Are you tired of paying thousands of dollars on travel? Well, good news! Travel hacking can be the solution to your travel-related problems. It’s an exciting method to convert sign-up bonuses and incentives into airline miles which can be used to score discounted or complimentary flights for your desired destinations. With a bit of creativity and some insider know-how, you’ll fly for no cost in no time.
The Basics of Travel Hacking
Travel hacking is about swapping credit card sign-up bonus as well as incentives to earn airline miles. These miles can then be used to purchase cheap or free flight tickets. Certain credit cards will also let you redeem miles to pay for hotel stays or car rental discounts.
How Does it Work?
The key to success in hacking travel is taking advantage of the sign-up bonuses for credit cards and to establish a frequent flyer mile program on a select group of airlines. When it’s time to book a flight consider the cost. If the price is under $300, it’s generally better to pay in cash and save your miles to take a more costly flight. If the prices start to rise above $500, you’ll want to check your frequent flyer accounts to determine which airline offers you the most value. All it boils down to is the amount of points or miles you have in your travel account for each airline.
Begin by Getting Started with Travel Hacking
Ready to learn the secrets of travel hacking? The first step is to open an account with a sign-up bonus. There are a lot of fantastic credit cards that offer many advantages and features. It all depends on your preferred airline, your habits with spending and what features are crucial to you.
Top Credit Card Picks
Here are some credit cards that are excellent to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit card, you’ll need to reach the spending limit for minimum expenditure in order to receive the bonus. Every credit card has its own set of guidelines, so make certain to verify this information. From there, it’s all about racking miles and then using them to book your dream vacation!
Are you ready to go on a jet-setting with your goals?
After you’ve accrued the points balance, it’s time to redeem them for some delicious getaway! Different credit card providers will have different methods of redeeming your points. Here are some examples from a few of the companies I have experience with:
Escape with Chase Ultimate Rewards
If you’re a holder of an Chase cards, you can redeem your points through the Ultimate Rewards portal. Within it, you’ll have access to almost every airline and you can make use of a combination of money and points to pay for your trip. You can book your flight entirely on points if you have the funds to pay for it! Sometimes, even if you don’t possess enough points for the full cost, you are able to purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash using every credit card.
Are you tired of paying full price for your flights? Did you realize that when booking directly through United You have the option of paying using either points or dollars? Be careful that if you do not have enough points you aren’t able to combine dollars and points on the same flight. If you’re just a few points away, United gives you the option of buying additional miles.
Looking for a domestic flight? You should look no further than JetBlue! JetBlue provides an enjoyable and comfortable flight experience , with more space and complimentary snacks. Additionally, their booking process is similar to United’s that allows passengers to book flights using JetBlue points or dollars, but not both. However, JetBlue offers a distinct feature that allows you to join your points with your relatives to earn points twice as quickly. Make sure to establish that you’re a real family member prior to trying to hack into the system.
Hit that Minimum Spend
If you’re anything like me and my travel companion Becca, you’re probably pretty economical and it’s daunting to try to spend thousands of dollars to reach the minimum amount required to earn credit card bonuses. However, don’t be worried because we’ve been there and are here to share our tricks and tips.
Pay your rent (if you can)
This is a huge one! If you’re able to pay your rent using credit card, go for it! Make sure you be charged a fee, typically around 3 percent. It might be worth it in the end if the bonus is high enough.
Pay for a medical bill
Another great way to hit the required spending is to cover the medical bills. If you don’t have any medical bills due, ask your family members to pay them for theirs, and they will repay you.
Make a payment to pay off a loan
If you’re a borrower take into consideration paying them off with an credit card. Just make sure you pay off the credit card balance in full , so that you don’t accrue more debt.
Ask family for help
Talk to your family and look into any big expenses coming up that you can help pay for. Just make sure you trust the person and they understand why you’re taking the initiative.
If you’re in the middle of the holiday season take into consideration buying all of your gifts with the credit card you have. In this way, you’ll hit that minimum spend and also be ready to give gifts. Just make sure you’re not paying more than you thinking of.
There are plenty of ways to make the most of your travel credit card. earn miles or points to spend on airfares or other travel-related costs. Here are some additional suggestions for maximising your rewards
Book travel expenses with your credit card
Whenever you’re planning a trip, use the travel credit card for booking your flight, hotel, rental car, and other travel costs. You’ll not only achieve the required amount to earn your credit card bonus, however, you’ll also earn points or miles to cover these expenses.
Utilize your credit card to pay for all your daily expenses
Another method to reach the minimum spending requirement and earn points is utilising your credit cards to pay everyday expenditures. This could be items like groceries, gas, and even your phone bill. Be sure to pay off the balance in full each month so you don’t pay interest.
Make the most of bonus categories
A lot of travel credit cards provide miles or points in exchange for certain types of purchases, including eating out or travelling. Make sure you review your credit card’s rewards program and make use of any bonus categories that align with your spending routines.
Think about the possibility of transferring your balance
If you have existing debt on a credit card, think about transferring that balance onto a travel credit card with the introductory APR of 0% for balance transfer. This will let you pay off your debt without accruing interest. It will also assist you in reaching the minimum spending requirement for the credit card bonus.
Utilize your miles and points prudently
If you’ve amassed a large amount of points or miles make sure you use them wisely. Examine the rewards program of your credit card, and evaluate the value of different redemption options. For instance you can use points to purchase a flight directly through the airline may provide you with a greater value than using them to purchase a gift card.
Another option is to get a rewards card that allows you to transfer reward points into other loyalty programmes. This allows you to have a wider range of choices and more flexibility when redeeming your rewards. For example, you may be capable of transferring your rewards to the frequent flyer program of an airline or reward program for hotels. This gives you access to a greater selection of hotels, flights as well as other travel perks that aren’t offered through the rewards program of your credit card.
In addition, you should discover the card’s benefits. any perks that can save you money on travel-related costs. Many cards offer travel insurance, rental car insurance, baggage protection, and other benefits that could be invaluable when you travel.
If you’re traveling with someone else each of you will be able to get rewards on your credit card. Make sure you don’t divide the cost with the same card and make sure to track the rewards you earn separately.
In the end, the most important thing to do to reaping the maximum benefits from your rewards for travel is to be aware of the rewards program of your credit card and ensure that you’re using this program in the most effective way possible. Utilizing a combination of the methods I’ve described in this article, you’ll be able earn rewards quickly, redeem them for valuable travel experiences and benefit from a wide assortment of travel-related perks.