Are you tired of spending an enormous amount on flights? Good news! Travel hacking is the answer to all your travel woes. It’s a fun way to turn credit card sign-up bonuses and incentives into miles that can then be used to score discounted or free flights to your desired destinations. With a little bit of creativity and some insider knowledge, you can be jet-setting for free in no time.
The Basics of Travel Hacking
Travel hacking is the art of trading credit card sign-up bonuses as well as incentives to earn airline miles. These miles can later be used to buy discount or no-cost flights. Certain credit cards will also permit you to use miles to pay for hotel stays or rental car deals.
How Does it Work?
The key to success in hacking your travel plans is to take advantage of credit card sign-up bonuses and to establish frequent flyer miles with a limited number of airlines. When it’s time to book a flight, evaluate the cost. If the price is less than $300, it’s usually better to pay cash and use your miles to pay to take a more costly flight. If your flights begin to climb over $500, you’ll need to look into those frequent flyer accounts and see which airline can give you the best deal. All it boils down to is the number of points or miles you have in your travel savings account for each airline.
Begin by Getting Started with Travel Hacking
Are you ready to discover the secrets to hacking travel? Your first task is opening a credit card with a sign-up offer. There are plenty of great credit cards with a variety of benefits and features. It depends on the type of airline, your spending habits, and the features that are most crucial to you.
Top Credit Card Picks
Here are some credit card options that can be excellent for travel hacking:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit or debit card, you’ll need to reach the limit of spending minimum in order to receive the bonus. Every card has different rules, so make certain to verify the details. From there it’s all about building up miles and then using them to book your dream trip!
Are you ready to go on a jet-setting with your ideas?
Now that you’ve built up the points balance, you’re ready to cash them in for some delicious travel! Different credit card providers will offer different ways to redeem your points, but here are some examples from some of the ones I’ve had experience with:
Getaway by using Chase Ultimate Rewards
If you have an Chase card, you are able to redeem your points through the Ultimate Rewards portal. Through this portal you’ll have access to almost every airline and you can combine the points as well as cash in order to book your next trip. You can book your flight entirely using points if you’ve got the balance for it! Sometimes even if you do not have enough points to cover the total price, you can book flights using the Chase Ultimate Rewards portal and pay the balance cash using every credit card.
Are you tired of paying full price for flights? Did you not know that when you book directly through United you can choose the option of paying with dollars or points? Be careful in case you don’t have enough points, you cannot combine dollars and points for one flight. If you’re just a few point short United gives you the possibility of purchasing additional miles.
Are you looking for a domestic flight? Take a look at JetBlue! JetBlue offers a comfortable and enjoyable flight experience , with more legroom as well as free snacks. In addition, their booking procedure is similar to United’s, allowing customers to book using either JetBlue either dollars or points but not both. But, JetBlue has a unique feature that allows you to join your points with your family members and earn points twice as quickly. Make sure to verify that you are a family member before trying to hack into the system.
Hit that Minimum Spend
If you’re like me or my travel companion Becca You’re probably quite frugal and it can be daunting to try to spend thousands of dollars to reach the minimum amount required to earn credit card bonuses. However, don’t be worried as we’ve done it and we’re here to share our tricks and tips.
Pay your rent (if you can)
This is an important one! If you’re able to pay for your rent with credit card, go for it! Make sure you pay a cost, which is usually around 3%. It might be worth it in the long run in the event that the bonus is substantial enough.
Make a payment on a medical expense
Another great way to hit the spending limit is to pay for the medical bills. If you do not have any medical expenses in the near future Ask your relatives if you could pay for theirs and they’ll pay you back.
Pay off a loan
If you’re a borrower take into consideration repaying them using your credit card. Be sure to pay off the balance on your credit card in full , so that you don’t accumulate more debt.
Ask your family members for help
Talk to your family and determine if they’ve got any large expenses coming up that you can help pay for. Make sure that you are able to trust the person and they know why you’re doing this.
If you’re in the middle of the holiday season, consider buying all of your gifts with cards from your credit account. This way you can reach the minimum spending requirement and also be prepared to give gifts. Be sure to avoid paying more than you contemplating to.
There are plenty of methods to get the most of your travel credit card. You can accrue points or miles to spend on airfares or other travel-related costs. Here are some additional ways to maximize your rewards
Pay for travel expenses using your credit card
Whenever you’re planning a trip, make use of the travel credit card to pay for your hotel, flight or rental car, as well as any other travel-related expenses. You’ll not only be able to hit the required amount for your credit card as well, but you’ll also earn points or miles on the expenses.
Utilize your credit card to pay to pay for your everyday costs
Another method to reach the minimum spend in order to accumulate points utilising your credit cards to pay for every day costs. This could be things like gas, groceries or even your phone bill. Be sure to pay the balance off in full each month so you don’t accumulate interest.
Benefit from bonus categories
Many travel credit cards offer miles or points in exchange on certain kinds of purchases, such as eating out or travelling. Check out your rewards program on your credit card and take advantage of any bonus categories that align with your spending routines.
Consider a balance transfer
If you have existing outstanding debt due to a high-interest credit card, think about transferring that balance onto a travel credit card with a 0% introductory APR for balance transfers. This will allow you to pay off your debt without accruing interest. It will also help you hit the minimum amount required to earn the credit card bonus.
Make use of your miles or points wisely
If you’ve amassed a large amount of points or miles Make sure to utilize them wisely. Check out the rewards program on your credit card, and evaluate the benefits of different redemption options. For example using points to book a ticket directly through the airline may provide you with a greater return than using them for the purchase of a gift card.
Another tip is to use rewards cards that allow you to transfer your rewards to different loyalty program. This will allow you to enjoy a greater variety of choices and more freedom when it comes to redeeming your rewards. For example, you may be capable of transferring your reward to an airline’s frequent flyer program or Hotel rewards programme. This will give you access to a larger selection of hotels, flights as well as other travel perks that aren’t available through the rewards program of your credit card.
In addition, you should find out if your credit card offers some perks that could save you money on travel-related costs. Some cards offer travel insurance, rental car insurance, baggage protection and other benefits that could be very beneficial when traveling.
If you’re traveling with someone else, both of you can earn rewards using your own credit card. Just remember that you can’t share the costs on the same card. Also, make sure to track your rewards separately.
Overall, the key to maximizing your rewards for travel is to be aware of the rewards program of your credit card and ensure that you’re using this program in the most efficient method. Utilizing a combination of the strategies I’ve listed, you’ll be able to get rewards in a short time, use rewards for valuable travel experiences and benefit from a wide variety of travel benefits.