Travel Gifts For Families

Are you fed up of spending a fortune on airfare? Good news! Travel hacking could be the solution to all your travel woes. It’s an exciting method to turn credit card sign-up bonuses and incentives into airline miles, which you can use to get discounted or even complimentary flights for your desired destinations. With a little imagination and a little bit of insider knowledge, you can travel for free within a matter of minutes.

The Basics of Travel Hacking

Travel hacking is about trading credit card sign-up bonuses as well as incentives to earn airline miles. These miles can then be used to buy cheap or free flight tickets. Certain credit cards will also let you redeem miles towards hotel stays or car rental deals.

How Does it Work?

The most effective method for successful hacking travel is taking advantage of the sign-up bonuses for credit cards and building out frequent flyer miles with a limited number of airlines. When you are ready to book a flight consider the cost. If the cost is under $300, it’s usually better to pay cash and save your miles to book a higher-priced flight. If the prices start to rise above $500, you’ll want to check the frequent flyer account to see which airline can give you the most value. All it boils down to is the number of miles or points you have in your travel savings account for every airline.

Begin by Getting Started with Travel Hacking

Are you interested in learning the secrets to hacking travel? Your first task is opening an account with a sign-up bonus. There are many great credit cards with various features and benefits. It depends on the type of airline, spending habits and what features are crucial to you.

Top Credit Card Picks

Here are a few credit card options that can be perfect to use for hacking travel:

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

Once you’ve been approved for a credit or debit card, you’ll need to reach the spending limit for minimum expenditure in order to receive the bonus. Each card has its own guidelines, so make certain to verify the details. From there, it’s all about racking up miles, and using them to book your dream vacation!

Ready to jet-set with your ideas?

Once you’ve accumulated your points balance, you’re ready to use them towards sweet getaway! Different credit card providers will have different methods of redeeming your rewards, here are a few examples from some of the providers I have experience with:

Getaway through Chase Ultimate Reward

If you’re a holder of an Chase card, you are able to redeem your points via the Ultimate Rewards portal. Within the portal, you’ll get access to virtually every airline and you can use a combination of money and points to book your trip. You can even book completely on points if you have enough balance! Sometimes even if you do not be able to accumulate enough points in order to pay for total cost, you are able to purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash with the credit card of your choice.

 

United

Are you tired of paying full price for your flight tickets? Did you not know that when you book directly through United you can choose the option of paying using dollars or points? But, be careful that if you don’t have enough points, you can’t combine points and dollars on flights. If you’re only a couple of points away, United provides the option to purchase additional miles.

JetBlue

Looking for a flight within the United States? You should look no further than JetBlue! JetBlue provides passengers a relaxing and pleasant flight experience , with more space and complimentary snacks. Plus, their booking process is like United’s which allows customers to book using either JetBlue points or dollars but not both. The difference is that JetBlue is unique in that they offer a feature that lets you pool your points together with family members to accrue points twice as quickly. Just make sure you can prove you’re really family before trying to hack the system.

Reach that Minimum Spend

If you’re like me or my travel buddy Becca, you’re probably pretty frugal and it can be challenging to attempt to spend thousands of dollars to reach the minimum amount required to earn credit card bonuses. But don’t fret as we’ve done it and are here to share our tips and tricks.

Pay your rent (if you can)

This is a huge one! If you’re able pay your rent with credit card, then do it! Make sure you be charged a fee, typically at least 3%. It might be worth it over the long term in the event that the bonus is substantial enough.

Pay a medical bill

Another great way to hit the required spending is to cover an medical bill. If you do not have any medical expenses in the near future then ask your family members if you can pay their medical bills and they will reimburse you.

Make a payment to pay off a loan

If you have any loans take into consideration repaying them using the credit card you have. Just make sure you pay off the balance on your credit card completely so that you don’t accumulate more debt.

Ask your family members for help

Talk to your family and see if they have any big expenses coming up which you could help pay for. Be sure to be sure that you’re able to have confidence in the person you are talking to and they know why you’re doing it.

Give gifts

If you’re celebrating the holidays take into consideration buying all your gifts with your credit card. In this way, you’ll meet the minimum spending limit and also be ready for gift giving. Make sure that you’re not paying more than you contemplating to.

There are a lot of ways to make the most from your travel credit card. You can accumulate miles or points that you can use towards airfares or other travel-related costs. Here are some additional suggestions for maximising your rewards

Book travel expenses with your credit card

When you’re planning your next trip, use your travel credit card to book your hotel, flight, rental car, and other travel costs. Not only will you be able to meet the required amount to qualify for a credit card and earn points, however, you’ll also earn points or miles on these expenses.

Utilize your credit card to pay for all your daily costs

Another method to reach the minimum amount of spending in order to accumulate points by making use of your credit card to pay for everyday expenditures. This can include things like food, gas or even your phone bill. Be sure to pay off the balance in full each month so you don’t accumulate interest.

Make the most of bonus categories

Some travel credit cards will offer miles or points in exchange on certain kinds of purchases, such as eating out or traveling. Be sure to review your credit card’s rewards program and take advantage of any bonus categories that match with your spending habits.

Think about a balance transfer

If you’re in the middle of a debt on a high-interest credit card, think about transferring that balance to a travel credit card with an introductory rate of 0% for balance transfer. This will let you pay off your debts without accruing interest. It will also assist you in reaching the minimum amount required to earn the credit card bonus.

Use your points or miles carefully

When you’ve earned a significant amount of miles or points Make sure to utilize the points or miles wisely. Check out the rewards program on your credit card, and evaluate the benefits of different redemption options. For example you can use your points to book a flight directly through the airline may offer better value than using them for a gift card.

Another tip is to use an rewards card that permits you to transfer reward points into other loyalty programmes. This allows you to have a wider range of options and greater freedom when it comes to making use of your rewards. For example, you may be eligible to transfer your reward to an airline’s frequent flyer program or a Hotel rewards programme. This gives you access to a greater selection of hotels, flights and other travel benefits which are not available through the rewards program on your credit card.

Additionally, try to determine the card’s benefits. any perks that can save you money on travel-related costs. Some cards offer travel insurance and rental car insurance, baggage protection and other benefits that are very beneficial when traveling.

When you travel with a companion each of you will be able to earn rewards with your credit card. Make sure you don’t share the costs on the same card, and be sure to track your rewards separately.

The key to maximizing your travel rewards is to know the rewards program on your credit card and make sure you’re making use of your credit card in the most effective way possible. Utilizing an array of strategies I’ve listed, you’ll be able to get rewards in a short time, use them for valuable travel experiences and take advantage of a broad assortment of travel-related perks.