Are you tired of paying an enormous amount on flights? Then, there’s a good news! Travel hacking could be the solution to all your travel problems. It’s an exciting way to convert credit card sign-up bonuses and incentives into airline miles, which can be used to obtain discounted or free flights to your ideal destinations. With a little creativity and some insider know-how, you’ll travel for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is all about exchanging credit card sign-up bonuses and rewards for airline miles. These miles can later be used to pay for discounted or even free flights. Certain credit cards will also allow you to redeem miles for hotel stays and car rental offers.
How Does it Work?
The key to success in travel hacking is to take advantage of credit card sign-up bonuses and to establish frequent flyer miles on a select group of airlines. When you are ready to make a booking consider the cost. If the flight is less than $300, it’s best to pay cash and use your miles to pay to book a higher-priced flight. If the prices start to rise higher than $500, it’s best to check the frequent flyer account to see which airline can give you the most value. All it boils down to is the amount of points or miles in your travel account for every airline.
Begin by Getting Started with Travel Hacking
Are you interested in learning the secrets to hacking travel? First step to open an account with a sign-up bonus. There are many great credit cards that offer a variety of benefits and features. It all depends on your preferred airline, your habits with spending and what features are crucial to you.
Top Credit Card Picks
Here are some credit card options that can be great to use for hacking travel:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit card, you’ll have to meet the minimum spend limit in order to get the bonus. Every card has different rules, so be sure to check for this information. From there it’s all about building up miles and using them to book your dream vacation!
Ready to jet-set with your goals?
After you’ve accrued your points amount, it’s time to use them towards sweet getaway! Different credit card providers will have different methods of redeeming your points, but here are some examples from a few of the providers I have experience with:
Take a trip through Chase Ultimate Reward
If you own a Chase credit card, then you are able to use your points to redeem them through the Ultimate Rewards portal. In the portal, you’ll have access to almost every airline. You can make use of a combination of points and cash to pay for your trip. You can book your flight entirely with points if you’ve enough balance! Sometimes, even if you don’t have enough points to cover the full cost, you still can buy flights with Chase Ultimate Rewards portal and pay the balance in cash using every credit card.
Are you tired of paying the full cost for your flight tickets? Did you not know that when you book directly through United, you have the option of paying using either points or dollars? Be careful, if you don’t have enough points, you aren’t able to combine dollars and points on flights. No worries though, if you’re only a couple of points away, United provides the option to purchase additional miles.
Looking for a flight within the United States? Take a look at JetBlue! JetBlue provides passengers a relaxing and pleasant travel experience that includes extra legroom and free snacks. Plus, their booking process is similar to that of United Airlines which allows you to book with either JetBlue points or dollars but not both. But, JetBlue offers a distinct feature that lets you join your points with family members to accrue points twice as quickly. Just make sure you can prove you’re really family before trying to hack into the system.
Make sure you spend that minimum amount
If you’re anything like me and my travel companion Becca I’m sure you’re pretty frugal and it can be daunting to try to spend thousands of dollars in order to meet the required amount to qualify for a credit card bonus. But don’t fret as we’ve done it and are here to share some of our tricks and tips.
Pay your rent (if you can)
This is a huge one! If you’re able pay your rent with credit card, then do it! Be prepared to be charged a fee, typically about 3%. It might be worth it in the end when the bonus is large enough.
Make a payment on a medical expense
Another excellent way to meet the spending limit is to pay for the medical bills. If you do not have any medical expenses due, ask your family members to pay for theirs and they can pay you back.
Repay the loan
If you’re in the middle of a loan you owe, think about making payments on them with the credit card you have. Be sure to pay the credit card balance in full , so that you don’t accumulate additional debt.
Ask family for help
Discuss your family with them and determine if they’ve got any large expenses coming up which you could help pay for. Make sure that you are able to are able to trust the person and that they are aware of the reason for doing this.
If you’re celebrating the holidays, consider buying all your gifts using your credit card. In this way, you’ll reach the minimum spending requirement and be ready for giving gifts. Make sure that you’re not spending more than you already contemplating to.
There are a lot of ways to get the most of using your credit or debit card for travel. accumulate miles or points that you can spend on flights or other travel-related expenses. Here are a few additional ways to maximize your rewards:
Pay for travel expenses using your credit card
If you’re planning a vacation, make use of the travel credit card to pay for your flight, hotel or rental car, as well as other travel costs. In addition, you’ll be able to meet the minimum spend for your credit card reward, but you’ll also be earning points or miles on these expenditures.
Make use of your credit card to pay for all your daily expenses
Another way to hit the minimum spending requirement in order to accumulate points utilising your credit cards to pay daily expenses. This could be items like groceries, gas or even your phone bill. Just make sure to pay off the balance each month in full so you don’t accumulate interest.
Make the most of bonus categories
A lot of travel credit cards provide miles or points in exchange for certain types of purchases, such as eating out or travelling. Make sure you review your rewards program on your credit card and make use of any bonus categories that match with your spending routines.
Consider the possibility of transferring your balance
If you are currently in debt on a high-interest credit card, think about transferring that balance onto a travel credit card with an introductory rate of 0% for balance transfer. This will allow you to pay off your debt without accruing interest. It will also help you hit the minimum spending requirement for the credit card bonus.
Utilize your miles and points carefully
Once you’ve accumulated a substantial amount of points or miles, be sure to use the points or miles wisely. Check out the rewards program on your credit card and then compare the value of different redemption options. For instance using your points to book a flight directly with the airline might provide you with a greater return than using them for a gift card.
Another suggestion is to use an rewards card that permits you to transfer your points to other loyalty programs. This will allow you to enjoy a greater variety of choices and more flexibility in redeeming your rewards. For instance, you might be able to transfer your rewards to frequent flyer programs of airlines or a reward program for hotels. This gives you access to a larger variety of hotels, flights as well as other travel perks that aren’t available through the rewards program of your credit card.
In addition, you should find out the card’s benefits. certain benefits that will save you money on travel-related expenses. Some cards offer travel insurance, rental car insurance, baggage protection, and other benefits that are very beneficial when traveling.
Finally, when you’re traveling with a friend and both of you earn rewards using your own credit card. Just remember that you can’t divide the cost with the same card. Also, make sure you keep track of your rewards in a separate manner.
Overall, the key to maximizing your rewards for travel is to be aware of your credit card’s rewards program and make sure you’re using it in the most efficient method possible. Through all of the strategies I’ve outlined in this article, you’ll be able earn rewards quickly, redeem them for travel experiences that are worth it and take advantage of a broad assortment of travel-related perks.