Are you tired of paying thousands of dollars on travel? Well, good news! Travel hacking could be the solution to all your travel woes. It’s an exciting method to turn credit card welcome bonuses and other incentives into miles which you can use to obtain discounted or cheap flights from your dream destinations. With a little imagination and a little bit of insider know-how, you’ll be jet-setting for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is about exchanging credit card sign-up bonuses as well as incentives to earn airline miles. These miles can later be used to buy cheap or free flight tickets. Some credit cards also allow you to redeem miles for hotel stays and car rental discounts.
How Does it Work?
The key to successful hacking your travel plans is to take advantage of credit card sign-up bonuses and to establish a frequent flyer mile program with a limited number of airlines. When you are ready to make a booking take a look at the price. If the price is less than $300, it’s generally better to pay cash and save your miles to take a more costly flight. When the flights start getting above $500, you’ll want to review the frequent flyer account and determine which airline offers you the most value. All it boils down to is the amount of miles or points in your travel account for every airline.
Get Started with Travel Hacking
Are you ready to discover the secrets to hacking travel? The first step is opening a credit card that comes with a welcome bonus. There are many great credit cards that provide many features and benefits. It is all dependent on the airline, your spending habits, and what features are crucial to you.
Top Credit Card Picks
Here are some credit cards excellent to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
Once you’ve been approved for a credit card you’ll have to meet the minimum spend limit in order to qualify for the bonus. Every credit card has its own set of rules, so make certain to verify this information. From there you can begin to rack up miles, and then using them to book your dream vacation!
Are you ready to go on a jet-setting with your goals?
Once you’ve accumulated your points balance, it’s time to use them towards delicious vacation! Different credit card companies will have different methods for redeeming your points, but here are a few examples from some of the companies I’ve worked with:
Getaway by using Chase Ultimate Rewards
If you own a Chase credit card, then you are able to use your points to redeem them through the Ultimate Rewards portal. Within this portal you’ll get access to almost every airline and you can make use of a combination of the points as well as cash in order to book your travel. You can book your flight entirely with points if you’ve the funds to pay for it! Sometimes even if you do not have enough points to cover the entire cost, you still can buy flights with Chase Ultimate Rewards portal and pay the balance in cash with every credit card.
Are you tired of paying full price for your flights? Did you know that when you book directly through United, you have the option to pay with dollars or points? Butbe aware in case you don’t have enough points you can’t combine points and dollars on the same flight. Don’t worry, though, if you’re just a few point short United provides the possibility of purchasing additional miles.
Looking for a flight within the United States? You should look no further than JetBlue! JetBlue provides passengers a relaxing and pleasant travel experience that includes extra legroom and free snacks. Additionally, their booking process is similar to that of United Airlines, allowing customers to book using either JetBlue either dollars or points however, not both. The difference is that JetBlue offers a distinct feature where you can join your points with your family members and earn points twice as quickly. Make sure to verify that you are a family member before trying to hack into the system.
Make sure you spend that minimum amount
If you’re like me and my travel companion Becca I’m sure you’re pretty frugal and it can be challenging to attempt to spend thousands of dollars in order to meet the minimum amount required to earn the credit card bonus. However, don’t be worried as we’ve done it and are here to share our tips and tricks.
Pay your rent (if you can)
This is an important one! If you’re able to pay for your rent using a credit card, do it! Be prepared to be charged a fee, typically around 3 percent. It could be worthwhile in the long run if the bonus is high enough.
Pay for a medical bill
Another way to reach the minimum spend is to pay for the medical bills. If you don’t have any medical bills coming up then ask your relatives if you could pay them for theirs, and they will repay you.
Make a payment to pay off a loan
If you have any loans you owe, think about making payments on them with an credit card. Be sure to pay the credit card balance in full , so that you don’t accumulate more debt.
Ask family for help
Ask your family members to determine if they’ve got any large expenses coming up that you can contribute for. Be sure to be sure that you’re able to are able to trust the person and that they understand why you’re taking the initiative.
If it’s the holiday season take into consideration buying all your gifts using cards from your credit account. So you’ll be able to reach the minimum spending requirement and also be prepared to give gifts. Just make sure you’re not spending more than you were contemplating to.
There are plenty of ways to get the most from using your credit or debit card for travel. You can accumulate miles or points that you can use towards the cost of flights or other expenses related to travel. Here are some additional ways to maximize your rewards
Book travel expenses with your credit card
If you’re planning a vacation, make use of the travel credit card to book your flight, hotel or rental car, as well as any other travel-related expenses. Not only will you be able to hit the minimum amount of spending required for your credit card bonus, however, you’ll also earn points or miles on the expenditures.
Utilize your credit card to pay for everyday costs
Another way to hit the minimum spend and earn points is utilising your credit cards to pay every day expenditures. This could be things like food, gas, and even your phone bill. Just make sure to pay the balance off in full every month to ensure you don’t accumulate interest.
Take advantage of bonus categories
A lot of travel credit cards provide bonus points or miles on certain kinds of purchases, including eating out or travelling. Make sure you review the rewards program of your credit card and take advantage of any bonus categories that match with your spending habits.
Think about a balance transfer
If you are currently in outstanding debt due to a high-interest credit card, think about transferring that balance onto the travel credit card which has a 0% introductory APR for balance transfers. This will allow you to pay off your debts without accruing interest. It will also help you hit the minimum spend for the credit card’s bonus.
Use your points or miles wisely
When you’ve earned a significant amount of miles or points, be sure to use them in a responsible manner. Examine the rewards program of your credit card and then compare the benefits of different redemption options. For instance you can use points to purchase a flight directly with the airline could offer better value than using them to purchase a gift card.
Another option is to get a rewards card that allows you to transfer reward points into other loyalty programmes. This will allow you to get a wider selection of options and greater freedom when it comes to you want to redeem your rewards. For instance, you might be capable of transferring your rewards to an airline’s frequent flyer program or Hotel rewards programme. This will give the benefit of a wider variety of hotels, flights, and other travel perks that aren’t available through your credit card’s rewards program.
Additionally, try to discover if your credit card offers certain benefits that will save you money on travel-related expenses. Many cards offer travel insurance and rental car insurance, baggage protection, and other benefits that are invaluable when you travel.
Finally, when you’re traveling with a friend and both of you earn rewards with your own credit card. Be aware that you cannot share the costs on the same card. Also, make sure you keep track of your rewards separately.
In the end, the most important thing to do to maximizing your rewards for travel is to be aware of the rewards program on your credit card and make sure you’re making use of it in the most efficient method possible. By using all of the methods I’ve described in this article, you’ll be able get rewards in a short time, use rewards for valuable travel experiences and take advantage of a broad variety of travel benefits.