Are you tired of paying a fortune on airfare? Well, good news! Travel hacking could be the solution to all your travel woes. It’s a fun way to convert bonus and sign-up incentives into miles which can be used to score discounted or cheap flights from your ideal destinations. With a bit of creativity and some insider information, you’ll fly for no cost within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is the art of trading credit card sign-up bonuses and rewards for airline miles. These miles can then be used to purchase discounted or even free flights. Certain credit cards allow you to redeem miles for hotel stays and car rental deals.
How Does it Work?
The most effective method for successful travel hacking is to take advantage of credit card sign-up bonuses and establishing frequent flyer miles on a select group of airlines. When it’s time to make a booking, evaluate the cost. If the flight is under $300, it’s best to pay cash and save your miles for a more expensive flight. If your flights begin to climb higher than $500, it’s best to check those frequent flyer accounts to determine which airline offers you the best deal. All it boils down to is the amount of points or miles you have in your travel bank for each airline.
Get Started with Travel Hacking
Are you ready to discover the secrets of travel hacking? First step opening an account with a sign-up offer. There are many great credit cards that offer many advantages and features. It all depends on your preferred airline, your spending habits, and what features are important to you.
Top Credit Card Picks
Here are a few credit card options that can be excellent for travel hacking:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit or debit card, you’ll have to meet the minimum spend limit in order to get the bonus. Each card has its own guidelines, so make certain to verify the details. From there, it’s all about racking miles and then using them to book your dream trip!
Are you ready to set sail with your points?
Once you’ve accumulated the points amount, it’s time to cash them in for some sweet travel! Different credit card providers will have different methods for redeeming your points. Here are a few examples from some of the providers I’ve worked with:
Take a trip by using Chase Ultimate Rewards
If you’re a holder of a Chase credit card, then you can redeem your points via the Ultimate Rewards portal. Within this portal you’ll have access to almost every airline, and you can combine money and points to book your trip. You can book your flight entirely with points if you’ve the balance for it! Sometimes even if you do not have enough points to cover the total price, you can purchase flights through the Chase Ultimate Rewards portal and pay the balance cash using every credit card.
Are you tired of paying full price for your flight tickets? Did you know that when you book directly through United you can choose the option of paying using dollars or points? Butbe aware that if you don’t have enough points you can’t combine points and dollars for the same flight. If you’re a few points away, United gives you the option of buying additional miles.
Looking for a domestic flight? Take a look at JetBlue! JetBlue provides an enjoyable and comfortable flight experience , with more legroom and free snacks. Plus, their booking process is similar to that of United Airlines, allowing passengers to book flights using JetBlue dollar or points but not both. However, JetBlue is unique in that they offer a feature that lets you combine your points with your relatives to earn points twice as fast. Just make sure you can establish that you’re a real family member prior to trying to hack the system.
Hit that Minimum Spend
If you’re like me or my travel companion Becca I’m sure you’re pretty economical and it’s daunting to try to spend thousands of dollars to hit the minimum spend for a credit card bonus. But don’t fret because we’ve been there and are here to share some of our tips and tricks.
Pay your rent (if you can)
This is a big one! If you’re able pay your rent using credit card, then do it! Just be prepared to be charged a fee, typically at least 3 percent. It could be worthwhile in the end in the event that the bonus is substantial enough.
Make a payment on a medical expense
Another great way to hit the minimum spend is to pay for the medical bills. If you don’t have any medical bills coming up, ask your family members to pay their medical bills and they will reimburse you.
Make a payment to pay off the loan
If you’re in the middle of a loan take into consideration making payments on them with an credit card. Just make sure you pay off the credit card balance in full , so that you don’t accrue more debt.
Ask family for help
Talk to your family and determine if they’ve got any major expenses in the near future that you can help pay for. Be sure to be sure that you’re able to trust the person and they are aware of the reason for taking the initiative.
If you’re in the middle of the holiday season take into consideration buying all your gifts using cards from your credit account. In this way, you’ll hit that minimum spend and also be ready for giving gifts. Just make sure you’re not spending more than you were already thinking of.
There are many ways to get the most of your travel credit card and accrue points or miles to be used towards flights or other travel-related expenses. Here are some additional suggestions for maximising the rewards you earn:
Make travel reservations using your credit card
When you’re planning your next trip, make use of your travel credit card for booking your flight, hotel, rental car, and any other travel expenses. Not only will you be able to meet the minimum amount of spending required for your credit card reward, however, you’ll also earn points or miles to cover those costs.
Utilize your credit card to pay for everyday expenses
Another way to meet the minimum spending requirement in order to accumulate points by utilising your credit cards to pay for daily expenses. This could be things like gas, groceries or even your phone bill. Be sure to pay off the balance in full every month to ensure you don’t pay interest.
Make the most of bonus categories
Some travel credit cards will offer miles or bonus points for specific types of purchases, such as dining or travel. Check out the rewards program of your credit card and avail any bonus categories that align with your spending routines.
Think about the possibility of transferring your balance
If you’re in the middle of a debt on a high-interest credit card, consider transferring that balance to an account with a travel credit card that has an introductory rate of 0% for balance transfers. This will allow you to pay off the debt without accruing interest, and also help you hit the minimum spending requirement for the credit card bonus.
Utilize your miles and points wisely
When you’ve earned a significant amount of points or miles Make sure to utilize the points or miles wisely. Examine the rewards program of your credit card, and evaluate the benefits of different redemption options. For instance, using your points to purchase a flight directly with the airline could give you a better value than using them to purchase the purchase of a gift card.
Another tip is to use rewards cards that allow you to transfer points to other loyalty programs. This will allow you to have a wider range of options and greater flexibility when redeeming your rewards. For instance, you might be eligible to transfer your rewards to frequent flyer programs of airlines or a reward program for hotels. This gives the benefit of a greater range of flights, hotels, and other travel perks which are not accessible through the rewards program of your credit card.
In addition, you should find out the card’s benefits. some perks that could reduce your travel expenses. Many cards offer travel insurance, rental car insurance, baggage protection and other benefits that can be extremely valuable when you’re traveling.
If you’re traveling with a friend, both of you can earn rewards using your own credit card. Be aware that you cannot divide the cost with the same card. Also, make sure you keep track of your rewards in a separate manner.
In the end, the most important thing to do to maximizing your travel rewards is to understand the rewards program of your credit card and ensure that you’re making use of it in the most efficient way possible. By using all of the strategies I’ve listed in this article, you’ll be able get rewards in a short time, use rewards for valuable travel experiences and take advantage of a broad range of travel perks.