Are you tired of paying a fortune on airfare? Well, good news! Travel hacking can be the solution to all your travel problems. It’s a fun way to convert credit card bonus and sign-up incentives into airline miles that can then be used to score discounted or cheap flights from your desired destinations. With a bit of creativity and some insider know-how, you’ll travel for free in no time.
The Basics of Travel Hacking
Travel hacking is the art of trading credit card sign-up bonuses and incentives for airline miles. These miles can then be used to buy cheap or free flight tickets. Certain credit cards will also let you redeem miles towards hotel stays or car rental offers.
How Does it Work?
The most effective method for success in travel hacking is to take advantage of credit card sign-up bonuses and establishing frequent flyer miles with a limited number of airlines. When it comes time to make a booking take a look at the price. If the cost is under $300, it’s usually better to pay in cash and use your miles to pay to take a more costly flight. When the flights start getting above $500, you’ll want to review the frequent flyer account and see which airline can give you the most value. All it boils down to is the number of points or miles in your travel account for each airline.
Get Started with Travel Hacking
Ready to learn the secrets to hacking travel? The first step is to open an account that comes with a welcome bonus. There are many great credit cards that offer many benefits and features. It is all dependent on the airline, your habits with spending and what features are important to you.
Top Credit Card Picks
Here are some credit cards great to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit card you’ll need to hit the minimum spend limit in order to get the bonus. Every credit card has its own set of rules, so make sure to look up the details. From there, it’s all about racking up miles and then using them to book your dream trip!
Are you ready to set sail with your goals?
Now that you’ve built up your points amount, it’s time to redeem them for some nice getaway! Different credit card providers will have different methods of redeeming your points. Here are some examples from some of the providers I’ve worked with:
Take a trip by using Chase Ultimate Rewards
If you’re a holder of an Chase cards, you can use your points to redeem them through the Ultimate Rewards portal. Through the portal, you’ll get access to virtually every airline and you can use a combination of points and cash to book your travel. You can book your flight entirely using points if you’ve got the balance for it! Sometimes even if you don’t possess enough points for the total cost, you are able to purchase flights through the Chase Ultimate Rewards portal and pay the balance cash using the credit card of your choice.
Are you fed up of paying the full cost for flights? Did you realize that when booking directly through United You have the option of paying with either points or dollars? Butbe aware in case you don’t have enough points, you can’t combine dollars and points for the same flight. No worries though, if you’re only a couple of point short United provides the possibility of purchasing additional miles.
Looking for a flight within the United States? Look no further than JetBlue! JetBlue provides a comfortable and enjoyable travel experience that includes extra space and complimentary snacks. Additionally, their booking process is similar to United’s that allows customers to book using either JetBlue points or dollars but not both. However, JetBlue has a unique feature that allows you to join your points with family members to accrue points twice as quickly. Be sure to establish that you’re a real family member prior to trying to hack the system.
Hit that Minimum Spend
If you’re like me and my travel companion Becca You’re probably quite economical and it’s daunting to try to spend thousands of dollars to hit the minimum amount required to earn the credit card bonus. But don’t fret, we’ve been through it and are here to share our tips and tricks.
Pay your rent (if you can)
This is an important one! If you’re able pay your rent using credit card, then do it! Just be prepared to be charged a fee, typically at least 3 percent. It could be worthwhile over the long term in the event that the bonus is substantial enough.
Pay for a medical bill
Another way to reach the minimum spend is to cover a medical bill. If you don’t have any medical bills due Ask your relatives if you could pay for theirs and they’ll repay you.
Repay a loan
If you’re in the middle of a loan, consider repaying them using the credit card you have. Be sure to pay the credit card balance completely so that you don’t accumulate more debt.
Ask your family members for help
Ask your family members to determine if they’ve got any major expenses in the near future that you can help pay for. Be sure to be sure that you’re able to are able to trust the person and that they know why you’re doing it.
If you’re in the middle of the holiday season you should consider purchasing all your gifts using cards from your credit account. This way you can reach the minimum spending requirement and be ready for giving gifts. Make sure that you’re not paying more than you already contemplating to.
There are many ways to make the most out of the travel credit card. You can accumulate miles or points that you can be used towards airfares or other travel-related costs. Here are a few additional suggestions for maximising your rewards
Make travel reservations using your credit card
If you’re planning a trip, use your travel credit card to pay for your flight, hotel or rental car, as well as other travel costs. You’ll not only be able to meet the minimum amount of spending required to earn your credit card bonus as well, but you’ll also earn points or miles for the expenditures.
Make use of your credit card to pay for everyday expenditures
Another way to meet the minimum spending requirement to earn rewards is utilising your credit cards to pay daily costs. This can include things like gas, groceries and even your telephone bill. Make sure you pay off the balance in full every month to ensure you don’t pay interest.
Take advantage of bonus categories
Many travel credit cards offer bonus points or miles for certain types of purchases, like eating out or traveling. Be sure to review your credit card’s rewards program and make use of the bonus categories that are in line with your spending habits.
Think about a balance transfer
If you have existing outstanding debt due to a high-interest credit card, think about transferring that balance to an account with a travel credit card that has an introductory rate of 0% for balance transfers. This will allow you to pay off your debt without accruing interest. It will also aid in achieving the minimum spend for the credit card bonus.
Utilize your miles and points wisely
When you’ve earned a significant amount of points or miles Make sure to utilize the points or miles wisely. Review the rewards program for your credit card and then compare the value of different redemption options. For example using points to book a ticket directly with the airline might provide you with a greater value than using them for an gift card.
Another suggestion is to use an rewards card that permits you to transfer points to other loyalty programs. This allows you to have a wider range of choices and more flexibility in you want to redeem your rewards. For instance, you might be capable of transferring your reward to frequent flyer programs of airlines or a Hotel rewards programme. This can give you access to a larger variety of hotels, flights as well as other travel perks which are not offered through the rewards program of your credit card.
Additionally, try to discover whether your credit card has certain benefits that will reduce your travel costs. Some cards offer travel insurance as well as rental car insurance baggage protection, and other benefits that are invaluable when you travel.
Finally, when you’re traveling with a companion, both of you can get rewards on your credit card. Be aware that you cannot split the cost on the same card and make sure you keep track of your rewards separately.
The key to making the most of your travel rewards is to know the rewards program of your credit card and to ensure you’re using it in the most efficient way possible. By using an array of methods I’ve described that you can earn rewards quickly, redeem them for travel experiences that are worth it and benefit from a wide variety of travel benefits.