Are you tired of paying thousands of dollars on travel? Then, there’s a good news! Travel hacking is the answer to all your travel woes. It’s an exciting method to convert credit card bonus and sign-up incentives into miles that can then be used to get discounted or even cheap flights from your ideal destinations. With a bit of imagination and a little bit of insider knowledge, you can be jet-setting for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is all about swapping credit card sign-up bonus and rewards for airline miles. These miles can later be used to buy cheap or free flight tickets. Certain credit cards will also permit you to use miles towards hotel stays or rental car discounts.
How Does it Work?
The most effective method for success in travel hacking is to take advantage of credit card sign-up bonuses and building out frequent flyer miles for a specific group of airlines. When it’s time to book a flight take a look at the price. If the price is less than $300, it’s usually better to pay cash and use your miles to pay to book a higher-priced flight. If your flights begin to climb higher than $500, it’s best to look into the frequent flyer account to determine which airline offers you the most value. It all comes down to the number of points or miles in your travel bank for each airline.
Begin by Getting Started with Travel Hacking
Are you interested in learning the secrets to travel hacking? Your first task is to open a credit card with a sign-up offer. There are a lot of fantastic credit cards with many advantages and features. It is all dependent on the airline, your habits with spending and what features are essential to you.
Top Credit Card Picks
Here are some credit cards excellent to use for hacking travel:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit or debit card, you’ll need to hit the limit of spending minimum in order to get the bonus. Each card has its own guidelines, so make sure to check for this information. Then, it’s all about racking miles and using them to book your dream trip!
Are you ready to go on a jet-setting with your goals?
After you’ve accrued the points balance, it’s time to cash them in for some delicious travel! Different credit card companies will offer different ways to redeem your rewards, here are some examples from a few of the providers I have experience with:
Getaway by using Chase Ultimate Rewards
If you own a Chase card, you can redeem your points via the Ultimate Rewards portal. Through the portal, you’ll get access to virtually every airline. You can make use of a combination of money and points to book your next trip. You can even book entirely using points if you’ve got the funds to pay for it! Sometimes even if you do not possess enough points for the entire cost, you still can purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash using every credit card.
Are you fed up of paying full price for flights? Did you realize that when booking directly through United you can choose the option of paying using dollars or points? Butbe aware that if you do not have enough points you cannot combine points and dollars on the same flight. Don’t worry, though, if you’re a few points short, United also offers the option of buying additional miles.
Looking for a flight within the United States? Look no further than JetBlue! JetBlue provides an enjoyable and comfortable travel experience that includes extra space and complimentary snacks. Additionally, their booking process is like United’s which allows passengers to book flights using JetBlue dollar or points, however, not both. However, JetBlue offers a distinct feature that allows you to join your points with family members to accrue points twice as fast. Make sure to establish that you’re a real family member prior to trying to hack the system.
Hit that Minimum Spend
If you’re anything like me and my travel companion Becca I’m sure you’re pretty economical and it’s difficult to think of spending thousands of dollars to hit the minimum amount required to earn the credit card bonus. However, don’t be worried as we’ve done it and are here to share some of our tips and tricks.
Pay your rent (if you can)
This is a big one! If you’re able pay your rent with a credit card, do it! Be prepared to pay a fee, usually around 3%. It might be worth it over the long term in the event that the bonus is substantial enough.
Pay for a medical bill
Another excellent way to meet the spending limit is to pay for an medical bill. If you do not have any medical expenses in the near future then ask your relatives if you could pay them for theirs, and they’ll repay you.
Make a payment to pay off the loan
If you’re in the middle of a loan take into consideration making payments on them with the credit card you have. Make sure to pay off the credit card balance in full , so that you don’t accrue more debt.
Ask family for help
Talk to your family and determine if they’ve got any large expenses coming up which you could help pay for. Be sure to be sure that you’re able to are able to trust the person and that they understand why you’re doing it.
If you’re in the middle of the holiday season, consider buying all of your gifts with cards from your credit account. In this way, you’ll reach the minimum spending requirement and be ready to give gifts. Be sure to avoid paying more than you already contemplating to.
There are a lot of methods to get the most from the travel credit card. You can earn miles or points to spend on the cost of flights or other expenses related to travel. Here are a few more suggestions for maximising your rewards
Make travel reservations using your credit card
If you’re planning a vacation, make use of you travel credit card to pay for your flight, hotel, rental car, and other travel costs. In addition, you’ll achieve the minimum amount of spending required to earn your credit card bonus, however, you’ll also earn points or miles for these costs.
Make use of your credit card to pay for all your daily expenses
Another way to hit the minimum amount of spending and earn points is by making use of your credit card to pay every day costs. This can include items like groceries, gas and even your telephone bill. Make sure you pay off the balance each month in full so you don’t accrue interest charges.
Make the most of bonus categories
Some travel credit cards will offer miles or points in exchange for certain types of purchases, such as eating out or traveling. Check out your rewards program on your credit card and make use of any bonus categories that match with your spending habits.
Think about a balance transfer
If you are currently in debt on a high-interest credit card, consider transferring that balance to an account with a travel credit card that has an introductory rate of 0% for balance transfers. This will enable you to pay off your debt without accruing interest and simultaneously aid in achieving the minimum spending requirement for the credit card’s bonus.
Make use of your miles or points wisely
If you’ve amassed a large amount of miles or points, be sure to use them wisely. Examine the rewards program of your credit card, and evaluate the benefits of different redemption options. For instance you can use points to purchase a flight directly with the airline might give you a better value than using them for the purchase of a gift card.
Another option is to get an rewards card that permits you to transfer reward points into other loyalty programmes. This will let you have a wider range of options and greater flexibility when making use of your rewards. For instance, you might be able to transfer your reward to frequent flyer programs of airlines or a reward program for hotels. This can give you access to a larger variety of hotels, flights and other travel benefits that may not be offered through your credit card’s rewards program.
Additionally, try to discover the card’s benefits. any perks that can reduce your travel expenses. Some cards offer travel insurance and rental car insurance, baggage protection, and other benefits that can be extremely valuable when you’re traveling.
If you’re traveling with someone else, both of you can earn rewards using your own credit card. Just remember that you can’t divide the cost with the same card and make sure to track your rewards separately.
In the end, the most important thing to do to making the most of your travel rewards is to understand your credit card’s rewards program and make sure you’re making use of this program in the most efficient method possible. By using a combination of the methods I’ve described that you can get rewards in a short time, use rewards for valuable travel experiences, and enjoy a wide assortment of travel-related perks.