Travel Hacking Within California

Are you tired of spending an enormous amount on flights? Well, good news! Travel hacking could be the solution to all your travel problems. It’s an exciting way to convert sign-up bonuses and incentives into airline miles that can then be used to obtain discounted or complimentary flights for your dream destinations. With a little bit of creativity and some insider know-how, you’ll be jet-setting for free within a matter of minutes.

The Basics of Travel Hacking

Travel hacking is the art of exchanging credit card sign-up bonuses and incentives for airline miles. These miles can then be used to pay for cheap or free flight tickets. Certain credit cards let you redeem miles to pay for hotel stays or car rental discounts.

How Does it Work?

The key to success in hacking travel is taking advantage of the credit card sign-up bonus and building out a frequent flyer mile program on a select group of airlines. When it comes time to make a booking, evaluate the cost. If the cost is less than $300, it’s usually better to pay in cash and use your miles to pay to take a more costly flight. If your flights begin to climb over $500, you’ll need to check the frequent flyer account to determine which airline offers you the best deal. All it boils down to is the number of points or miles in your travel bank for each airline.

Get Started with Travel Hacking

Ready to learn the secrets to travel hacking? First step opening an account with a sign-up bonus. There are many great credit cards that provide a variety of features and benefits. It all depends on your preferred airline, your spending habits, and what features are important to you.

Top Credit Card Picks

Here are a few credit card options that can be great to use for hacking travel:

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

If you’ve been approved for a credit card, you’ll need to reach the spending limit for minimum expenditure in order to qualify for the bonus. Each card has its own guidelines, so make certain to verify the details. From there you can begin to rack up miles, and then using them to book your dream vacation!

Are you ready to set sail with your goals?

Now that you’ve built up your points balance, it’s time to redeem them for some nice getaway! Different credit card companies have different methods of redeeming your points. Here are some examples from a few of the ones I have experience with:

Take a trip by using Chase Ultimate Rewards

If you own a Chase credit card, then you can redeem your points through the Ultimate Rewards portal. Within it, you’ll get access to virtually every airline. You can use a combination of the points as well as cash in order to book your next trip. You can book your flight entirely with points if you’ve the funds to pay for it! Sometimes even if you do not be able to accumulate enough points in order to pay for full price, you can purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash using every credit card.

 

United

Are you tired of paying the full cost for your flight tickets? Did you know that when you book directly through United, you have the option of paying using dollars or points? Butbe aware, if you do not have enough points you can’t combine points and dollars on one flight. If you’re only a couple of point short United gives you the option of buying additional miles.

JetBlue

Looking for a domestic flight? Take a look at JetBlue! JetBlue provides a comfortable and enjoyable travel experience that includes extra legroom and free snacks. Plus, their booking process is like United’s that allows passengers to book flights using JetBlue points or dollars however, not both. The difference is that JetBlue offers a distinct feature that allows you to join your points with your family members and earn points twice as quickly. Be sure to establish that you’re a real family member prior to trying to hack the system.

Reach that Minimum Spend

If you’re anything like me and my travel companion Becca You’re probably quite thrifty and it’s challenging to attempt to spend thousands of dollars to reach the minimum spend for the credit card bonus. But don’t fret as we’ve done it and are here to share some of our tricks and tips.

Pay your rent (if you can)

This is an important one! If you’re able pay your rent using credit card, go for it! Make sure you pay a fee, usually about 3 percent. It might be worth it over the long term in the event that the bonus is substantial enough.

Pay for a medical bill

Another way to reach the minimum spend is to pay for a medical bill. If you do not have any medical expenses due, ask your family members if you can pay their medical bills and they can pay you back.

Pay off a loan

If you’re a borrower take into consideration making payments on them with your credit card. Be sure to pay off the balance on your credit card in full so you don’t end up with more debt.

Ask your family members for help

Talk to your family and look into any big expenses coming up that you can help pay for. Be sure to be sure that you’re able to have confidence in the person you are talking to and they know why you’re doing this.

Buy presents

If you’re in the middle of the holiday season, consider buying all your gifts using the credit card you have. This way you can hit that minimum spend and be ready for gift giving. Be sure to avoid paying more than you already planning to.

There are a lot of methods to get the most from your travel credit card and accumulate miles or points that you can use towards airfares or other travel-related costs. Here are a few more ways to maximize your rewards:

Book travel expenses with your credit card

If you’re planning a vacation, make use of your travel credit card for booking your hotel, flight or rental car, as well as any other travel-related expenses. In addition, you’ll achieve the minimum spend for your credit card bonus, but you’ll also be earning points or miles to cover the expenses.

Make use of your credit card to pay to pay for your everyday expenditures

Another method to reach the minimum spend to earn rewards is by making use of your credit card for daily expenses. This could be things like gas, groceries and even your telephone bill. Be sure to pay the balance off in full every month to ensure you don’t accrue interest charges.

Benefit from bonus categories

A lot of travel credit cards provide bonus points or miles on certain kinds of purchases, such as dining or travel. Be sure to review your rewards program on your credit card and make use of any bonus categories that align with your spending habits.

Take into consideration a balance transfer

If you’re in the middle of a debt on a credit card, think about transferring the balance to the travel credit card which has a 0% introductory APR for balance transfers. This will enable you to pay off your debt without accruing interest and simultaneously assist you in reaching the minimum amount required to earn the credit card bonus.

Make use of your miles or points wisely

When you’ve earned a significant amount of points or miles make sure you use them wisely. Check out the rewards program on your credit card, and evaluate the benefits of different redemption options. For example using points to book a ticket directly through the airline may offer better value than using them to purchase an gift card.

Another suggestion is to use a rewards card that allows you to transfer your points to other loyalty programs. This will let you get a wider selection of options and greater flexibility in you want to redeem your rewards. For instance, you might be eligible to transfer your rewards to the frequent flyer program of an airline or Hotel rewards programme. This gives you access to a wider range of flights, hotels and other travel benefits that may not be offered through your credit card’s rewards program.

Also, discover if your credit card offers any perks that can help you save money on travel expenses. Many cards offer travel insurance and rental car insurance, baggage protection, and other benefits that are very beneficial when traveling.

Finally, when you’re traveling with a friend and both of you earn rewards with your own credit card. Make sure you don’t share the costs on the same card. Also, make sure to track your rewards separately.

In the end, the most important thing to do to maximizing your travel rewards is to understand the rewards program of your credit card and to ensure you’re using it in the most efficient method. Through an array of strategies I’ve outlined in this article, you’ll be able get rewards in a short time, use them for valuable travel experiences, and enjoy a wide variety of travel benefits.