Are you fed up of spending thousands of dollars on travel? Good news! Travel hacking could be the solution to all your travel problems. It’s an exciting method to convert credit card welcome bonuses and other incentives into miles which you can use to get discounted or even cheap flights from your ideal destinations. With a little bit of imagination and some knowledge, you can travel for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is the art of swapping credit card sign-up bonus and rewards for airline miles. These miles can later be used to buy cheap or free flight tickets. Some credit cards also permit you to use miles towards hotel stays or car rental offers.
How Does it Work?
The key to success in hacking travel is taking advantage of the credit card sign-up bonus and to establish frequent flyer miles for a specific group of airlines. When it’s time to book a flight consider the cost. If the cost is less than $300, it’s best to pay in cash and use your miles to pay to take a more costly flight. If your flights begin to climb higher than $500, it’s best to review your frequent flyer accounts and see which airline can give you the best deal. It all boils down to the number of points or miles in your travel account for each airline.
Get Started with Travel Hacking
Ready to learn the secrets to travel hacking? Your first task is to open the credit card that comes that comes with a welcome bonus. There are a lot of fantastic credit cards with many advantages and features. It is all dependent on the airline, your habits with spending and the features that are most crucial to you.
Top Credit Card Picks
Here are some credit cards excellent to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit card, you’ll have to meet the limit of spending minimum in order to receive the bonus. Each card has its own rules, so be certain to verify the details. From there, it’s all about racking up miles and using them to book your dream vacation!
Are you ready to go on a jet-setting with your goals?
After you’ve accrued the points amount, it’s time to cash them in for some sweet getaway! Different credit card providers will have different methods of redeeming your points, but here are a few examples from some of the providers I’ve had experience with:
Getaway through Chase Ultimate Reward
If you own a Chase card, you are able to use your points to redeem them through the Ultimate Rewards portal. Through it, you’ll have access to virtually every airline. You can make use of a combination of money and points to pay for your travel. You can even book entirely with points if you’ve the balance for it! Sometimes even if you do not have enough points to cover the full cost, you still can buy flights with Chase Ultimate Rewards portal and pay the balance cash using any credit card.
Are you fed up of paying the full cost for your flights? Did you realize that when booking directly through United you can choose the option of paying with dollars or points? Be careful that if you don’t have enough points, you can’t combine dollars and points for one flight. Don’t worry, though, if you’re just a few point short United gives you the option to purchase additional miles.
Looking for a domestic flight? Take a look at JetBlue! JetBlue provides a comfortable and enjoyable travel experience that includes extra legroom and free snacks. In addition, their booking procedure is similar to that of United Airlines that allows customers to book using either JetBlue points or dollars however, not both. But, JetBlue offers a distinct feature where you can join your points with your relatives to earn points twice as fast. Be sure to prove you’re really family before trying to hack into the system.
Hit that Minimum Spend
If you’re like me and my travel companion Becca I’m sure you’re pretty economical and it’s challenging to attempt to spend thousands of dollars in order to meet the required amount to qualify for credit card bonuses. But don’t fret, we’ve been through it and are here to share our tricks and tips.
Pay your rent (if you can)
This is an important one! If you’re able to pay your rent with credit card, go for it! Make sure you be charged a fee, typically at least 3%. It could be worthwhile in the end when the bonus is large enough.
Pay for a medical bill
Another great way to hit the required spending is to pay for a medical bill. If you don’t have any medical bills coming up then ask your relatives if you could pay their medical bills and they can repay you.
Pay off the loan
If you’re in the middle of a loan take into consideration making payments on them with your credit card. Make sure to pay the credit card balance completely so that you don’t accumulate additional debt.
Ask family members for assistance
Discuss your family with them and see if they have any big expenses coming up which you could help pay for. Just make sure you are able to trust the person and that they are aware of the reason for doing this.
If you’re in the middle of the holiday season take into consideration buying all of your gifts with the credit card you have. In this way, you’ll hit that minimum spend and also be ready to give gifts. Be sure to avoid paying more than you already thinking of.
There are many ways to get the most out of the travel credit card and earn miles or points to spend on the cost of flights or other expenses related to travel. Here are some additional suggestions for maximising your rewards
Make travel reservations using your credit card
When you’re planning your next trip, make use of your travel credit card for booking your hotel, flight, rental car, and other travel costs. You’ll not only achieve the minimum amount of spending required to qualify for a credit card bonus, but you’ll also be earning points or miles on the expenses.
Use your credit card to pay for your everyday expenditures
Another method to reach the minimum amount of spending and earn points is utilising your credit cards to pay for daily costs. This could be things like gas, groceries and even your telephone bill. Make sure you pay off the balance in full every month to ensure you don’t pay interest.
Take advantage of bonus categories
Some travel credit cards will offer bonus points or miles on certain kinds of purchases, like dining or travel. Make sure you review your rewards program on your credit card and make use of any bonus categories that match with your spending routines.
Think about a balance transfer
If you have existing outstanding debt due to a high-interest credit card, think about transferring that balance onto the travel credit card which has a 0% introductory APR for balance transfer. This will enable you to pay off your debt without accruing interest. It will also assist you in reaching the minimum spend for the credit card bonus.
Use your points or miles wisely
If you’ve amassed a large amount of miles or points make sure you use them wisely. Check out the rewards program on your credit card, and evaluate the value of different redemption options. For instance using points to purchase a flight directly with the airline might offer better value than using them to purchase a gift card.
Another option is to get an rewards card that permits you to transfer rewards to different loyalty program. This allows you to get a wider selection of choices and more freedom when it comes to making use of your rewards. For example, you may be eligible to transfer your reward to an airline’s frequent flyer program or Hotel rewards programme. This can give you access to a wider variety of hotels, flights, and other travel perks that aren’t offered through the rewards program on your credit card.
Additionally, try to determine the card’s benefits. certain benefits that will help you save money on travel expenses. A lot of credit cards provide travel insurance as well as rental car insurance baggage protection and other benefits that can be very beneficial when traveling.
If you’re traveling with someone else and both of you earn rewards with your credit card. Just remember that you can’t split the cost on the same card. Also, make sure you keep track of your rewards separately.
Overall, the key to reaping the maximum benefits from your travel rewards is to understand the rewards program of your credit card and ensure that you’re using this program in the most efficient method. By using all of the strategies I’ve outlined in this article, you’ll be able earn rewards quickly, redeem them for valuable travel experiences, and enjoy a wide assortment of travel-related perks.