Are you tired of spending thousands of dollars on travel? Good news! Travel hacking can be the solution to all your travel woes. It’s an exciting method to convert credit card bonus and sign-up incentives into miles that can then be used to get discounted or even free flights to your desired destinations. With a bit of imagination and a little bit of insider know-how, you’ll travel for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is all about exchanging credit card sign-up bonuses and incentives for airline miles. These miles can later be used to buy cheap or free flight tickets. Certain credit cards let you redeem miles to pay for hotel stays or rental car deals.
How Does it Work?
The key to successful hacking travel is taking advantage of the credit card sign-up bonus and building out frequent flyer miles for a specific group of airlines. When it comes time to book a flight take a look at the price. If the cost is under $300, it’s generally better to pay in cash and save your miles to take a more costly flight. If the prices start to rise over $500, you’ll need to review your frequent flyer accounts to determine which airline offers you the most value. It all boils down to the amount of miles or points you have in your travel savings account for each airline.
Get Started with Travel Hacking
Ready to learn the secrets to hacking travel? First step opening an account that comes with a welcome bonus. There are a lot of fantastic credit cards that provide many features and benefits. It is all dependent on the airline, spending habits and the features that are most essential to you.
Top Credit Card Picks
Here are some credit cards perfect to use for hacking travel:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit card, you’ll need to hit the minimum spend limit in order to qualify for the bonus. Every card has different rules, so make sure to check for the details. From there you can begin to rack up miles and using them to book your dream vacation!
Are you ready to go on a jet-setting with your points?
Now that you’ve built up your points balance, you’re ready to redeem them for some delicious travel! Different credit card companies will have different methods of redeeming your points. Here are some examples from a few of the companies I’ve had experience with:
Getaway through Chase Ultimate Reward
If you own a Chase credit card, then you can redeem your points through the Ultimate Rewards portal. Within the portal, you’ll get access to nearly every airline. You can make use of a combination of money and points to pay for your next trip. You can even book completely on points if you have the funds to pay for it! Sometimes, even if you don’t possess enough points for the entire price, you can buy flights with Chase Ultimate Rewards portal and pay the balance in cash using every credit card.
Are you fed up of paying full price for your flight tickets? Did you realize that when booking directly through United You have the option to pay with dollars or points? But, be careful that if you don’t have enough points you cannot combine points and dollars for the same flight. If you’re a few points short, United also offers the possibility of purchasing additional miles.
Looking for a flight within the United States? Take a look at JetBlue! JetBlue provides a comfortable and enjoyable flight experience , with more legroom as well as free snacks. In addition, their booking procedure is similar to that of United Airlines that allows you to book with either JetBlue either dollars or points but not both. However, JetBlue offers a distinct feature that lets you combine your points with your relatives to earn points twice as quickly. Make sure to establish that you’re a real family member prior to trying to hack into the system.
Hit that Minimum Spend
If you’re like me and my travel buddy Becca You’re probably quite thrifty and it’s difficult to think of spending thousands of dollars in order to meet the minimum amount required to earn the credit card bonus. But don’t fret as we’ve done it and we’re here to share some of our tips and tricks.
Pay your rent (if you can)
This is a huge one! If you’re able to pay for your rent with credit card, go for it! Be prepared to be charged a fee, typically around 3%. It may be worth it in the long run if the bonus is high enough.
Pay a medical bill
Another way to reach the minimum spend is to cover an medical bill. If you do not have any medical expenses in the near future Ask your family members to pay them for theirs, and they will repay you.
Make a payment to pay off the loan
If you’re in the middle of a loan you owe, think about repaying them using the credit card you have. Make sure to pay the credit card balance in full , so that you don’t end up with additional debt.
Ask your family members for help
Discuss your family with them and see if they have any big expenses coming up which you could help pay for. Just make sure you have confidence in the person you are talking to and they are aware of the reason for taking the initiative.
If you’re celebrating the holidays you should consider purchasing all your gifts with the credit card you have. So you’ll be able to meet the minimum spending limit and be ready for gift giving. Make sure that you’re not spending more than you were already contemplating to.
There are many ways to make the most from the travel credit card. accumulate miles or points that you can spend on airfares or other travel-related costs. Here are a few more suggestions for maximising the rewards you earn:
Book travel expenses with your credit card
If you’re planning a trip, make use of your travel credit card for booking your flight, hotel or rental car, as well as other travel costs. In addition, you’ll be able to hit the minimum spend for your credit card reward, however, you’ll also earn points or miles to cover those expenses.
Make use of your credit card to pay to pay for your everyday expenditures
Another method to reach the minimum spending requirement in order to accumulate points by utilising your credit cards to pay daily expenses. This can include things like gas, groceries or even your phone bill. Make sure you pay the balance off each month in full so you don’t pay interest.
Take advantage of bonus categories
Some travel credit cards will offer miles or points in exchange on certain kinds of purchases, such as dining or travel. Be sure to review the rewards program of your credit card and make use of the bonus categories that are in line with your spending habits.
Take into consideration a balance transfer
If you have existing debt on a credit card, you might want to transfer that balance to the travel credit card which has an introductory rate of 0% for balance transfer. This will enable you to pay off your debts without accruing interest and simultaneously assist you in reaching the minimum spending requirement for the credit card’s bonus.
Use your points or miles wisely
Once you’ve accumulated a substantial amount of points or miles, be sure to use them wisely. Examine the rewards program of your credit card and then compare the benefits of different redemption options. For example, using your points to book a ticket directly with the airline might give you a better value than using them for the purchase of a gift card.
Another tip is to use a rewards card that allows you to transfer rewards to different loyalty program. This will let you enjoy a greater variety of choices and more flexibility in redeeming your rewards. For instance, you might be capable of transferring your reward to frequent flyer programs of airlines or reward program for hotels. This gives an access wider selection of hotels, flights as well as other travel perks that aren’t accessible through your credit card’s rewards program.
In addition, you should discover the card’s benefits. any perks that can help you save money on travel costs. A lot of credit cards provide travel insurance and rental car insurance, baggage protection and other benefits that can be extremely valuable when you’re traveling.
If you’re traveling with someone else each of you will be able to earn rewards with your own credit card. Make sure you don’t share the costs on the same card and make sure you keep track of the rewards you earn separately.
The key to making the most of your travel rewards is to understand the rewards program on your credit card and make sure you’re using your credit card in the most effective way possible. Utilizing a combination of the methods I’ve described that you can earn rewards fast, exchange rewards for valuable travel experiences and benefit from a wide variety of travel benefits.