Are you fed up of spending an enormous amount on flights? Well, good news! Travel hacking can be the solution to your travel-related problems. It’s an exciting method to convert welcome bonuses and other incentives into airline miles which you can use to score discounted or free flights to your ideal destinations. With a little bit of creativity and some insider knowledge, you can fly for no cost within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is all about swapping credit card sign-up bonus and incentives for airline miles. The miles can be used to buy discounted or even free flights. Some credit cards also let you redeem miles for hotel stays and car rental discounts.
How Does it Work?
The most effective method for successful travel hacking is to take advantage of the sign-up bonuses for credit cards and building out frequent flyer miles on a select group of airlines. When it’s time to book a flight take a look at the price. If the cost is less than $300, it’s best to pay in cash and save your miles to book a higher-priced flight. If the prices start to rise over $500, you’ll need to review those frequent flyer accounts and see which airline can give you the best price. It all boils down to the amount of points or miles you have you have in your travel savings account for every airline.
Get Started with Travel Hacking
Are you ready to discover the secrets of travel hacking? First step to open the credit card that comes with a sign-up offer. There are plenty of great credit cards with various benefits and features. It is all dependent on the airline, your habits with spending and the features that are most crucial to you.
Top Credit Card Picks
Here are a few credit card options that can be excellent to use for hacking travel:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit card, you’ll need to hit the spending limit for minimum expenditure in order to receive the bonus. Every card has different rules, so make certain to verify this information. From there, it’s all about racking up miles, and then using them to book your dream vacation!
Are you ready to go on a jet-setting with your goals?
After you’ve accrued the points amount, it’s time to use them towards nice getaway! Different credit card providers will have different methods for redeeming your points, but here are a few examples from some of the providers I’ve worked with:
Take a trip with Chase Ultimate Rewards
If you’re a holder of a Chase card, you can use your points to redeem them through the Ultimate Rewards portal. In this portal you’ll have access to nearly every airline, and you can make use of a combination of money and points to book your travel. You can even book completely using points if you’ve got the balance for it! Sometimes, even if you don’t possess enough points for the full price, you can purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash with every credit card.
Are you tired of paying full price for flights? Did you know that when you book directly through United, you have the option to pay with either points or dollars? Be careful, if you don’t have enough points you cannot combine dollars and points on one flight. If you’re a few points short, United provides the option of buying additional miles.
Looking for a flight within the United States? Look no further than JetBlue! JetBlue provides an enjoyable and comfortable flight experience with extra legroom as well as free snacks. In addition, their booking procedure is like United’s, allowing passengers to book flights using JetBlue dollar or points, however, not both. The difference is that JetBlue is unique in that they offer a feature that allows you to join your points with family members to accrue points twice as quickly. Just make sure you can prove you’re really family before trying to hack into the system.
Make sure you spend that minimum amount
If you’re like me and my travel companion Becca I’m sure you’re pretty frugal and it can be challenging to attempt to spend thousands of dollars to reach the minimum amount required to earn credit card bonuses. But don’t fret as we’ve done it and we’re here to share our tricks and tips.
Pay your rent (if you can)
This is an important one! If you’re able to pay for your rent with a credit card, do it! Make sure you be charged a fee, typically around 3 percent. It might be worth it over the long term in the event that the bonus is substantial enough.
Pay a medical bill
Another way to reach the minimum spend is to pay for the medical bills. If you do not have any medical expenses due, ask your relatives if you could pay them for theirs, and they can pay you back.
Repay a loan
If you have any loans, consider paying them off with an credit card. Be sure to pay off the credit card balance in full so you don’t accrue additional debt.
Ask family members for assistance
Discuss your family with them and determine if they’ve got any major expenses in the near future that you can contribute for. Be sure to be sure that you’re able to have confidence in the person you are talking to and they understand why you’re taking the initiative.
If it’s the holiday season, consider buying all your gifts with cards from your credit account. In this way, you’ll hit that minimum spend and be ready to give gifts. Make sure that you’re not spending more than you contemplating to.
There are a lot of ways to make the most out of the travel credit card. You can accumulate miles or points that you can spend on airfares or other travel-related costs. Here are a few additional ideas for maximizing your rewards
Make travel reservations using your credit card
When you’re planning your next trip, make use of your travel credit card to pay for your hotel, flight or rental car, as well as any other travel expenses. In addition, you’ll achieve the minimum amount of spending required for your credit card and earn points, but you’ll also earn points or miles on these expenditures.
Utilize your credit card to pay to pay for your everyday expenditures
Another way to meet the minimum amount of spending to earn rewards is by making use of your credit card to pay everyday expenditures. This could be things like food, gas or even your phone bill. Just make sure to pay off the balance in full every month to ensure you don’t accrue interest charges.
Benefit from bonus categories
A lot of travel credit cards provide miles or bonus points for specific types of purchases, such as eating out or traveling. Check out your credit card’s rewards program and avail any bonus categories that align with your spending habits.
Take into consideration the possibility of transferring your balance
If you’re in the middle of a outstanding debt due to a high-interest credit card, consider transferring that balance to an account with a travel credit card that has a 0% introductory APR for balance transfers. This will allow you to pay off your debts without accruing interest, and also assist you in reaching the minimum amount required to earn the credit card bonus.
Use your points or miles prudently
If you’ve amassed a large amount of miles or points Make sure to utilize them wisely. Examine the rewards program of your credit card, and evaluate the value of different redemption options. For instance, using your points to purchase a flight directly through the airline may give you a better value than using them to purchase the purchase of a gift card.
Another option is to get rewards cards that allow you to transfer your rewards to different loyalty program. This will allow you to get a wider selection of choices and more freedom when it comes to you want to redeem your rewards. For instance, you might be eligible to transfer your rewards to frequent flyer programs of airlines or a Hotel rewards programme. This will give the benefit of a wider range of flights, hotels as well as other travel perks which are not accessible through the rewards program of your credit card.
Also, discover whether your credit card has certain benefits that will reduce your travel expenses. Some cards offer travel insurance as well as rental car insurance baggage protection, and other benefits that could be extremely valuable when you’re traveling.
If you’re traveling with a friend, both of you can earn rewards with your credit card. Just remember that you can’t divide the cost with the same card. Also, make sure you keep track of the rewards you earn separately.
In the end, the most important thing to do to making the most of your rewards for travel is to be aware of the rewards program on your credit card and make sure you’re using this program in the most effective method possible. By using all of the strategies I’ve outlined, you’ll be able to earn rewards quickly, redeem them for travel experiences that are worth it and benefit from a wide variety of travel benefits.