Are you fed up of spending an enormous amount on flights? Then, there’s a good news! Travel hacking could be the solution to all your travel problems. It’s an exciting way to convert credit card sign-up bonuses and incentives into airline miles which you can use to score discounted or cheap flights from your desired destinations. With a little bit of creativity and some insider know-how, you’ll travel for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is the art of exchanging credit card sign-up bonuses and rewards for airline miles. These miles can then be used to buy discount or no-cost flights. Certain credit cards allow you to redeem miles to pay for hotel stays or car rental offers.
How Does it Work?
The key to success in travel hacking is to take advantage of the credit card sign-up bonus and establishing frequent flyer miles with a limited number of airlines. When it’s time to book a flight take a look at the price. If the price is less than $300, it’s usually better to pay in cash and save your miles to take a more costly flight. If the prices start to rise above $500, you’ll want to check those frequent flyer accounts and determine which airline offers you the best deal. It all comes down to the amount of miles or points you have in your travel savings account for every airline.
Get Started with Travel Hacking
Are you ready to discover the secrets to travel hacking? First step to open an account that comes with a welcome bonus. There are many great credit cards that offer many benefits and features. It is all dependent on the airline, spending habits and what features are important to you.
Top Credit Card Picks
Here are some credit cards that are great to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
Once you’ve been approved for a credit card you’ll have to meet the minimum spend limit in order to get the bonus. Each card has its own rules, so be certain to verify the details. From there it’s all about building miles and using them to book your dream vacation!
Are you ready to go on a jet-setting with your points?
After you’ve accrued the points balance, you’re ready to use them towards nice getaway! Different credit card companies have different methods for redeeming your rewards, here are some examples from a few of the ones I’ve had experience with:
Take a trip with Chase Ultimate Rewards
If you have an Chase credit card, then you are able to redeem your points through the Ultimate Rewards portal. Within this portal you’ll have access to virtually every airline, and you can use a combination of points and cash to pay for your trip. You can book your flight entirely using points if you’ve got the balance for it! Sometimes even if you do not have enough points to cover the entire price, you can purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash using the credit card of your choice.
Are you tired of paying the full cost for flights? Did you realize that when booking directly through United You have the option of paying using either points or dollars? Be careful, if you don’t have enough points, you can’t combine dollars and points on one flight. If you’re a few points away, United gives you the option to purchase additional miles.
Looking for a domestic flight? You should look no further than JetBlue! JetBlue provides an enjoyable and comfortable flight experience with extra legroom and free snacks. Plus, their booking process is similar to that of United Airlines that allows customers to book using either JetBlue either dollars or points, however, not both. The difference is that JetBlue is unique in that they offer a feature that allows you to pool your points together with your family members and earn points twice as quickly. Make sure to establish that you’re a real family member prior to trying to hack the system.
Make sure you spend that minimum amount
If you’re like me or my travel companion Becca, you’re probably pretty frugal and it can be difficult to think of spending thousands of dollars in order to meet the required amount to qualify for credit card bonuses. Don’t worry because we’ve been there and we’re here to share some of our tricks and tips.
Pay your rent (if you can)
This is an important one! If you’re able to pay for your rent using credit card, then do it! Make sure you pay a fee, usually about 3%. It could be worthwhile over the long term if the bonus is high enough.
Pay for a medical bill
Another excellent way to meet the minimum spend is to pay for the medical bills. If you do not have any medical expenses coming up then ask your family members if you can pay their medical bills and they will repay you.
Make a payment to pay off a loan
If you’re in the middle of a loan, consider making payments on them with an credit card. Just make sure you pay the credit card balance completely so that you don’t accumulate additional debt.
Ask your family members for help
Ask your family members to determine if they’ve got any major expenses in the near future that you can help pay for. Make sure that you are able to are able to trust the person and that they understand why you’re taking the initiative.
If it’s the holiday season you should consider purchasing all your gifts using your credit card. In this way, you’ll reach the minimum spending requirement and also be prepared for giving gifts. Make sure that you’re not spending more than you were already thinking of.
There are many ways to get the most from the travel credit card. earn miles or points to spend on flights or other travel-related expenses. Here are a few more suggestions for maximising your rewards:
Pay for travel expenses using your credit card
When you’re planning your next vacation, make use of your travel credit card to book your hotel, flight or rental car, as well as any other travel expenses. In addition, you’ll be able to meet the minimum amount of spending required for your credit card reward as well, however, you’ll also earn points or miles to cover the expenses.
Make use of your credit card to pay for all your daily expenditures
Another way to hit the minimum spend and earn points is by making use of your credit card to pay for daily costs. This could be items like groceries, gas, and even your phone bill. Just make sure to pay off the balance each month in full so you don’t accrue interest charges.
Take advantage of bonus categories
Some travel credit cards will offer bonus points or miles for certain types of purchases, including dining or travel. Make sure you review the rewards program of your credit card and make use of any bonus categories that match with your spending routines.
Consider the possibility of transferring your balance
If you have existing debt on a high-interest credit card, you might want to transfer the balance to an account with a travel credit card that has a 0% introductory APR for balance transfers. This will let you pay off the debt without accruing interest and simultaneously aid in achieving the minimum amount required to earn the credit card’s bonus.
Make use of your miles or points wisely
Once you’ve accumulated a substantial amount of miles or points Make sure to utilize them wisely. Check out the rewards program on your credit card and then compare the worth of various redemption options. For instance, using points to book a flight directly through the airline may provide you with a greater value than using them to purchase an gift card.
Another suggestion is to use rewards cards that allow you to transfer points to other loyalty programs. This will let you have a wider range of choices and more flexibility in you want to redeem your rewards. For example, you may be eligible to transfer your reward to an airline’s frequent flyer program or reward program for hotels. This gives you access to a wider selection of hotels, flights as well as other travel perks which are not available through your credit card’s rewards program.
Also, find out if your credit card offers some perks that could help you save money on travel costs. Some cards offer travel insurance as well as rental car insurance baggage protection and other benefits that can be invaluable when you travel.
Finally, when you’re traveling with someone else each of you will be able to earn rewards with your credit card. Just remember that you can’t share the costs on the same card. Also, make sure you keep track of your rewards separately.
Overall, the key to making the most of your rewards for travel is to be aware of your credit card’s rewards program and make sure you’re making use of this program in the most efficient method possible. Through all of the strategies I’ve listed that you can get rewards in a short time, use them for valuable travel experiences and take advantage of a broad range of travel perks.