your credit cards to pay for daily expenses. This can include items like groceries, gas, and even your phone bill. Be sure to pay off the balance each month in full so you don’t accumulate interest.
Make the most of bonus categories
Some travel credit cards will offer miles or bonus points on certain kinds of purchases, like dining or travel. Make sure you review your credit card’s rewards program and avail any bonus categories that match with your spending routines.
Consider a balance transfer
If you are currently in outstanding debt due to a high-interest credit card, think about transferring the balance to an account with a travel credit card that has the introductory APR of 0% for balance transfers. This will let you pay off the debt without accruing interest, and also help you hit the minimum amount required to earn the credit card bonus.
Utilize your miles and points prudently
Once you’ve accumulated a substantial amount of points or miles Make sure to utilize the points or miles wisely. Check out the rewards program on your credit card and then compare the benefits of different redemption options. For instance you can use points to book a flight directly through the airline may offer better value than using them for a gift card.
Another tip is to use rewards cards that allow you to transfer your reward points into other loyalty programmes. This will allow you to have a wider range of options and greater flexibility in you want to redeem your rewards. For example, you may be eligible to transfer your rewards to frequent flyer programs of airlines or reward program for hotels. This can give an access larger selection of hotels, flights and other travel benefits that may not be accessible through the rewards program on your credit card.
Also, find out the card’s benefits. any perks that can reduce your travel costs. Some cards offer travel insurance and rental car insurance, baggage protection and other benefits that could be invaluable when you travel.
If you’re traveling with someone else each of you will be able to earn rewards using your credit card. Be aware that you cannot share the costs on the same card, and be sure you keep track of the rewards you earn separately.
Overall, the key to maximizing your travel rewards is to know the rewards program of your credit card and ensure that you’re making use of it in the most effective method possible. By using an array of strategies I’ve listed that you can earn rewards quickly, redeem rewards for valuable travel experiences and benefit from a wide range of travel perks.