Are you fed up of spending an enormous amount on flights? Good news! Travel hacking could be the solution to all your travel problems. It’s an exciting way to convert sign-up bonuses and incentives into miles that can then be used to get discounted or even complimentary flights for your desired destinations. With a little bit of creativity and some insider information, you’ll fly for no cost within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is about trading credit card sign-up bonuses and incentives for airline miles. These miles can then be used to pay for cheap or free flight tickets. Some credit cards also permit you to use miles for hotel stays and car rental discounts.
How Does it Work?
The secret to successful hacking travel is taking advantage of the sign-up bonuses for credit cards and to establish a frequent flyer mile program with a limited number of airlines. When you are ready to book a flight consider the cost. If the cost is less than $300, it’s usually better to pay cash and save your miles to book a higher-priced flight. If your flights begin to climb over $500, you’ll need to review those frequent flyer accounts to find out which airline will give you the best price. It all comes down to the number of miles or points in your travel account for each airline.
Get Started with Travel Hacking
Are you interested in learning the secrets to hacking travel? First step to open an account with a sign-up offer. There are a lot of fantastic credit cards that offer various benefits and features. It depends on the type of airline, your habits with spending and what features are important to you.
Top Credit Card Picks
Here are some credit cards that are perfect to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit card you’ll need to hit the limit of spending minimum in order to receive the bonus. Every card has different rules, so be sure to check for this information. From there it’s all about building miles and using them to book your dream trip!
Are you ready to set sail with your goals?
Once you’ve accumulated your points balance, it’s time to use them towards delicious getaway! Different credit card providers will have different methods of redeeming your points, but here are some examples from some of the providers I’ve worked with:
Escape with Chase Ultimate Rewards
If you own an Chase credit card, then you can redeem your points through the Ultimate Rewards portal. In this portal you’ll get access to almost every airline. You can combine points and cash to book your trip. You can book your flight entirely with points if you’ve enough balance! Sometimes even if you do not have enough points to cover the total cost, you still can book flights using the Chase Ultimate Rewards portal and pay the balance cash using every credit card.
Are you fed up of paying the full cost for your flight tickets? Did you realize that when booking directly through United You have the option of paying using either points or dollars? Butbe aware that if you don’t have enough points you aren’t able to combine points and dollars for one flight. No worries though, if you’re just a few point short United gives you the option of buying additional miles.
Looking for a domestic flight? You should look no further than JetBlue! JetBlue offers passengers a relaxing and pleasant flight experience , with more space and complimentary snacks. Additionally, their booking process is similar to United’s, allowing you to book with either JetBlue points or dollars but not both. The difference is that JetBlue offers a distinct feature that lets you join your points with your family members and earn points twice as quickly. Be sure to establish that you’re a real family member prior to trying to hack into the system.
Hit that Minimum Spend
If you’re like me and my travel companion Becca I’m sure you’re pretty frugal and it can be challenging to attempt to spend thousands of dollars to hit the minimum spend for credit card bonuses. However, don’t be worried as we’ve done it and we’re here to share our tips and tricks.
Pay your rent (if you can)
This is an important one! If you’re able pay your rent with credit card, go for it! Just be prepared to be charged a fee, typically at least 3 percent. It could be worthwhile in the long run in the event that the bonus is substantial enough.
Make a payment on a medical expense
Another great way to hit the required spending is to cover a medical bill. If you don’t have any medical bills in the near future Ask your family members to pay them for theirs, and they can repay you.
Repay a loan
If you’re a borrower, consider making payments on them with an credit card. Make sure to pay off the credit card balance in full so you don’t accumulate more debt.
Ask your family members for help
Discuss your family with them and see if they have any big expenses coming up which you could help pay for. Make sure that you are able to trust the person and they understand why you’re doing this.
If you’re celebrating the holidays, consider buying all your gifts with cards from your credit account. In this way, you’ll hit that minimum spend and also be prepared to give gifts. Make sure that you’re not spending more than you were already contemplating to.
There are a lot of ways to get the most from the travel credit card and earn miles or points to be used towards flights or other travel-related expenses. Here are a few more ways to maximize your rewards:
Book travel expenses with your credit card
Whenever you’re planning a trip, use the travel credit card to pay for your flight, hotel or rental car, as well as any other travel-related expenses. Not only will you be able to hit the required amount to earn your credit card reward and earn points, but you’ll also earn points or miles for these expenses.
Utilize your credit card to pay for all your daily costs
Another way to meet the minimum spend in order to accumulate points by making use of your credit card to pay every day costs. This could be items like groceries, gas and even your telephone bill. Be sure to pay off the balance in full every month to ensure you don’t accrue interest charges.
Take advantage of bonus categories
Many travel credit cards offer miles or bonus points for certain types of purchases, like eating out or traveling. Make sure you review your credit card’s rewards program and make use of the bonus categories that are in line with your spending routines.
Take into consideration the possibility of transferring your balance
If you are currently in debt on a credit card, consider transferring the balance to the travel credit card which has the introductory APR of 0% for balance transfer. This will allow you to pay off your debts without accruing interest. It will also assist you in reaching the minimum spend for the credit card’s bonus.
Use your points or miles prudently
If you’ve amassed a large amount of miles or points Make sure to utilize them wisely. Review the rewards program for your credit card and compare the benefits of different redemption options. For example you can use points to purchase a flight directly with the airline might offer better value than using them for an gift card.
Another suggestion is to use rewards cards that allow you to transfer your rewards to different loyalty program. This will allow you to enjoy a greater variety of choices and more freedom when it comes to making use of your rewards. For instance, you might be able to transfer your reward to an airline’s frequent flyer program or a Hotel rewards programme. This can give you access to a wider range of flights, hotels as well as other travel perks which are not offered through your credit card’s rewards program.
Additionally, try to discover the card’s benefits. any perks that can help you save money on travel costs. Many cards offer travel insurance and rental car insurance, baggage protection, and other benefits that can be extremely valuable when you’re traveling.
Finally, when you’re traveling with a companion, both of you can earn rewards with your credit card. Just remember that you can’t share the costs on the same card and make sure you keep track of your rewards in a separate manner.
Overall, the key to reaping the maximum benefits from your rewards for travel is to be aware of your credit card’s rewards program and make sure you’re using your credit card in the most efficient way possible. Through a combination of the strategies I’ve outlined, you’ll be able to earn rewards quickly, redeem rewards for valuable travel experiences, and enjoy a wide range of travel perks.